topic Re: FordPass Rewards Card in Credit Cards

FordPass Rewards Card

ridgebackpilot — Tue, 07 Dec 2021 21:30:26 GMT

Anyone have the FordPass Rewards VISA card? I just received a promotional mailing from them today. The card is issued by FNBO and offers the following promotional terms:

11,000 FordPass Rewards points after first purchase (enough to pay for one service)
$100 statement credit after spending $3,000 in first three billing cycles
10% back in points on Ford service and maintenance
5% back in points on Ford dealership purchases
3% back in points on gas, auto insurance, dining, parking, and tolls
1% back in points on all other purchases'
0% introductory APR on balance transfers until Jan. 2023
No annual fee

I have two Fords and like to pay for service on them with FordPass Rewards points at the dealerships. Other than that, however, this card doesn't seem particularly competitive. And I've heard FNBO can be very sensitive to recent inquiries on an applicant's record.

What do you think?

Re: FordPass Rewards Card

Anonymous — Tue, 07 Dec 2021 22:23:26 GMT

F-150 Lightning ⚡⚡⚡ is Awesome. Might have to give this one a look-see.

Re: FordPass Rewards Card

C6 — Tue, 07 Dec 2021 22:46:41 GMT

I have a new Ford on order and I plan to apply for this card. If you own a Ford this is a no brainer. There is also a $200 statement credit each year for $6000 spend. This works out to 5% back the frst year and 3.3% each year therafter (assuming $6000 spend) and that doesn't include all the Fordpass points.

Re: FordPass Rewards Card

KJinNC — Wed, 08 Dec 2021 01:44:40 GMT

3% on gas and auto insurance (and a few other things) seems like a somewhat unusual, somewhat interesting combination. Probably not interesting enough for most of us to really want it, but it beats that card I saw a bunch of people applying for that gives 0.5% back on everything, or 1% back if you do enough transactions per month ... and it has an annual fee ...

Re: FordPass Rewards Card

Anonymous — Wed, 08 Dec 2021 02:06:36 GMT

I have had this card for a little over a year and the points really add up on servicing and repairs, we have 3 fords and one is in the garage every other week.

We just paid ESP with points from this card.

Re: FordPass Rewards Card

Duke_Nukem — Thu, 09 Dec 2021 16:23:36 GMT

I have it, and love it!

As stated, the best part about this card is that it gets a $200 STATEMENT CREDIT every year after $6000 in spend. So that in itself is a 3.33% cashback card (if you spend exactly $6000).

You also get the other points in FordPass Points. I've paid a lot towards service on my Ford by just using the points. Tomorrow's "The Works" will be free plus some left over after using my built up points from paying my auto insurance recently.

I've recently hit my $6000 spend and within a week or two was given my $200 statement credit. So the credit is handed out whenever you hit that threshold, not just at your annual date.

Recently, they had an offer to spend a certain amount (I think it was $1000) by a certain timeframe and get an extra $50 statement credit. Timing was right for me, as I paid my insurance during this period and met that offer's limit with other spend at restaurants.

CLI's follow the FNBO CLI procedures. I got my 1st CLI after about 7 months with the card. I'm due for another CLI now, just haven't made the call yet.

Highly recommend it if you have a Ford!

Re: FordPass Rewards Card

Wavester64 — Thu, 09 Dec 2021 20:51:45 GMT

@C6 wrote:
I have a new Ford on order and I plan to apply for this card. If you own a Ford this is a no brainer. There is also a $200 statement credit each year for $6000 spend. This works out to 5% back the frst year and 3.3% each year therafter (assuming $6000 spend) and that doesn't include all the Fordpass points.

I too have a New Ford on Order (Bronco Sport) your post now makes this card intriguing!

Re: FordPass Rewards Card

4sallypat — Sat, 11 Dec 2021 03:09:17 GMT

@Anonymous wrote:
F-150 Lightning ⚡⚡⚡ is Awesome. Might have to give this one a look-see.

Yes I have a reservation for the upcoming 2022 Lightning EV truck and received the email to sign up the Ford FNBO card but the 3 choices on the face of the card is not appealing (Bronco, blue or black).

If they offer a F150L image, I would be all over that!

Re: FordPass Rewards Card

Anonymous — Sat, 11 Dec 2021 03:08:48 GMT

@4sallypat wrote:
Yes I have a reservation for the upcoming 2022 Lightning EV truck and received the email to sign up the Ford FNBO card but the 3 choices on the face of the card is not appealing (Bronco, blue or black).

If they offer a F150L image, I would be all over that!

Black card with a Silver Lightning bolt.

Re: FordPass Rewards Card

FinStar — Sat, 11 Dec 2021 23:55:10 GMT

Let's keep the discussion and responses under the FSR Forum Etiquette. Comments that did not adhere the the latter (including any collateral damage replies) have been removed. If your comment(s) are gone from this active thread, you know who you are. Snarky or snide remarks are simply unacceptable.

Now, let's get back to the FordPass Rewards discussion. In case things need to be clarified, this particular card has no AF. Also, this thread is not about the Aspiration ZERO credit card (there's a separate topic on that already).

Thank you.

Re: FordPass Rewards Card

Wavester64 — Wed, 02 Feb 2022 17:06:02 GMT

@ridgebackpilot @Anonymous @4sallypat @Duke_Nukem

My Ford Bronco Sport that has been on order since August '21 is finally at the dealership. I am hoping to get it soon.

With that said: question about this CC: Do we know off-hand what CB they pull and what do some of the intial SL's look like?

Re: FordPass Rewards Card

Anonymous — Wed, 02 Feb 2022 17:15:50 GMT

@Wavester64 wrote:
@ridgebackpilot @Anonymous @4sallypat @Duke_Nukem

My Ford Bronco Sport that has been on order since August '21 is finally at the dealership. I am hoping to get it soon.

With that said: question about this CC: Do we know off-hand what CB they pull and what do some of the intial SL's look like?

EX and 15K for me in November 2021.

Since it's issued by FNBO, I'd expect it to be similar to the FNBO Evergreen with respect to CB and initial SL.

Re: FordPass Rewards Card

4sallypat — Wed, 02 Feb 2022 18:20:39 GMT

@Anonymous wrote:
@Wavester64 wrote:
@ridgebackpilot @Anonymous @4sallypat @Duke_Nukem

My Ford Bronco Sport that has been on order since August '21 is finally at the dealership. I am hoping to get it soon.

With that said: question about this CC: Do we know off-hand what CB they pull and what do some of the intial SL's look like?
EX and 15K for me in November 2021.

Since it's issued by FNBO, I'd expect it to be similar to the FNBO Evergreen with respect to CB and initial SL.

Yes, it's a EX HP from FNBO.

Re: FordPass Rewards Card

Anonymous — Thu, 03 Feb 2022 05:34:07 GMT

Congrats on the Bronco Sport!!

Been going back and forth between the Transit Med. Roof and Transit Connect Long Wheelbase for the Biz only and the Maverick Lariat Supercrew to pull double duty.

FYI, wasnt even looking at Fords a year ago.

Re: FordPass Rewards Card

MJ-san — Thu, 03 Feb 2022 08:59:10 GMT

Just ordered my Mustang Mach-E and got this card to put the deposit on. Will also put as much of the down payment as I can when it arrives - should net some good bonus.

Keep in mind the points earned (cash back) are only useful for Ford stuff including down payments ... while the statement credits are pure cash back.

The FordPass Rewards is a little confusing but overall this works out to be a good deal.

Re: FordPass Rewards Card

Duke_Nukem — Thu, 03 Feb 2022 16:20:21 GMT

@Wavester64 wrote:
@ridgebackpilot @Anonymous @4sallypat @Duke_Nukem

My Ford Bronco Sport that has been on order since August '21 is finally at the dealership. I am hoping to get it soon.

With that said: question about this CC: Do we know off-hand what CB they pull and what do some of the intial SL's look like?

Congrats on getting that Bronco!

Since this card is from FNBO, it appears to follow the typical FNBO standards. They pulled EX a year ago for me, with a $14k SL (with a BK7 on my report at that time).

I've received two $3k CLI's under the typical FNBO time line (every 4 months you call in to see if there is a SP CLI offer available in their system). So my current CL is $20k.

Re: FordPass Rewards Card

Wavester64 — Thu, 03 Feb 2022 17:12:22 GMT

@MJ-san wrote:
Just ordered my Mustang Mach-E and got this card to put the deposit on. Will also put as much of the down payment as I can when it arrives - should net some good bonus.

Keep in mind the points earned (cash back) are only useful for Ford stuff including down payments ... while the statement credits are pure cash back.

The FordPass Rewards is a little confusing but overall this works out to be a good deal.

It's funny, a few months back when I ordered the vehicle, I asked Ford if I could put a chunk of the payment on a credit card (not FordPass, was thinking for points/CB, thinking ~$10K at the time) and they were like sure, no problem. Now I talk to the guy yesterday reiterating that I want to charge some of the purchase price, now they come back at me that I can only charge $2500, anything after that would be a 4% fee.

Re: FordPass Rewards Card

ZackAttack — Fri, 04 Feb 2022 04:36:38 GMT

@Wavester64 wrote:
@MJ-san wrote:
Just ordered my Mustang Mach-E and got this card to put the deposit on. Will also put as much of the down payment as I can when it arrives - should net some good bonus.

Keep in mind the points earned (cash back) are only useful for Ford stuff including down payments ... while the statement credits are pure cash back.

The FordPass Rewards is a little confusing but overall this works out to be a good deal.

It's funny, a few months back when I ordered the vehicle, I asked Ford if I could put a chunk of the payment on a credit card (not FordPass, was thinking for points/CB, thinking ~$10K at the time) and they were like sure, no problem. Now I talk to the guy yesterday reiterating that I want to charge some of the purchase price, now they come back at me that I can only charge $2500, anything after that would be a 4% fee.

Dealerships have their own way of doing credit card payments. For example, my Ford dealership only allows up to $500 on a credit card and the rest has to be either check, cash, or financing.

If I did financing through Ford Credit, I might end up getting the card assuming you can pay directly with the card. But I highly doubt Ford would allow that.

Re: FordPass Rewards Card

MJ-san — Fri, 04 Feb 2022 13:40:24 GMT

Yup- each dealer sets their own card payment rules. Mine maxes out at 3k.

I don't believe there is a way to xfer points to Ford Credit as a payment- they can only be redeemed at a Ford dealer for service, parts, accessories, or down payment (or on the Ford Accessories website).

This is different than BMW and Mini who do accept points from the Elan partner card.

Re: FordPass Rewards Card

Wavester64 — Sun, 06 Feb 2022 15:44:53 GMT

@Duke_Nukem wrote:
@Wavester64 wrote:
@ridgebackpilot @Anonymous @4sallypat @Duke_Nukem

My Ford Bronco Sport that has been on order since August '21 is finally at the dealership. I am hoping to get it soon.

With that said: question about this CC: Do we know off-hand what CB they pull and what do some of the intial SL's look like?
Congrats on getting that Bronco!

Since this card is from FNBO, it appears to follow the typical FNBO standards. They pulled EX a year ago for me, with a $14k SL (with a BK7 on my report at that time).

I've received two $3k CLI's under the typical FNBO time line (every 4 months you call in to see if there is a SP CLI offer available in their system). So my current CL is $20k.

How is FNBO when it comes to inquiries and new accounts?