topic Re: Elan Max Cash Preferred MCC Thread in Credit Cards

Elan Max Cash Preferred MCC Thread

Credit_Master — Tue, 24 May 2022 14:24:30 GMT

Hello my fellow MF members,

I thought I would start a thread for us members who have this card and want to know what services and/or companies code correctly to receive the 5% cash back. I am already seeing certain ones listed in their pdf that do not code as a 5% category. One of my cards I have TV/Streaming/Internet and Home Utilities set as my 5% categories.

5% Cash back:

DirecTV Stream

Windstream

Disney+

1% Cash back:

YouTube TV

YouTube Premium

Qobuz

If I get enough information on what codes as what I will attempt to make a spreadsheet to help everyone out.

Credit_Master

Re: Elan Max Cash Preferred MCC Thread

difringe — Tue, 24 May 2022 14:55:38 GMT

Those 1%s are listed as 5%s in their pdf? Did you reach out to them?

Re: Elan Max Cash Preferred MCC Thread

Credit_Master — Tue, 24 May 2022 15:52:00 GMT

@difringe wrote:
Those 1%s are listed as 5%s in their pdf? Did you reach out to them?

I did not. I am not familiar with which entity is in control of how purchases are coded. I may give them a call when I get off today to see what they say.

Re: Elan Max Cash Preferred MCC Thread

PullingMeSoftly — Tue, 24 May 2022 16:16:43 GMT

While I don't have an Elan MCP, I can add some Cash+ DP's that would be relevant to your thread, as discussed several months back here.

AT&T cell phone and AT&T landline code under 4814 and qualify under Cell Phone Providers
Sonic Internet also codes under 4814 and gets the 5% under Cell Phone Providers
Pacific Gas & Electric correctly codes for 5% under Utilities

The Cash+ has been a nice set it and forget it for 4 of my monthly bills being covered by 2 of the 5% categories. Been thinking about adding an MCP or another Cash+ in the future.

Re: Elan Max Cash Preferred MCC Thread

difringe — Tue, 24 May 2022 16:37:52 GMT

@PullingMeSoftly wrote:
While I don't have an Elan MCP, I can add some Cash+ DP's that would be relevant to your thread, as discussed several months back here.
AT&T cell phone and AT&T landline code under 4814 and qualify under Cell Phone Providers
Sonic Internet also codes under 4814 and gets the 5% under Cell Phone Providers
Pacific Gas & Electric correctly codes for 5% under Utilities
The Cash+ has been a nice set it and forget it for 4 of my monthly bills being covered by 2 of the 5% categories. Been thinking about adding an MCP or another Cash+ in the future.

I thought the Cash+ made you re-select the categories every quarter...is that not the case?

Re: Elan Max Cash Preferred MCC Thread

PullingMeSoftly — Tue, 24 May 2022 16:50:41 GMT

@difringe wrote:
@PullingMeSoftly wrote:
The Cash+ has been a nice set it and forget it for 4 of my monthly bills being covered by 2 of the 5% categories.
I thought the Cash+ made you re-select the categories every quarter...is that not the case?

Yes @difringe , but with the reminder email or my scheduled quarterly login leading directly to the option to "Reactivate previous categories", it's only a hair shy of being set it and forget it:

Re: Elan Max Cash Preferred MCC Thread

DakotaM — Tue, 24 May 2022 16:59:07 GMT

I can confirm that Simplisafe does not code as internet or utilities. To be fair, their pdf says home security systems don't count as utilities, but still figured I'd give it a shot.

Re: Elan Max Cash Preferred MCC Thread

unsungivy — Tue, 24 May 2022 17:48:08 GMT

Peloton monthly membership fee does NOT count as "Recreation", despite it showing up as "5940 - Bicycle Shops – Sales and Service" etc on the bill (which would be an MCC that would give you the 5%), the actual MCC it gets charged to "7997 - Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses", which does NOT count. Lots of deep diving to get this clear with them on the phone as to why I wasn't getting my 5%.

This is frustrating since the card specifically lists Equinox/Soulcycle as counting (on their example PDF), which is their direct competition.

T-Mobile DOES count for Cell Phones, DESPITE showing up as "CALLS THROUGH USE OF MAGNETIC STRIPE - READING TELEPHONES" on the bill.

Re: Elan Max Cash Preferred MCC Thread

GatorGuy — Tue, 24 May 2022 22:04:08 GMT

Disney tickets at the gate code for 5% back. Many food kiosks also get 5% back.

Disney tickets purchased online did not code correctly and only got 1%.

Re: Elan Max Cash Preferred MCC Thread

unsungivy — Thu, 26 May 2022 12:19:36 GMT

@GatorGuy wrote:
Disney tickets at the gate code for 5% back. Many food kiosks also get 5% back.

Disney tickets purchased online did not code correctly and only got 1%.

I assume that was for the Entertainment category for both?

Re: Elan Max Cash Preferred MCC Thread

UncleB — Thu, 26 May 2022 14:17:20 GMT

@Credit_Master, are you wanting data points from members who have the Cash+ as well?

The cards are near clones so there's likely to be quite a bit of overlap, and since the Cash+ is an older product you'll probably get more data points by including both.

Re: Elan Max Cash Preferred MCC Thread

Credit_Master — Thu, 26 May 2022 17:06:31 GMT

@UncleB wrote:
@Credit_Master, are you wanting data points from members who have the Cash+ as well?

The cards are near clones so there's likely to be quite a bit of overlap, and since the Cash+ is an older product you'll probably get more data points by including both.

@UncleB I guess data points from members with the Cash+ wouldn't hurt. I think I read where someone said one of the difference in the two was that the MCP had entertainment as a 5% category where the Cash+ does not (I could be mistaken though).

Re: Elan Max Cash Preferred MCC Thread

DieGo2SHAE — Wed, 07 Jun 2023 21:17:34 GMT

@GatorGuy wrote:
Disney tickets at the gate code for 5% back. Many food kiosks also get 5% back.

Disney tickets purchased online did not code correctly and only got 1%.

If any chance you are still around I would love to know if you continued using the Entertainment category at the Disney parks. If so, did it count for anything purchased in the parks or just the tickets and quick service restaurants?