topic Need Recon # for Amex Gold Delta Sky Miles in Credit Cards

Need Recon # for Amex Gold Delta Sky Miles

Anonymous — Thu, 10 Sep 2009 01:13:26 GMT

I recently got declined for the Amex Gold Delta Sky Miles card. Per AMEX Utilization is too high.... but I am at below 19%, zero inquiries in Experian for last one and half years, and Experian score per AMEX is 725.

Would any of you have any recon numbers i can try?

Re: Need Recon # for Amex Gold Delta Sky Miles

Anonymous — Thu, 10 Sep 2009 05:35:06 GMT

@Anonymous wrote:
I recently got declined for the Amex Gold Delta Sky Miles card. Per AMEX Utilization is too high.... but I am at below 19%, zero inquiries in Experian for last one and half years, and Experian score per AMEX is 725.

Would any of you have any recon numbers i can try?

Did you look in the backdoor numbers thread?

Re: Need Recon # for Amex Gold Delta Sky Miles

Anonymous — Thu, 10 Sep 2009 11:25:45 GMT

Hi CWCID,

I did look in the backdoor numbers thread... there are 2 AMEX numbers posted there. I can not get through to both.

Re: Need Recon # for Amex Gold Delta Sky Miles

Scamp — Thu, 10 Sep 2009 13:47:16 GMT

The ones on the BDN thread are for Oasis and CRA reporting issues - I don't think anyone's ever reported a BDN for AmEx on here.

Credit-Repair, was there a contact number in your app confirmation or denial letter? If so, that would be your best bet - call that and let them know you'd like to discuss your declined app with someone for reconsideration purposes.

Be prepared for them to want to do another hard pull (though they may only do a soft). If someone does agree to review your app, be sure to ask first if they'd need to pull your credit again and whether or not it'd be a hard pull (no guarantee you'll get an accurate answer, as an appalling number of CSRs at all levels don't know the difference, but at least you'll have done your best).

Hope this helps. Good luck.