topic Truist pre-qual? in Credit Cards

Truist pre-qual?

CreditKick — Wed, 01 Jun 2022 16:25:10 GMT

Filled out the trust pre-qual, and got the "you qualify for these products" and all 5 of their cards came up. I've seen some of you say, however, that you were pre-qualled for a certain amount (seems to often be 4500 for some reason) at a certain rate. All I see are "accept" buttons next to each of the products. I don't want to accidentally open an account, I'm more just curious to see what I qualify for. Do any of you know if there's more info after the accept button, or is it just a full fledged app? Thanks!

Re: Truist pre-qual?

FinStar — Wed, 01 Jun 2022 17:32:48 GMT

@CreditKick wrote:
Filled out the trust pre-qual, and got the "you qualify for these products" and all 5 of their cards came up. I've seen some of you say, however, that you were pre-qualled for a certain amount (seems to often be 4500 for some reason) at a certain rate. All I see are "accept" buttons next to each of the products. I don't want to accidentally open an account, I'm more just curious to see what I qualify for. Do any of you know if there's more info after the accept button, or is it just a full fledged app? Thanks!

Once you accept any of the offers, it is a full fledged [SP] app. Unfortunately, there is no CL or APR displayed with any of the offers until after the fact.

Re: Truist pre-qual?

FicoGuy2019 — Wed, 01 Jun 2022 19:09:42 GMT

If you click on "Terms and conditions" under the accept button, it does give an apr of what it will be after the promo period. Is it accurate though is the question. Edit: I believe it is accurate. When going through a cold app, it gives a range for the apr. When using the preapproval, it gives a solid apr.