https://ficoforums.myfico.com/t5/Credit-Cards/BofA-credit-ceiling-for-AU/m-p/6461583#M1802454 <P>That does not factor in any cards for which you have no financial responsibility. &nbsp;I have $94.9k and $5k on my two cards and am also an AU on a card with a $99.9k limit. &nbsp;The "limit" doesn't apply to everyone, it's just what myself and a number of others here have encountered once we start getting denied for further increases or new credit without (usually automatic) reallocation. &nbsp;I have received "insufficient deposit balances with Bank of America and its partners" letters for the reason. &nbsp;(Partners would be Merrill Lynch and Merrill Edge.) &nbsp;A few others here have surpassed the $100k mark.</P> Mon, 20 Dec 2021 00:14:30 GMT K-in-Boston 2021-12-20T00:14:30Z https://ficoforums.myfico.com/t5/Credit-Cards/BofA-credit-ceiling-for-AU/m-p/6461578#M1802450 <P>Hey all,</P><P>&nbsp;</P><P>I've read on here that BofA has a 'ceiling' of credit they will extend to someone across all of their credit lines ($99,900).</P><P>&nbsp;</P><P>Does this include any BofA accounts that you're an Authorized User on?</P><P>&nbsp;</P><P>Cheers!</P> Sun, 19 Dec 2021 23:49:56 GMT https://ficoforums.myfico.com/t5/Credit-Cards/BofA-credit-ceiling-for-AU/m-p/6461578#M1802450 Cashbackjunky 2021-12-19T23:49:56Z https://ficoforums.myfico.com/t5/Credit-Cards/BofA-credit-ceiling-for-AU/m-p/6461583#M1802454 <P>That does not factor in any cards for which you have no financial responsibility. &nbsp;I have $94.9k and $5k on my two cards and am also an AU on a card with a $99.9k limit. &nbsp;The "limit" doesn't apply to everyone, it's just what myself and a number of others here have encountered once we start getting denied for further increases or new credit without (usually automatic) reallocation. &nbsp;I have received "insufficient deposit balances with Bank of America and its partners" letters for the reason. &nbsp;(Partners would be Merrill Lynch and Merrill Edge.) &nbsp;A few others here have surpassed the $100k mark.</P> Mon, 20 Dec 2021 00:14:30 GMT https://ficoforums.myfico.com/t5/Credit-Cards/BofA-credit-ceiling-for-AU/m-p/6461583#M1802454 K-in-Boston 2021-12-20T00:14:30Z