Discover Credit Card Application Question - Pending?

Anonymous — Sun, 13 Sep 2009 22:55:02 GMT

Hi Guys -

I just applied for the discover card via phone, while I am impatiently waiting for my experian credit report.

The person said that my application status is "pending"...What does this mean? Is this mean automatic approval? or the card I was applying for got denied, but another discover card may be right for me? She said this was a soft inquiry as well, which makes no sense.

thanks for your time

Re: Discover Credit Card Application Question - Pending?

DI — Sun, 13 Sep 2009 23:06:28 GMT

Pending means under review. You application should have resulted in a hard pull. If it was a soft pull that could be why its pending(LOL). I think the CSR probably was just clueless about hard and soft pulls.

topic Discover Credit Card Application Question - Pending? in Credit Cards

Discover Credit Card Application Question - Pending?

Re: Discover Credit Card Application Question - Pending?