topic Re: Does USB AR reimbursed travel count towards minimum spend for SUB? in Credit Cards

Does USB AR reimbursed travel count towards minimum spend for SUB?

j615 — Thu, 16 Jun 2022 09:33:21 GMT

When you spend on travel/dining and get credited back for the $325, will this spend still count towards the $4,500 minimum required to meet the bonus?

Re: Does USB AR reimbursed travel count towards minimum spend for SUB?

NRB525 — Thu, 16 Jun 2022 09:49:13 GMT

No.

Re: Does USB AR reimbursed travel count towards minimum spend for SUB?

pizzadude — Thu, 16 Jun 2022 14:31:53 GMT

@j615 wrote:
When you spend on travel/dining and get credited back for the $325, will this spend still count towards the $4,500 minimum required to meet the bonus?

I agree that it won't count. In general, card annual fees, interest charges, etc.. won't be applied towards minimum spend requirements.

Re: Does USB AR reimbursed travel count towards minimum spend for SUB?

j615 — Thu, 16 Jun 2022 14:38:53 GMT

Thanks. When I called the dedicated AR CS line, the rep said the spend will still count, but she sounded uncertain. I'm going to make sure I spend $4,825+ just in case.

Re: Does USB AR reimbursed travel count towards minimum spend for SUB?

Remedios — Thu, 16 Jun 2022 15:01:11 GMT

Been there, done that, spend that's subject to statement credit still counts towards minimum spend required for SUB.

If it makes you feel safer, spend additional amount

Re: Does USB AR reimbursed travel count towards minimum spend for SUB?

GatorGuy — Thu, 16 Jun 2022 15:26:14 GMT

I just got this card in March they counted all spending towards the SUB regardless of reimbursement.

Re: Does USB AR reimbursed travel count towards minimum spend for SUB?

Anonymous — Thu, 16 Jun 2022 16:49:54 GMT

@pizzadude wrote:
@j615 wrote:
When you spend on travel/dining and get credited back for the $325, will this spend still count towards the $4,500 minimum required to meet the bonus?
I agree that it won't count. In general, card annual fees, interest charges, etc.. won't be applied towards minimum spend requirements.

Right, but it's nothing like those. I think the closest would be that it shouldn't count as part of "net purchases" as it's more like a return for which you get credit. But I seem to remember, along with others here, that it does count anyway.

But if you are spending $4,500, spending $4,825 for safety may be worth it!