topic U.S. Bank - use it or lose it email in Credit Cards

U.S. Bank - use it or lose it email

pizza1 — Fri, 15 Jul 2022 21:57:24 GMT

So today I received an email from USB on my Plat Visa, basically letting me know I havent used the card in awhile, and to use it...or lose it, LOL. Im usually pretty good at keeping up with my cards, and which ones I haven't used in a long time. So, I quickly logged into my accounts to see how long it had been. Last used was 11/10/21...so about 8 months ago.

I quickly made a small purchase on the card, one that I would have had to do anyways, and that should hopefully keep them happy for a few months, lol. The CL is only $2K. I have 2 other cards with them, the Cash+ at $15K, and Business MC at $12K, which gets heavy use. I also have a business checking which also sees frequent deposits monthly. I wish I could allocate the 2K over to my Cash +

At least they sent a "reminder" email, which was nice of them

Re: U.S. Bank - use it or lose it email

purebulldogs — Fri, 15 Jul 2022 23:10:29 GMT

Over the years us bank has been good to me. I currently have a us bank/elan card and they have been great so far. When I first got the card I called about a credit limit increase and they gave me one.

They seem good with advance warning of potential changes also.

Us bank/elan has definitely become my daily driver. Even above my amex (which I like also).

Re: U.S. Bank - use it or lose it email

creditfan — Fri, 15 Jul 2022 22:45:23 GMT

I got it all my US cash+ cards

Re: U.S. Bank - use it or lose it email

tussking — Sat, 16 Jul 2022 01:28:31 GMT

Hola Pizza! How are you? We've missed your posts. Any new cards?

Re: U.S. Bank - use it or lose it email

UncleB — Sat, 16 Jul 2022 01:34:55 GMT

@pizza1 wrote:
So today I received an email from USB on my Plat Visa, basically letting me know I havent used the card in awhile, and to use it...or lose it, LOL. Im usually pretty good at keeping up with my cards, and which ones I haven't used in a long time. So, I quickly logged into my accounts to see how long it had been. Last used was 11/10/21...so about 8 months ago.

I quickly made a small purchase on the card, one that I would have had to do anyways, and that should hopefully keep them happy for a few months, lol. The CL is only $2K. I have 2 other cards with them, the Cash+ at $15K, and Business MC at $12K, which gets heavy use. I also have a business checking which also sees frequent deposits monthly. I wish I could allocate the 2K over to my Cash +

At least they sent a "reminder" email, which was nice of them

Although eight months isn't all that long, at least they did send a reminder!

Slightly off-topic, did you ever think of doing a PC to another Cash+? That might make it more valuable (it would for me, ha).