topic Re: Just could not stop. in Credit Cards

Just could not stop.

wmarat — Wed, 09 Sep 2009 02:40:02 GMT

In addition to my recent app. spree (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=169294&view=by_date_ascending&page=1) added 4 more accounts.

Being happy camper with PenFed and having read a lot of positive things about NFCU and USAA (not eligible) decided research other military FCU, assuming that they are good and found Andrews FCU. As usually, friendly CSR, a lot of paperwork, approved for $20000 CC at 10.95%. Applied for LOC asking for $5000, offered $1000, refused, application denied.

I always dealt with CU's via phone or e-mail and never been in branch. Took my kid to karate class, hand him over to sensei and went outside to smoke and what I see? Right, branch of local CU. 30 min later I have new $15000 CC at 7.9% and $5000 LOC at 9.99%

Ameriprise World Elite MC was on my list, mostly because of free priority pass. Even with $150 AF it is still worth for me to have this card. Approved for $25000 CL at 4.25% APR

I think that I am done for very long time.

Re: Just could not stop.

Anonymous — Wed, 09 Sep 2009 02:52:34 GMT

Congratulations wmarat!

Very nice credit lines. The Ameriprise is superb especially with the APR of 4.25% and the fact you can take advantage of the priority pass perk. I travel frequently and agree with you that this type of perk at an airport is valuable. It is most difficult to put a dollar value on the priority pass but I would say you will be well served with this card.

Re: Just could not stop.

Anonymous — Wed, 09 Sep 2009 03:19:05 GMT

Very nice job, wmarat!

Congrats!

Re: Just could not stop.

Safe4Me2 — Wed, 09 Sep 2009 03:23:21 GMT

One day...

Re: Just could not stop.

Anonymous — Wed, 09 Sep 2009 03:32:04 GMT

I signed up with 6 CU's in the past year and plan on eventually APPing for they're CC's when all of my INQ's fall off and I close a few cards that I don't use. Now I read post like this and it's kind of difficult to hold back now. I still got another year b4 I will attemp but CONGRATS!

Re: Just could not stop.

Anonymous — Wed, 09 Sep 2009 03:50:13 GMT

@wmarat wrote:
In addition to my recent app. spree (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=169294&view=by_date_ascending&page=1) added 4 more accounts.

Being happy camper with PenFed and having read a lot of positive things about NFCU and USAA (not eligible) decided research other military FCU, assuming that they are good and found Andrews FCU. As usually, friendly CSR, a lot of paperwork, approved for $20000 CC at 10.95%. Applied for LOC asking for $5000, offered $1000, refused, application denied.

I always dealt with CU's via phone or e-mail and never been in branch. Took my kid to karate class, hand him over to sensei and went outside to smoke and what I see? Right, branch of local CU. 30 min later I have new $15000 CC at 7.9% and $5000 LOC at 9.99%

Ameriprise World Elite MC was on my list, mostly because of free priority pass. Even with $150 AF it is still worth for me to have this card. Approved for $25000 CL at 4.25% APR

I think that I am done for very long time.

Just wondering.......hmmmm!

Which occurs 1st --Your kid achieving a black belt, or you reaching the million dollar club in CLs.

Congrats

Re: Just could not stop.

pattycake — Wed, 09 Sep 2009 04:20:39 GMT

@Anonymous wrote:
@wmarat wrote:
In addition to my recent app. spree (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=169294&view=by_date_ascending&page=1) added 4 more accounts.

Being happy camper with PenFed and having read a lot of positive things about NFCU and USAA (not eligible) decided research other military FCU, assuming that they are good and found Andrews FCU. As usually, friendly CSR, a lot of paperwork, approved for $20000 CC at 10.95%. Applied for LOC asking for $5000, offered $1000, refused, application denied.

I always dealt with CU's via phone or e-mail and never been in branch. Took my kid to karate class, hand him over to sensei and went outside to smoke and what I see? Right, branch of local CU. 30 min later I have new $15000 CC at 7.9% and $5000 LOC at 9.99%

Ameriprise World Elite MC was on my list, mostly because of free priority pass. Even with $150 AF it is still worth for me to have this card. Approved for $25000 CL at 4.25% APR

I think that I am done for very long time.
Just wondering.......hmmmm!

Which occurs 1st --Your kid achieving a black belt, or you reaching the million dollar club in CLs.

Congrats

Awesome, wmarat. Let's call it the "wmarat center" for appaholics!

You're Russian?

Re: Just could not stop.

Anonymous — Wed, 09 Sep 2009 04:23:22 GMT

Actually I think it is the "txjohn/wmarat Center for Appaholics"!

Re: Just could not stop.

Anonymous — Wed, 09 Sep 2009 15:59:03 GMT

@wmarat wrote:
In addition to my recent app. spree (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=169294&view=by_date_ascending&page=1) added 4 more accounts.

Being happy camper with PenFed and having read a lot of positive things about NFCU and USAA (not eligible) decided research other military FCU, assuming that they are good and found Andrews FCU. As usually, friendly CSR, a lot of paperwork, approved for $20000 CC at 10.95%. Applied for LOC asking for $5000, offered $1000, refused, application denied.

I always dealt with CU's via phone or e-mail and never been in branch. Took my kid to karate class, hand him over to sensei and went outside to smoke and what I see? Right, branch of local CU. 30 min later I have new $15000 CC at 7.9% and $5000 LOC at 9.99%

Ameriprise World Elite MC was on my list, mostly because of free priority pass. Even with $150 AF it is still worth for me to have this card. Approved for $25000 CL at 4.25% APR

I think that I am done for very long time.

Nice CL's indeed. Can you let everyone know which CRA's were pulled for the various accounts?

Re: Just could not stop.

wmarat — Thu, 10 Sep 2009 01:54:01 GMT

Kid is not agressive enough.

@Anonymous wrote:
@wmarat wrote:
In addition to my recent app. spree (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=169294&view=by_date_ascending&page=1) added 4 more accounts.

Being happy camper with PenFed and having read a lot of positive things about NFCU and USAA (not eligible) decided research other military FCU, assuming that they are good and found Andrews FCU. As usually, friendly CSR, a lot of paperwork, approved for $20000 CC at 10.95%. Applied for LOC asking for $5000, offered $1000, refused, application denied.

I always dealt with CU's via phone or e-mail and never been in branch. Took my kid to karate class, hand him over to sensei and went outside to smoke and what I see? Right, branch of local CU. 30 min later I have new $15000 CC at 7.9% and $5000 LOC at 9.99%

Ameriprise World Elite MC was on my list, mostly because of free priority pass. Even with $150 AF it is still worth for me to have this card. Approved for $25000 CL at 4.25% APR

I think that I am done for very long time.
Just wondering.......hmmmm!

Which occurs 1st --Your kid achieving a black belt, or you reaching the million dollar club in CLs.

Congrats

Re: Just could not stop.

wmarat — Thu, 10 Sep 2009 01:55:14 GMT

@pattycake wrote:
@Anonymous wrote:
@wmarat wrote:
In addition to my recent app. spree (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=169294&view=by_date_ascending&page=1) added 4 more accounts.

Being happy camper with PenFed and having read a lot of positive things about NFCU and USAA (not eligible) decided research other military FCU, assuming that they are good and found Andrews FCU. As usually, friendly CSR, a lot of paperwork, approved for $20000 CC at 10.95%. Applied for LOC asking for $5000, offered $1000, refused, application denied.

I always dealt with CU's via phone or e-mail and never been in branch. Took my kid to karate class, hand him over to sensei and went outside to smoke and what I see? Right, branch of local CU. 30 min later I have new $15000 CC at 7.9% and $5000 LOC at 9.99%

Ameriprise World Elite MC was on my list, mostly because of free priority pass. Even with $150 AF it is still worth for me to have this card. Approved for $25000 CL at 4.25% APR

I think that I am done for very long time.
Just wondering.......hmmmm!

Which occurs 1st --Your kid achieving a black belt, or you reaching the million dollar club in CLs.

Congrats

Awesome, wmarat. Let's call it the "wmarat center" for appaholics!

You're Russian?

To be precise I am not, but Russian is my mother tongue. Why?

Re: Just could not stop.

pattycake — Thu, 10 Sep 2009 01:57:34 GMT

Because you write like a natural born American. And you have better credit than most of us!!!!

I love this great melting pot of ours.

Re: Just could not stop.

wmarat — Thu, 10 Sep 2009 01:57:54 GMT

Sure.

Andrews FCU EXP, Ameriprise (Barclay) TU, First Financial FCU EXP.

@Anonymous wrote:
@wmarat wrote:
In addition to my recent app. spree (http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=169294&view=by_date_ascending&page=1) added 4 more accounts.

Being happy camper with PenFed and having read a lot of positive things about NFCU and USAA (not eligible) decided research other military FCU, assuming that they are good and found Andrews FCU. As usually, friendly CSR, a lot of paperwork, approved for $20000 CC at 10.95%. Applied for LOC asking for $5000, offered $1000, refused, application denied.

I always dealt with CU's via phone or e-mail and never been in branch. Took my kid to karate class, hand him over to sensei and went outside to smoke and what I see? Right, branch of local CU. 30 min later I have new $15000 CC at 7.9% and $5000 LOC at 9.99%

Ameriprise World Elite MC was on my list, mostly because of free priority pass. Even with $150 AF it is still worth for me to have this card. Approved for $25000 CL at 4.25% APR

I think that I am done for very long time.
Nice CL's indeed. Can you let everyone know which CRA's were pulled for the various accounts?

Re: Just could not stop.

Anonymous — Thu, 10 Sep 2009 01:59:51 GMT

Just don't mention your Macy's CL.

Re: Just could not stop.

wmarat — Thu, 10 Sep 2009 02:00:47 GMT

@pattycake wrote:
Because you write like a natural born American. And you have better credit than most of us!!!!

I love this great melting pot of ours.

Re: Just could not stop.

wmarat — Thu, 10 Sep 2009 02:01:52 GMT

Which one? Just got 1K CLI on store card.

@Anonymous wrote:
Just don't mention your Macy's CL.

Re: Just could not stop.

Anonymous — Thu, 10 Sep 2009 02:02:56 GMT

ROTFLMAO!

Don't you have something like $14K on the Visa?

Re: Just could not stop.

wmarat — Thu, 10 Sep 2009 02:06:37 GMT

Only $13K. Next increase in 12/09.

But I also have 2 store cards.

@Anonymous wrote:
ROTFLMAO!

Don't you have something like $14K on the Visa?

Re: Just could not stop.

Anonymous — Thu, 10 Sep 2009 02:16:13 GMT

Don't let CreditAddict get ahead of you!

Once upon a time I had two store cards as well. (15-20 years ago.) Down to one Visa now. That is enough.

Re: Just could not stop.

wmarat — Thu, 10 Sep 2009 02:21:12 GMT

No, I am done. I think.

I've noticed that I have no hotel cards and there are a lot of PNC branches here, so maybe...

No I am done, the only exption is if I find some way to get in NavyFCU.