topic Re: SPORTSMAN GUIDE VISA HELP in Credit Cards

SPORTSMAN GUIDE VISA HELP

rchvmz — Thu, 02 Jun 2022 02:47:03 GMT

I recieved my first CLI on 3-1-22 with SPGV-----is the CLI frequency every 3 months or 4 months?.....I have seen post where folks get another CLI after a month so I am a bit confused. I have 3 other Comenity store cards, Overstock, Childrens Place and Good Sam---which I have recieved 1 CLI a piece the CP and GS---have had several on Ovstk---nothing recent with any of them except SPGV on 3-1-22. I am PIF with every card. Currently I have a $365.00 bal on SPGV that I am going to PIF next day or two.

So, every 3 months or is it 4 months in-between CLI?....

Re: SPORTSMAN GUIDE VISA HELP

bigseegar — Thu, 02 Jun 2022 15:12:08 GMT

@rchvmz wrote:
I recieved my first CLI on 3-1-22 with SPGV-----is the CLI frequency every 3 months or 4 months?.....I have seen post where folks get another CLI after a month so I am a bit confused. I have 3 other Comenity store cards, Overstock, Childrens Place and Good Sam---which I have recieved 1 CLI a piece the CP and GS---have had several on Ovstk---nothing recent with any of them except SPGV on 3-1-22. I am PIF with every card. Currently I have a $365.00 bal on SPGV that I am going to PIF next day or two.
So, every 3 months or is it 4 months in-between CLI?....

What I'm seeing at least with my Comenity cards since "Bread" is that they are no longer approving CLI's at 91 days but at a minimum of 6 months now since the last CLI. I had never been denied a CLI at 91 days until this year and the change to Bread.

Re: SPORTSMAN GUIDE VISA HELP

rchvmz — Thu, 02 Jun 2022 15:18:01 GMT

@bigseegar wrote:
@rchvmz wrote:
I recieved my first CLI on 3-1-22 with SPGV-----is the CLI frequency every 3 months or 4 months?.....I have seen post where folks get another CLI after a month so I am a bit confused. I have 3 other Comenity store cards, Overstock, Childrens Place and Good Sam---which I have recieved 1 CLI a piece the CP and GS---have had several on Ovstk---nothing recent with any of them except SPGV on 3-1-22. I am PIF with every card. Currently I have a $365.00 bal on SPGV that I am going to PIF next day or two.
So, every 3 months or is it 4 months in-between CLI?....
What I'm seeing at least with my Comenity cards since "Bread" is that they are no longer approving CLI's at 91 days but at a minimum of 6 months now since the last CLI. I had never been denied a CLI at 91 days until this year and the change to Bread.

Thanks, but I will say, I have no idea what the term BREAD means here----what is it?

Re: SPORTSMAN GUIDE VISA HELP

chiefone4u — Thu, 02 Jun 2022 15:24:06 GMT

@rchvmz wrote:
@bigseegar wrote:
@rchvmz wrote:
I recieved my first CLI on 3-1-22 with SPGV-----is the CLI frequency every 3 months or 4 months?.....I have seen post where folks get another CLI after a month so I am a bit confused. I have 3 other Comenity store cards, Overstock, Childrens Place and Good Sam---which I have recieved 1 CLI a piece the CP and GS---have had several on Ovstk---nothing recent with any of them except SPGV on 3-1-22. I am PIF with every card. Currently I have a $365.00 bal on SPGV that I am going to PIF next day or two.
So, every 3 months or is it 4 months in-between CLI?....
What I'm seeing at least with my Comenity cards since "Bread" is that they are no longer approving CLI's at 91 days but at a minimum of 6 months now since the last CLI. I had never been denied a CLI at 91 days until this year and the change to Bread.
Thanks, but I will say, I have no idea what the term BREAD means here----what is it?

Comenity has changed their name (at least in some area's of business) to Bread Financial.

Re: SPORTSMAN GUIDE VISA HELP

rchvmz — Thu, 02 Jun 2022 16:16:48 GMT

@chiefone4u wrote:
@rchvmz wrote:
@bigseegar wrote:
@rchvmz wrote:
I recieved my first CLI on 3-1-22 with SPGV-----is the CLI frequency every 3 months or 4 months?.....I have seen post where folks get another CLI after a month so I am a bit confused. I have 3 other Comenity store cards, Overstock, Childrens Place and Good Sam---which I have recieved 1 CLI a piece the CP and GS---have had several on Ovstk---nothing recent with any of them except SPGV on 3-1-22. I am PIF with every card. Currently I have a $365.00 bal on SPGV that I am going to PIF next day or two.
So, every 3 months or is it 4 months in-between CLI?....
What I'm seeing at least with my Comenity cards since "Bread" is that they are no longer approving CLI's at 91 days but at a minimum of 6 months now since the last CLI. I had never been denied a CLI at 91 days until this year and the change to Bread.
Thanks, but I will say, I have no idea what the term BREAD means here----what is it?
Comenity has changed their name (at least in some area's of business) to Bread Financial.

Gotcha----still looking for confirmation on CLI freaquencey after 1st CLI---some are saying 91 days, some say, 4 months, and the last reply was 6 months---very confusing

Re: SPORTSMAN GUIDE VISA HELP

bigseegar — Thu, 02 Jun 2022 18:42:27 GMT

@rchvmz wrote:
@chiefone4u wrote:
@rchvmz wrote:
@bigseegar wrote:
@rchvmz wrote:
I recieved my first CLI on 3-1-22 with SPGV-----is the CLI frequency every 3 months or 4 months?.....I have seen post where folks get another CLI after a month so I am a bit confused. I have 3 other Comenity store cards, Overstock, Childrens Place and Good Sam---which I have recieved 1 CLI a piece the CP and GS---have had several on Ovstk---nothing recent with any of them except SPGV on 3-1-22. I am PIF with every card. Currently I have a $365.00 bal on SPGV that I am going to PIF next day or two.
So, every 3 months or is it 4 months in-between CLI?....
What I'm seeing at least with my Comenity cards since "Bread" is that they are no longer approving CLI's at 91 days but at a minimum of 6 months now since the last CLI. I had never been denied a CLI at 91 days until this year and the change to Bread.
Thanks, but I will say, I have no idea what the term BREAD means here----what is it?
Comenity has changed their name (at least in some area's of business) to Bread Financial.
Gotcha----still looking for confirmation on CLI freaquencey after 1st CLI---some are saying 91 days, some say, 4 months, and the last reply was 6 months---very confusing

That's what I was trying to give you based on my very recent experience. It's pretty much always been 91 Days (not 4 months). It appears it's now 6 months between CLI's, agiain based on my very recent CLI experince and I've been getting CLI's on various Comenity (now Bread) cards for 3 years.

Re: SPORTSMAN GUIDE VISA HELP

rchvmz — Thu, 02 Jun 2022 18:51:28 GMT

@bigseegar wrote:
@rchvmz wrote:
@chiefone4u wrote:
@rchvmz wrote:
@bigseegar wrote:
@rchvmz wrote:
I recieved my first CLI on 3-1-22 with SPGV-----is the CLI frequency every 3 months or 4 months?.....I have seen post where folks get another CLI after a month so I am a bit confused. I have 3 other Comenity store cards, Overstock, Childrens Place and Good Sam---which I have recieved 1 CLI a piece the CP and GS---have had several on Ovstk---nothing recent with any of them except SPGV on 3-1-22. I am PIF with every card. Currently I have a $365.00 bal on SPGV that I am going to PIF next day or two.
So, every 3 months or is it 4 months in-between CLI?....
What I'm seeing at least with my Comenity cards since "Bread" is that they are no longer approving CLI's at 91 days but at a minimum of 6 months now since the last CLI. I had never been denied a CLI at 91 days until this year and the change to Bread.
Thanks, but I will say, I have no idea what the term BREAD means here----what is it?
Comenity has changed their name (at least in some area's of business) to Bread Financial.
Gotcha----still looking for confirmation on CLI freaquencey after 1st CLI---some are saying 91 days, some say, 4 months, and the last reply was 6 months---very confusing
That's what I was trying to give you based on my very recent experience. It's pretty much always been 91 Days (not 4 months). It appears it's now 6 months between CLI's, agiain based on my very recent CLI experince and I've been getting CLI's on various Comenity (now Bread) cards for 3 years.

Thank you

Re: SPORTSMAN GUIDE VISA HELP

rchvmz — Thu, 02 Jun 2022 22:14:57 GMT

@bigseegar wrote:
@rchvmz wrote:
@chiefone4u wrote:
@rchvmz wrote:
@bigseegar wrote:
@rchvmz wrote:
I recieved my first CLI on 3-1-22 with SPGV-----is the CLI frequency every 3 months or 4 months?.....I have seen post where folks get another CLI after a month so I am a bit confused. I have 3 other Comenity store cards, Overstock, Childrens Place and Good Sam---which I have recieved 1 CLI a piece the CP and GS---have had several on Ovstk---nothing recent with any of them except SPGV on 3-1-22. I am PIF with every card. Currently I have a $365.00 bal on SPGV that I am going to PIF next day or two.
So, every 3 months or is it 4 months in-between CLI?....
What I'm seeing at least with my Comenity cards since "Bread" is that they are no longer approving CLI's at 91 days but at a minimum of 6 months now since the last CLI. I had never been denied a CLI at 91 days until this year and the change to Bread.
Thanks, but I will say, I have no idea what the term BREAD means here----what is it?
Comenity has changed their name (at least in some area's of business) to Bread Financial.
Gotcha----still looking for confirmation on CLI freaquencey after 1st CLI---some are saying 91 days, some say, 4 months, and the last reply was 6 months---very confusing
That's what I was trying to give you based on my very recent experience. It's pretty much always been 91 Days (not 4 months). It appears it's now 6 months between CLI's, agiain based on my very recent CLI experince and I've been getting CLI's on various Comenity (now Bread) cards for 3 years.

I went ahead a rolled the dice-----approved $800.00 CLI @ 91 days....now at $4400.00. Lucky me

Re: SPORTSMAN GUIDE VISA HELP

AverageJoesCredit — Fri, 03 Jun 2022 13:34:02 GMT

@rchvmz wrote:
@bigseegar wrote:
@rchvmz wrote:
@chiefone4u wrote:
@rchvmz wrote:
@bigseegar wrote:
@rchvmz wrote:
I recieved my first CLI on 3-1-22 with SPGV-----is the CLI frequency every 3 months or 4 months?.....I have seen post where folks get another CLI after a month so I am a bit confused. I have 3 other Comenity store cards, Overstock, Childrens Place and Good Sam---which I have recieved 1 CLI a piece the CP and GS---have had several on Ovstk---nothing recent with any of them except SPGV on 3-1-22. I am PIF with every card. Currently I have a $365.00 bal on SPGV that I am going to PIF next day or two.
So, every 3 months or is it 4 months in-between CLI?....
What I'm seeing at least with my Comenity cards since "Bread" is that they are no longer approving CLI's at 91 days but at a minimum of 6 months now since the last CLI. I had never been denied a CLI at 91 days until this year and the change to Bread.
Thanks, but I will say, I have no idea what the term BREAD means here----what is it?
Comenity has changed their name (at least in some area's of business) to Bread Financial.
Gotcha----still looking for confirmation on CLI freaquencey after 1st CLI---some are saying 91 days, some say, 4 months, and the last reply was 6 months---very confusing
That's what I was trying to give you based on my very recent experience. It's pretty much always been 91 Days (not 4 months). It appears it's now 6 months between CLI's, agiain based on my very recent CLI experince and I've been getting CLI's on various Comenity (now Bread) cards for 3 years.
I went ahead a rolled the dice-----approved $800.00 CLI @ 91 days....now at $4400.00. Lucky me

Grats, that's what we need, more people willing to better own data point

Re: SPORTSMAN GUIDE VISA HELP

SoCalGardener — Fri, 03 Jun 2022 17:38:41 GMT

@rchvmz wrote:
I went ahead a rolled the dice-----approved $800.00 CLI @ 91 days....now at $4400.00. Lucky me

You're a lot luckier than me! I've had my SGV for years, and can't get above $3,000. I have some other Comenity cards and they're not as stingy with CLIs as SG is. Honestly, I don't even know why I hold on to this card any more, but since yours is seeing *some* movement, I guess it makes sense to stick with it!