topic Re: New Old Navy (GAP Brands) CC soon in Credit Cards

New Old Navy (GAP Brands) CC soon

CloudyWeather1331 — Thu, 31 Mar 2022 01:42:13 GMT

Refer to thread and article for more: https://ficoforums.myfico.com/t5/Credit-Cards/GAP-Old-Navy-Leaving-Synchrony/m-p/6302728

https://www.wsj.com/articles/gap-to-replace-longtime-credit-card-issuer-synchrony-with-barclays-11618304403

Got an email from Old Navy/GAP about their portfolio moving to Barclays very soon. Will be receiving the new card mid-June. Get those CLI's in!
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Re: New Old Navy CC soon

FinStar — Wed, 23 Mar 2022 22:17:59 GMT

Thanks for the heads up. I haven't received anything as of yet regarding the Banana Republic Visa, but I'm sure it's coming!

So, for anyone with GAP brand CCs, get them SP CLIs in before the transition to Barclays 😁

Re: New Old Navy CC soon

CloudyWeather1331 — Wed, 23 Mar 2022 22:53:09 GMT

No problem! I plan to request a CLI sometime around April.
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Also, it seems that there will be a "World Mastercard" Version of the ON card.

Re: New Old Navy CC soon

FinStar — Wed, 23 Mar 2022 23:02:36 GMT

@CloudyWeather1331 wrote:
No problem! I plan to request a CLI sometime around April.
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Also, it seems that there will be a "World Mastercard" Version of the ON card.

I'm not surprised they'll be converting to MC since most, if not all, of their CCs are on the MC network. I'd be curious to see which accounts will be assigned as WMC or WEMC since Barclays issues both tiers. I guess time will tell!

Re: New Old Navy CC soon

Cory88 — Thu, 24 Mar 2022 00:18:51 GMT

@FinStar wrote:
@CloudyWeather1331 wrote:
No problem! I plan to request a CLI sometime around April.
-
Also, it seems that there will be a "World Mastercard" Version of the ON card.

I'm not surprised they'll be converting to MC since most, if not all, of their CCs are on the MC network. I'd be curious to see which accounts will be assigned as WMC or WEMC since Barclays issues both tiers. I guess time will tell!

When my Barclays Apple credit card went away it went from VS to plan MC. Lost a lot of benefits from that.

Re: New Old Navy CC soon

FinStar — Thu, 24 Mar 2022 00:51:36 GMT

@Cory88 wrote:
@FinStar wrote:
@CloudyWeather1331 wrote:
No problem! I plan to request a CLI sometime around April.
-
Also, it seems that there will be a "World Mastercard" Version of the ON card.

I'm not surprised they'll be converting to MC since most, if not all, of their CCs are on the MC network. I'd be curious to see which accounts will be assigned as WMC or WEMC since Barclays issues both tiers. I guess time will tell!
When my Barclays Apple credit card went away it went from VS to plan MC. Lost a lot of benefits from that.

True, but that's a totally different situation @Cory88. The Apple Financing Visa program was discontinued by Barclays since Goldman Sachs became the exclusive issuer of the Apple Card program. This is a new acquisition by Barclayd transitioning from Synchrony Bank since the program is not discontinued, but rather exchanging lenders.

Re: New Old Navy CC soon

pizza1 — Thu, 24 Mar 2022 00:54:42 GMT

@FinStar...lol..right! Its possible too that Barclays could internal review afterwards, and question why the need for a $20K card, and do their famous CLD to $1044, LOL!!!

Re: New Old Navy CC soon

FinStar — Thu, 24 Mar 2022 01:04:38 GMT

@pizza1 wrote:
@FinStar...lol..right! Its possible too that Barclays could internal review afterwards, and question why the need for a $20K card, and do their famous CLD to $1044, LOL!!!

@pizza1 Blasphemy!! 😁 Although, in Barclays case, maybe not as lenient...CLD to $500!

Although, the advantage of being with SYNCB was the SP CLIs for anyone who liked the [growth] convenience. With Barclays, it's HPs all the way! I'm leaving mine alone with the last CLI until it migrates. On the plus side of that, anyone with multiple Barclay CCs can reallocate limits as need be. Though, I really wanted it to stay on the Visa network *_*

Re: New Old Navy CC soon

CloudyWeather1331 — Thu, 24 Mar 2022 01:23:49 GMT

You think it's possible to reallocate Credit limits from the Old Navy card to another barclays card? My Ring card really needs a 1k increase lol

Re: New Old Navy CC soon

FinStar — Thu, 24 Mar 2022 02:10:48 GMT

@CloudyWeather1331 wrote:
You think it's possible to reallocate Credit limits from the Old Navy card to another barclays card? My Ring card really needs a 1k increase lol

I'm sure that once the transition is finalized, GAP [brand] accounts display on Barclays customer profiles and cards are active on the system, I don't see why not. I've done multiple CL reallocations on my existing Barclays CCs. So, if you still have some wiggle room for growth on your ON CC, definitely get that CLI while it's still under SYNCB. Because once the ship sails, there is no turning back!

Re: New Old Navy CC soon

UncleB — Thu, 24 Mar 2022 05:09:46 GMT

Any guesses on when Synchrony will stop taking new apps for the BR/Navy/Gap family of cards?

Due to my recent shenanigans I'm only asking for a friend...

Re: New Old Navy CC soon

FinStar — Thu, 24 Mar 2022 05:21:52 GMT

@UncleB wrote:
Any guesses on when Synchrony will stop taking new apps for the BR/Navy/Gap family of cards?

Due to my recent shenanigans I'm only asking for a friend...

My guess... oh wait, hold on @UncleB

One sec...

Ok, my 🔮 prediction would be end of April, maybe even very early May (but that may be pushing it).

Is this for the Venmo "friend"? 😂

Re: New Old Navy CC soon

UncleB — Thu, 24 Mar 2022 05:26:52 GMT

@FinStar wrote:
@UncleB wrote:
Any guesses on when Synchrony will stop taking new apps for the BR/Navy/Gap family of cards?

Due to my recent shenanigans I'm only asking for a friend...
My guess... oh wait, hold on @UncleB

One sec...

Ok, my 🔮 prediction would be end of April, maybe even very early May (but that may be pushing it).

Is this for the Venmo "friend"? 😂

Haha, that would be the one!

My "friend" will have some soul-searching to do in the coming weeks. 🤔

Re: New Old Navy CC soon

FinStar — Thu, 24 Mar 2022 05:38:09 GMT

@UncleB wrote:
@FinStar wrote:
@UncleB wrote:
Any guesses on when Synchrony will stop taking new apps for the BR/Navy/Gap family of cards?

Due to my recent shenanigans I'm only asking for a friend...
My guess... oh wait, hold on @UncleB

One sec...

Ok, my 🔮 prediction would be end of April, maybe even very early May (but that may be pushing it).

Is this for the Venmo "friend"? 😂
Haha, that would be the one!

My "friend" will have some soul-searching to do in the coming weeks. 🤔

Well, here's what I would recommend for your "friend" - wait at least 30 days from Venmo approval and then decide on pulling the trigger. Chances are the odds would fare best if done in store vs online. I'm confident your "friend" would be approved for a decent limit based on the Venmo SL. For context, I was approved for BR last July and just recently got approved for the Premier WMC with a decent SL (I haven't posted in Approvals yet...shhhh... she's lurking here somewhere and by the time this gets around I may not be able to type much...she'll take 🔮 too... I have to handover all interwebz accessible devices soon!). Also, with those 2 SYNCB accounts (plus other credit activities since July), no SYNCB axe.

Re: New Old Navy CC soon

UncleB — Thu, 24 Mar 2022 06:00:59 GMT

@FinStar wrote:
@UncleB wrote:
@FinStar wrote:
@UncleB wrote:
Any guesses on when Synchrony will stop taking new apps for the BR/Navy/Gap family of cards?

Due to my recent shenanigans I'm only asking for a friend...
My guess... oh wait, hold on @UncleB

One sec...

Ok, my 🔮 prediction would be end of April, maybe even very early May (but that may be pushing it).

Is this for the Venmo "friend"? 😂
Haha, that would be the one!

My "friend" will have some soul-searching to do in the coming weeks. 🤔
Well, here's what I would recommend for your "friend" - wait at least 30 days from Venmo approval and then decide on pulling the trigger. Chances are the odds would fare best if done in store vs online. I'm confident your "friend" would be approved for a decent limit based on the Venmo SL. For context, I was approved for BR last July and just recently got approved for the Premier WMC with a decent SL (I haven't posted in Approvals yet...shhhh... she's lurking here somewhere and by the time this gets around I may not be able to type much...she'll take 🔮 too... I have to handover all interwebz accessible devices soon!). Also, with those 2 SYNCB accounts (plus other credit activities since July), no SYNCB axe.

Great advice as always!

There's a lot of unknowns, since my "friend" is on the Barclays blacklist due to an indiscretion from many years ago. So, there's a lot to digest, not only if poking Synch and risking some quite old cards is worth a BR card, but the second hurdle would be if Barclays would even take the new account anyway. It would be a shame to get approved, account not transfer due to Barclays holding a righteous grudge, then losing all other Synch accounts due to flying too close to the sun.

I would say it's a lot of risk for little reward, but my "friend" is ~~not so bright~~ the curious type at times.

Edited to add: Congrats on the Premier!

Barclays New GAP Mastercard

blazerein — Thu, 31 Mar 2022 01:43:00 GMT

From Synchrony to Barclays. Here's the new GAP Mastercard from Barclays that will be ship in Mid June. I'm blacklisted by Barclays forever but looks like I'm back. LOL

Banana Republic Card being migrated to Barclays

atst2000 — Fri, 01 Apr 2022 20:45:55 GMT

Not sure if this has been brought up, I did a search on the forums and didn't see anything...but I just got a mailer in today's mail that says the Banana/Gap credit cards are being migrated from Sync to Barclays effective June 20th.

As a result new cards will be sent out.

Personally I am not a fan of Barclays from having one of the cards back in the day and slashing my limit over and over...then closing it.

Not sure how anyone else feels, but yeah looks like Sync is selling the account to them.

Re: Banana Republic Card being migrated to Barclays

FinStar — Fri, 01 Apr 2022 21:17:38 GMT

@atst2000 wrote:
Not sure if this has been brought up, I did a search on the forums and didn't see anything...but I just got a mailer in today's mail that says the Banana/Gap credit cards are being migrated from Sync to Barclays effective June 20th.

As a result new cards will be sent out.

Personally I am not a fan of Barclays from having one of the cards back in the day and slashing my limit over and over...then closing it.

Not sure how anyone else feels, but yeah looks like Sync is selling the account to them.

@atst2000-- reference discussion upthread. As far as the SYNCB>Barclays [GAP Brands] portfolio goes, it was purchased by Barclays last year -- so it's already been sold.

Re: Banana Republic Card being migrated to Barclays

shane1978 — Tue, 05 Apr 2022 17:43:27 GMT

Is anyone have a limit over 10K on these cards. Thinking of asking for a limit increase before the migration. Sitting at 10K now. Thoughts?

Re: Banana Republic Card being migrated to Barclays

dmFICO8 — Tue, 05 Apr 2022 19:43:31 GMT

@shane1978 wrote:
Is anyone have a limit over 10K on these cards. Thinking of asking for a limit increase before the migration. Sitting at 10K now. Thoughts?

My Banana Republic Visa card is sitting at 10k, I tried CLI to 15K, denied, I tried 12k again next day, denied. Luckily they were SP. When I received the letters, only one reason was stated, "The requested amount exceeds the limits set by our credit policy". Not sure the limit is 10k or they stop account changes when it is about to transition.