topic Re: US Bank "invitation" to apply in Credit Cards

US Bank "invitation" to apply

Anonymous — Wed, 24 Nov 2021 02:23:50 GMT

Snail mail to apply for the Go card. Because I've opened 4 accts since Aug I think my chances for approval is zero!

Re: US Bank "invitation" to apply

Trini88 — Wed, 24 Nov 2021 02:34:05 GMT

I think I've seen like 1 post about someone getting the GO after opening like 4 or 5 cards before it and I still don't believe that post 🤣

Re: US Bank "invitation" to apply

FinStar — Wed, 24 Nov 2021 02:34:18 GMT

@Anonymous wrote:
Snail mail to apply for the Go card. Because I've opened 4 accts since Aug I think my chances for approval is zero!

Pretty much so. But, the community likes GPs, try and see what it yields...for science.

Re: US Bank "invitation" to apply

M_Smart007 — Wed, 24 Nov 2021 03:16:42 GMT

@Trini88 wrote:
I think I've seen like 1 post about someone getting the GO after opening like 4 or 5 cards before it and I still don't believe that post 🤣

@Trini88, I could be that person that you don't believe

I probably had opened at least 20 new accounts in /24 (probably a lot more to be honest)

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-Visa-Signature-15-000-00-amp-U-S-Bank-Altitude-Go-Approved/m-p/6274094

Re: US Bank "invitation" to apply

Trini88 — Wed, 24 Nov 2021 03:27:08 GMT

@Anonymous wrote:
Snail mail to apply for the Go card. Because I've opened 4 accts since Aug I think my chances for approval is zero!

I take it back, you might have a chance 😆

Re: US Bank "invitation" to apply

FinStar — Wed, 24 Nov 2021 03:50:35 GMT

@M_Smart007 wrote:
@Trini88 wrote:
I think I've seen like 1 post about someone getting the GO after opening like 4 or 5 cards before it and I still don't believe that post 🤣
@Trini88, I could be that person that you don't believe
I probably had opened at least 20 new accounts in /24 (probably a lot more to be honest)

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-Visa-Signature-15-000-00-amp-U-S-Bank-Altitude-Go-Approved/m-p/6274094

Ummm, we're talking about 2 different cards and banks, no? 🤔

The OP mentioned Altitude GO which has different UW criteria than FNBO's Evergreen CC. I mean, for the sake of DPs, the OP can see if they can get approved with USB based on what they mentioned upthread 🥴

Re: US Bank "invitation" to apply

M_Smart007 — Wed, 24 Nov 2021 04:07:38 GMT

@FinStar wrote:
@M_Smart007 wrote:
@Trini88 wrote:
I think I've seen like 1 post about someone getting the GO after opening like 4 or 5 cards before it and I still don't believe that post 🤣
@Trini88, I could be that person that you don't believe
I probably had opened at least 20 new accounts in /24 (probably a lot more to be honest)

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-Visa-Signature-15-000-00-amp-U-S-Bank-Altitude-Go-Approved/m-p/6274094
Ummm, we're talking about 2 different cards and banks, no? 🤔

The OP mentioned Altitude GO which has different UW criteria than FNBO's Evergreen CC. I mean, for the sake of DPs, the OP can see if they can get approved with USB based on what they mentioned upthread 🥴

@FinStar, The link I provided was for The US Bank Altitude Go approval, It is a little confusing as someone had merged the two approval threads together.

Re: US Bank "invitation" to apply

FinStar — Wed, 24 Nov 2021 04:09:55 GMT

@M_Smart007 wrote:
@FinStar wrote:
@M_Smart007 wrote:
@Trini88 wrote:
I think I've seen like 1 post about someone getting the GO after opening like 4 or 5 cards before it and I still don't believe that post 🤣
@Trini88, I could be that person that you don't believe
I probably had opened at least 20 new accounts in /24 (probably a lot more to be honest)

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-Visa-Signature-15-000-00-amp-U-S-Bank-Altitude-Go-Approved/m-p/6274094
Ummm, we're talking about 2 different cards and banks, no? 🤔

The OP mentioned Altitude GO which has different UW criteria than FNBO's Evergreen CC. I mean, for the sake of DPs, the OP can see if they can get approved with USB based on what they mentioned upthread 🥴
@FinStar, The link I provided was for The US Bank Altitude Go approval, It is a little confusing as someone had merged the two approval threads together.

Ah yes. Nevermind @M_Smart007, my bad - I only glimpsed at the FNBO approval.

In that case, OP should try and see if Altitude GO is viable...still for science 😜

Re: US Bank "invitation" to apply

xenon3030 — Wed, 01 Dec 2021 05:23:45 GMT

The email looks to be invitation to send your application, possibly withput any prejustice . If you have prior relationship to USBank, you may check the offers section. Anyway, I am not sure whether they use any prequalification methods for that section also.

Re: US Bank "invitation" to apply

Anonymous — Wed, 01 Dec 2021 07:20:20 GMT

It's possible. I was in the same boat as you. I just did not get a great starting limit. I got approved Monday with a 2k limit at 15.99%. No relationship with US bank and a few new accounts for the year.