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    <title>topic Wells Fargo Tempur-Pedic Credit Card in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Wells-Fargo-Tempur-Pedic-Credit-Card/m-p/6530673#M1815403</link>
    <description>&lt;P&gt;Greetings folks,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Just wanted to share some DPs regarding this particular card and its pre-qualification/approval processes.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have both a good friend and family member in the market for new bed sets.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;They both did the prequalification for the Wells Fargo Tempur-Pedic Credit Card. They were both pre-qualified for pretty sizable limits ($8,000 and $12,000).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Both were declined with 700+ FICO scores.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Both took double bureau hits: EQ and TU.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Both were denied any reconsideration after calling to speak with a rep (subsequent to waiting on hold for 20 minutes).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Mind you, these are just reported DPs. Obviously, YMMV with such matters.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;But I think we can safely say that NO pre-qualifications (or even pre-approvals) are guarantees for final approval. I realize that is fairly common knowledge for regulars of this board, but newer users may find the disclaimer to be helpful.&lt;/P&gt;</description>
    <pubDate>Mon, 02 May 2022 13:48:24 GMT</pubDate>
    <dc:creator>CreditCrusader</dc:creator>
    <dc:date>2022-05-02T13:48:24Z</dc:date>
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      <title>Wells Fargo Tempur-Pedic Credit Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Wells-Fargo-Tempur-Pedic-Credit-Card/m-p/6530673#M1815403</link>
      <description>&lt;P&gt;Greetings folks,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Just wanted to share some DPs regarding this particular card and its pre-qualification/approval processes.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have both a good friend and family member in the market for new bed sets.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;They both did the prequalification for the Wells Fargo Tempur-Pedic Credit Card. They were both pre-qualified for pretty sizable limits ($8,000 and $12,000).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Both were declined with 700+ FICO scores.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Both took double bureau hits: EQ and TU.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Both were denied any reconsideration after calling to speak with a rep (subsequent to waiting on hold for 20 minutes).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Mind you, these are just reported DPs. Obviously, YMMV with such matters.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;But I think we can safely say that NO pre-qualifications (or even pre-approvals) are guarantees for final approval. I realize that is fairly common knowledge for regulars of this board, but newer users may find the disclaimer to be helpful.&lt;/P&gt;</description>
      <pubDate>Mon, 02 May 2022 13:48:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Wells-Fargo-Tempur-Pedic-Credit-Card/m-p/6530673#M1815403</guid>
      <dc:creator>CreditCrusader</dc:creator>
      <dc:date>2022-05-02T13:48:24Z</dc:date>
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