topic Re: Credit cards that can (long-term) earn >3% at campgrounds or RV/trailer parks? in Credit Cards

Credit cards that earn >3% at camp/RV/trailer parks and professional services

TyrannicalDuncery — Tue, 07 Jun 2022 16:33:18 GMT

Are there any credit cards that can earn >3% at campgrounds or RV/trailer parks, other than through teaser arrangements?

In particular, does any of the credit cards with a "travel portal" allow you to book ultra-cheap/crappy campgrounds/trailer parks? (I'm guessing no.)
There are a few cards that I suspect might allow this. Let me know if I'm wrong, or if there are more.
- PenFed Pathfinder (As I understand it, they give you 4 points back on travel, which includes campgrounds. I think their points tend to be worth about 0.85c a piece when used for money-like redemption, so I think this would basically be 3.4% back.)
- The "travel portal" type cards, but probably only to book super fancy campgrounds like where they have like billionaire drug parties and stuff.
- Obviously if the campground codes as something else

Re: Credit cards that can (long-term) earn >3% at campgrounds or RV/trailer parks?

Anonymous — Tue, 07 Jun 2022 10:40:01 GMT

@TyrannicalDuncery wrote:

The "travel portal" type cards, but probably only to book super fancy campgrounds like where they have like billionaire drug parties and stuff.

You say that as if that's a bad thing!

Are there any cards that get >3% back on the "professional services" category?

TyrannicalDuncery — Tue, 07 Jun 2022 12:48:42 GMT

Are there any cards that get >3% back on the "professional services" category, other than the following?

Geofenced cards like PCM
Introductory rates/bonuses
Business cards

Re: Credit cards that can (long-term) earn >3% at campgrounds or RV/trailer parks?

Semi_Lost_Hiker — Tue, 07 Jun 2022 14:09:12 GMT

The Wells Fargo Propel (now discontinued) earned 3x on "airline, hotel and motel, timeshares, vehicle and auto rentals, cruise lines, travel agencies, discount travel sites, campgrounds." The rumored Autograph card might cover the same but we won't know until it is actually released.

Re: Are there any cards that get >3% back on the "professional services" category?

Credit12Fico — Tue, 07 Jun 2022 14:24:18 GMT

Does the merchant take Paypal? If so, I'd recommend the Paypal credit card for the 3% Paypal category.

Re: Credit cards that can (long-term) earn >3% at campgrounds or RV/trailer parks?

coldfusion — Tue, 07 Jun 2022 14:34:23 GMT

There was a similar thread here several months ago that might have some relevant and useful content.

https://ficoforums.myfico.com/t5/Credit-Cards/Rewards-CB-cards-for-RV-Park-Lodging/m-p/6482640

Re: Are there any cards that get >3% back on the "professional services" category?

TyrannicalDuncery — Tue, 07 Jun 2022 14:43:15 GMT

That's a great idea! So far no, but there are more in my future.

Re: Are there any cards that get >3% back on the "professional services" category?

xenon3030 — Tue, 07 Jun 2022 14:58:58 GMT

It depends on how they code. If lucky, they may get included in the 3-5% categories (Cash+, BOA CCR, etc).

Re: Credit cards that can (long-term) earn >3% at campgrounds or RV/trailer parks?

Hoben02 — Tue, 07 Jun 2022 15:30:14 GMT

As I stated in the referenced link pretty sure campgrounds is a travel category on bofa customized cash

Re: Credit cards that can (long-term) earn >3% at campgrounds or RV/trailer parks?

coldfusion — Tue, 07 Jun 2022 15:39:16 GMT

@Hoben02 wrote:
As I stated in the referenced link pretty sure campgrounds is a travel category on bofa customized cash

You are correct that for the CCR card campgrounds and trailer parks are specifically listed as a qualifying merchant category under travel, however to meet OP's requirement for the card to earn more than 3% back the cardholder must at a mininum have BoA Preferred Rewards Gold status.

Re: Are there any cards that get >3% back on the "professional services" category?

Credit12Fico — Tue, 07 Jun 2022 16:22:38 GMT

BOA excludes professional services from the 3% bonus on their personal cards. Ironically, it's a 3% category on their business customized cash rewards card.