topic Re: Best 0% Financing CC for Electronics in Credit Cards

Best 0% Financing CC for Electronics

Atsona — Fri, 07 Jan 2022 17:06:57 GMT

Hello all, I'm looking for a credit card that offers 6m, 12m, 24m, 0% financing in the consumer electronics department. Im aware of Best Buy's store card, but I'm not confident of their business long term. Thankyou in advance!

Re: Best 0% Financing CC for Electronics

Rudy1 — Sat, 08 Jan 2022 18:14:35 GMT

You could try BandH later this month when they release their new credit card or PC Richard's. The Amazon.com store card(Synchrony) or Amazon visa through Chase are options. Though best buy is your best bet for a good consumer retail card my DH has had it forever and been through many lenders he still uses it often you have good scores too maybe you'll get a visa.

Re: Best 0% Financing CC for Electronics

Lou-natic — Sat, 08 Jan 2022 16:42:00 GMT

Newegg.com

They are partnered with Synchrony, they give out 0% for 6 months on $200 or more and 12 months 0% for $500 or more.

https://promotions.newegg.com/nepro/18-1881/index.html

I love Newegg and have been shopping with them for almost 20 years now.

Re: Best 0% Financing CC for Electronics

Loquat — Sat, 08 Jan 2022 17:12:07 GMT

With Amazon carrying a wide range of electronics their card may be one to consider. The Chase and Synchrony both offer what you're looking for in terms of special financing and 5% on purchases if you're a Prime member if you don't need the financing option.

Just another option to consider.

Re: Best 0% Financing CC for Electronics

Wavester64 — Sat, 08 Jan 2022 19:35:11 GMT

@Atsona wrote:
Hello all, I'm looking for a credit card that offers 6m, 12m, 24m, 0% financing in the consumer electronics department. Im aware of Best Buy's store card, but I'm not confident of their business long term. Thankyou in advance!

If there is a PC Richards near you, I recommend them. They are exactly what you are looking for. I just bought a TV @ PCR last month (Dec. '21) and it doesn't need to be paid off until Dec. 2023 with 0% Financing because I purchased it on the PCR CC (by Synchrony).

Re: Best 0% Financing CC for Electronics

wasCB14 — Sat, 08 Jan 2022 19:47:35 GMT

How much annual spend are we talking about? Personal use only or you want to finance business inventory? Do extended warranties matter?

You might consider focusing on price first and just getting an occasional generic bank card with an intro 0% promo...and a new SUB.