topic Re: TJX credit cards in Credit Cards

TJX credit cards

Panda-W — Mon, 18 Apr 2022 06:26:18 GMT

There are two cards (store and mastercard). I want at least the store card. Can I prequalify for these cards ?.

Re: TJX credit cards

Trekkie0707 — Mon, 18 Apr 2022 12:07:44 GMT

I've never seen a pre approval for them. They are a synchrony bank card. I've worked retail for 16 years. Not a huge fan. The rewards aren't great and they get a bit fee happy. But I guess it's ok if you pay it in full every month.

I think I have a bit of a synchrony chip on my shoulder.

Re: TJX credit cards

SDMarik — Mon, 18 Apr 2022 16:58:05 GMT

I have never seen a pre-qual for those, you seem to not like the cards, is there any reason you want them?

Re: TJX credit cards

JamP — Tue, 19 Apr 2022 00:12:44 GMT

My DW loves her TJX Mastercard. She applied twice over a year before she finally was approved.

Do you have any other Synchrony cards?

I am wondering if in-store may be easier than online.

Re: TJX credit cards

Panda-W — Tue, 19 Apr 2022 02:10:31 GMT

I found this prequalification link one hour ago, I used it, but my result was negative.

https://apply.syf.com/eapply/eapply.action?&preQual=Y&clientCode=TJX

Re: TJX credit cards

FinStar — Tue, 19 Apr 2022 02:40:50 GMT

@Panda-W wrote:
I found this prequalification link one hour ago, I used it, but my result was negative.

https://apply.syf.com/eapply/eapply.action?&preQual=Y&clientCode=TJX

@Panda-W-- since you mentioned on your other topic that you are trying to avoid HPs, this will not work as any of these pre-qualified alternatives will still result in a HP if you accept an offer.