topic Re: CITI CUSTOM CASH LIMIT INCREASE ? in Credit Cards

CITI CUSTOM CASH LIMIT INCREASE ?

Fico82 — Sat, 15 Jan 2022 15:16:55 GMT

Hey Fico Fam !

Hope everyone is doing well ... so ive had the CCC for about 6 months roughly and about 3 months ago i saw where a member had gotten a limit increase so i started looking into it . Well i get this message unable to process and to check back later. I been checking for 3 months now with no luck im starting to think maybe me and the wife are just max out with citi. We both have a limit of 4800. What you guys think ? Have any of you all ran into this ? Thanks in advance everyone !

Re: CITI CUSTOM CASH LIMIT INCREASE ?

4sallypat — Sat, 15 Jan 2022 15:22:40 GMT

Did you check to see if you got a HP or SP inquiry by Citi ?

Re: CITI CUSTOM CASH LIMIT INCREASE ?

Yasselife — Sat, 15 Jan 2022 15:30:53 GMT

@Fico82

The same has happened to me, and the reason for denial has been for having too many inquiries (x3 denied).

Stats: In the year, I have added 3 new accounts (2cards and a PL), only have one new inquiry on EQ in the year. My last account is about to be 6mo old, so I'll see what will happen, I hope I'll be approved.

However, I am prequalified to apply for the CC card, go figure.

Re: CITI CUSTOM CASH LIMIT INCREASE ?

Fico82 — Sat, 15 Jan 2022 15:36:08 GMT

I get this message before even asking for a increase . in other words i dont get the option to even ask for one or enter any kind of amount etc.

Re: CITI CUSTOM CASH LIMIT INCREASE ?

AverageJoesCredit — Sat, 15 Jan 2022 15:46:23 GMT

@Fico82 wrote:

Hey Fico Fam !

Hope everyone is doing well ... so ive had the CCC for about 6 months roughly and about 3 months ago i saw where a member had gotten a limit increase so i started looking into it . Well i get this message unable to process and to check back later. I been checking for 3 months now with no luck im starting to think maybe me and the wife are just max out with citi. We both have a limit of 4800. What you guys think ? Have any of you all ran into this ? Thanks in advance everyone !

What other cards do you have with Citi/DSNB? Only then can you surmise if you are at possible max limit with regards to overall exposure with Citi

Re: CITI CUSTOM CASH LIMIT INCREASE ?

Fico82 — Sat, 15 Jan 2022 15:59:42 GMT

@AverageJoesCredit wrote:
@Fico82 wrote:

Hey Fico Fam !

Hope everyone is doing well ... so ive had the CCC for about 6 months roughly and about 3 months ago i saw where a member had gotten a limit increase so i started looking into it . Well i get this message unable to process and to check back later. I been checking for 3 months now with no luck im starting to think maybe me and the wife are just max out with citi. We both have a limit of 4800. What you guys think ? Have any of you all ran into this ? Thanks in advance everyone !

What other cards do you have with Citi/DSNB? Only then can you surmise if you are at possible max limit with regards to overall exposure with Citi

i am a authorized user on 2 other citi accounts . one under my father for 10k sears and wife for 6k bestbuy . I only have the custom cash under me for 4800.

Re: CITI CUSTOM CASH LIMIT INCREASE ?

GApeachy — Sat, 15 Jan 2022 16:22:25 GMT

OP, I read that other's have had the same/similar problem too but are your cr's on ice/locked? Are you going through an app? Or have you tried a different browser? Have you called in or would you call in and ask if you qualify for a cli and if not, why?

Re: CITI CUSTOM CASH LIMIT INCREASE ?

AverageJoesCredit — Sat, 15 Jan 2022 16:58:23 GMT

@Fico82 wrote:
@AverageJoesCredit wrote:
@Fico82 wrote:

Hey Fico Fam !

Hope everyone is doing well ... so ive had the CCC for about 6 months roughly and about 3 months ago i saw where a member had gotten a limit increase so i started looking into it . Well i get this message unable to process and to check back later. I been checking for 3 months now with no luck im starting to think maybe me and the wife are just max out with citi. We both have a limit of 4800. What you guys think ? Have any of you all ran into this ? Thanks in advance everyone !

What other cards do you have with Citi/DSNB? Only then can you surmise if you are at possible max limit with regards to overall exposure with Citi

i am a authorized user on 2 other citi accounts . one under my father for 10k sears and wife for 6k bestbuy . I only have the custom cash under me for 4800.

Exposure should not be an issue, more like timing imo.

Re: CITI CUSTOM CASH LIMIT INCREASE ?

Fico82 — Sat, 15 Jan 2022 17:18:39 GMT

@GApeachy wrote:

OP, I read that other's have had the same/similar problem too but are your cr's on ice/locked? Are you going through an app? Or have you tried a different browser? Have you called in or would you call in and ask if you qualify for a cli and if not, why?

Yes my reports are locked . But to my understanding is if the creditor does a softpull example like discover , amex and cap1 has done in the past there been no issues getting a increase and not risking a hardpull like what bestbuy tried on the wife one time and was blocked so we never tried that card ever again.

I have tried different browser's but in my case the option for request a limit increase dont come up so i had to use the search option to look up request limit increase then i clicked on link and this page automatically comes up.

Havnt called yet. Just trying to figure out if this a online problem or app issue etc .

Re: CITI CUSTOM CASH LIMIT INCREASE ?

Fico82 — Sat, 15 Jan 2022 17:23:41 GMT

oesCredit wrote:

@Fico82 wrote:

@AverageJoesCredit wrote:

@Fico82 wrote:

Hey Fico Fam !

Hope everyone is doing well ... so ive had the CCC for about 6 months roughly and about 3 months ago i saw where a member had gotten a limit increase so i started looking into it . Well i get this message unable to process and to check back later. I been checking for 3 months now with no luck im starting to think maybe me and the wife are just max out with citi. We both have a limit of 4800. What you guys think ? Have any of you all ran into this ? Thanks in advance everyone !

What other cards do you have with Citi/DSNB? Only then can you surmise if you are at possible max limit with regards to overall exposure with Citi

i am a authorized user on 2 other citi accounts . one under my father for 10k sears and wife for 6k bestbuy . I only have the custom cash under me for 4800.

Exposure should not be an issue, more like timing imo.

Yea maybe timing being that the option does not show for me whether online or on app. You think its because my account has not hit 6 months ? Wonder how another member got a increase at 3 months i think is what i read . Here a screenshot i jist took on app

Re: CITI CUSTOM CASH LIMIT INCREASE ?

Fico82 — Sat, 15 Jan 2022 17:25:58 GMT

Re: CITI CUSTOM CASH LIMIT INCREASE ?

Jccflat — Sun, 16 Jan 2022 02:42:03 GMT

I have the costom cash and feb 4 it will be 6 months so far now I don't see the link for a Cli does it mean it will show in 6 months?

Re: CITI CUSTOM CASH LIMIT INCREASE ?

Fico82 — Sun, 16 Jan 2022 02:57:13 GMT

@Jccflat wrote:

I have the costom cash and feb 4 it will be 6 months so far now I don't see the link for a Cli does it mean it will show in 6 months?

Thats my guess for now . Im still not sure how another member was able to do it at 3 months . I would need to find that thread and read it again maybe that person called in not sure . But please let me know if it does appear at your 6 month mark. Thanks in advance .