topic Re: Pre Approved by Chase in Credit Cards

Pre Approved by Chase

Yasselife — Sat, 22 Jan 2022 04:11:32 GMT

How accurate is it? I am 4/24 and would be interested in the Freedom Unlimited since has no annual fee. Does this increase my chances?

Re: Pre Approved by Chase

Hoben02 — Sat, 22 Jan 2022 04:37:55 GMT

Should be done deal. That's how I got my csp when I was over 5/24

Re: Pre Approved by Chase

M_Smart007 — Sat, 22 Jan 2022 05:05:59 GMT

Apply and go buy a lottery ticket at the same time

Re: Pre Approved by Chase

rgd51 — Sat, 22 Jan 2022 17:23:41 GMT

@Yasselife wrote:
How accurate is it? I am 4/24 and would be interested in the Freedom Unlimited since has no annual fee. Does this increase my chances?

The freedom unlimited would give you literally no benefit since you already have the freedom flex for the 3% dining, 5% rotating categories, and 5% ultimate rewards travel. You have the citi double cash which is 2% flat rate so I don't see any way in which the freedom unlimited would give you rewards that your other cards can't. I'd save that HP and new account for a card that will benefit you.

Re: Pre Approved by Chase

SumMischief — Sat, 22 Jan 2022 06:19:12 GMT

Very , very legit. I had an offer like this last month and was way over the 5/24 rule. The offer when I clicked on it had the APR set (not variable) and the amount of the credit limit. All I had to do was accept it .

Side note*

At the time I accepted the offer I was 3 cards over the 5/24 rule.

This month same type of offer but for a car loan was presented to me and all I have to do is accept .

Go for it ...

Re: Pre Approved by Chase

805orbust — Sat, 22 Jan 2022 06:37:09 GMT

As part of the recent Chase pre-approval club I can tell you it's solid as no other.

Re: Pre Approved by Chase

SouthJamaica — Sat, 22 Jan 2022 17:22:56 GMT

@Yasselife wrote:
How accurate is it? I am 4/24 and would be interested in the Freedom Unlimited since has no annual fee. Does this increase my chances?

As long as your scores haven't gone down, it's pretty solid.

Re: Pre Approved by Chase

Anonymous — Sat, 22 Jan 2022 18:16:06 GMT

Congrats. Btw I was on chase's bad side for years I got one of those pre approvals one day and it was for 2 cards I didn't want. I wanted CSR I applied and I got it. So you should be all set go for it.

Re: Pre Approved by Chase

Anonymous — Sat, 22 Jan 2022 20:02:32 GMT

It sounds like a good offer. In my opinion you should go for it. I think you will have no problem with getting the card. You do not see offers like that very often.

Thanks

Mark