topic Re: Combine cap1 cashback? in Credit Cards

Combine cap1 cashback?

Skye12329 — Mon, 27 Dec 2021 16:15:51 GMT

Is it possible to combine cap1 cashback? Currently when I login I see cashback for QS and then cashback for SavorOne. But was just curious if it's possible to combine the rewards?

Re: Combine cap1 cashback?

OmarGB9 — Mon, 27 Dec 2021 16:19:17 GMT

Not that I'm aware of.

Re: Combine cap1 cashback?

SoCalGardener — Mon, 27 Dec 2021 18:39:50 GMT

@Skye12329 wrote:
Is it possible to combine cap1 cashback? Currently when I login I see cashback for QS and then cashback for SavorOne. But was just curious if it's possible to combine the rewards?

Yes, but apparently only between certain cards.

I just checked my account: the two Quicksilvers (MC and Visa) have a 'transfer to other card' redemption choice, while the Walmart Rewards MC does not. Since I have negative balances, and no rewards points, on all of my cards right now, I can't actually test anything, i.e., I can't try transferring some QS cash back to the WM card, but I'm pretty sure it wouldn't let me.

Re: Combine cap1 cashback?

CH-7-Mission-Accomplished — Mon, 27 Dec 2021 19:18:59 GMT

@Skye12329 wrote:
Is it possible to combine cap1 cashback? Currently when I login I see cashback for QS and then cashback for SavorOne. But was just curious if it's possible to combine the rewards?

Yes, you can, so long as it's not a co-branded card (like with Wal-Mart). You can actually transfer your reward $$$ to any other Cap 1 account, no just your own. This comes in handy when my spouse and I are using one of our two Venture cards to pay for airline tickets. The ticket is charged to account A so then account B transfers $$$ to account A and both cards' rewards can be used as credits on the one airline ticket/hotel charge/cruise charge.

Example:

Airplane ticket charge to person A's card $400

Person A has $200 points

Person B has $200 points

So person B transfers their points to person A's account and you can pay for the whole $400 charge.

Works great. (Well I haven't done it for a while, but I assume it still works great)

Re: Combine cap1 cashback?

quikj9 — Mon, 27 Dec 2021 19:45:24 GMT

Yep! It's possible to combine cash back rewards between Cap1 cash back cards. I do so between my QS and my SavorOne regularly.

Once you're logged into the website, click "redeem rewards" on the donor card. Next you'll be taken through a screen that has something like "Move/transfer rewards" as an option. Selecting that link will allow you to combine your rewards as you see fit.

Re: Combine cap1 cashback?

OmarGB9 — Mon, 27 Dec 2021 19:51:33 GMT

I guess I'd never really looked into it. I stand corrected.