topic Re: Curious - Anyone get a X1 CLI Yet? in Credit Cards

Curious - Anyone get a X1 CLI Yet?

HHH71 — Mon, 04 Jul 2022 12:49:55 GMT

Curious about the X1 CL's. It seems they generally give a higher initial CL than a lot of cards; however, whether someone makes $100,000 or $700,000 the limits still seem to be in the $28k-$31k area. Has anyone received an auto CLI yet or requested one?

Re: Curious - Anyone get a X1 CLI Yet?

Guyatthebeach — Mon, 04 Jul 2022 13:12:04 GMT

HHH71,

I have not received a CLI yet. I didn't see the button to request one either.

Guyatthebeach

Re: Curious - Anyone get a X1 CLI Yet?

DAC213 — Mon, 04 Jul 2022 13:36:32 GMT

Hello you have to contact their tech support like Apple.

text support 650-514-5504

email Support support@x1.co

Re: Curious - Anyone get a X1 CLI Yet?

DAC213 — Mon, 04 Jul 2022 13:47:00 GMT

Hello,

You have to send an email.

email: support@x1.co

Re: Curious - Anyone get a X1 CLI Yet?

babygirl1256 — Mon, 04 Jul 2022 14:46:20 GMT

@DAC213 I wonder if it's a HP or SP? Thanks for posting!!!

Re: Curious - Anyone get a X1 CLI Yet?

AlanGJP — Mon, 04 Jul 2022 15:45:13 GMT

No, but haven't requested one either. Curious if anyone gets one how it went.

Re: Curious - Anyone get a X1 CLI Yet?

RootDet — Mon, 04 Jul 2022 16:44:10 GMT

I was told they don;t accept CLI requests when I asked. you wait for them to determine an adjustment is warranted.

Re: Curious - Anyone get a X1 CLI Yet?

bilwilvegas — Mon, 04 Jul 2022 16:56:10 GMT

When I first got my X1 card on 1/5/2022 they gave me a $29,000 SL. About 2 weeks later I texted their support line and asked about a CLI and they told me they would look into it and get back to me. A few days later I received an email with a new CL of $40,000. I have had that ever since. I put a fair amount of spend on the card every month (highest was $65,000 and the lowest month was $35,000). About a month ago I texted again asking about another increase and was told "Your limit will update automatically as you make on-time payments and if your income increases". I pay the balance in full daily as the charges show up and my income is more than sufficient to warrant a CLI. I am hoping that as I approach the 6 month mark the account may be reviewed for an increase at that point, or maybe 12 months in. I have contemplated only making 1 or 2 payments per month to let the balance run up more. My thought is paying daily may cause them to think I do not need the higher CL.

I do really like their reward structure as I spend quite a bit on the airlines they include and getting 3 cents plus new points on each purchase is nice to get.

Re: Curious - Anyone get a X1 CLI Yet?

DAC213 — Tue, 05 Jul 2022 22:30:58 GMT

It is a soft pull. Some folk have gotten CLI's from X1' cc.