topic petal 1 / 2 card - someone please inform me in Credit Cards

petal 1 / 2 card - someone please inform me

mfinsmi1 — Sun, 17 Jul 2022 21:14:22 GMT

i was preapproved for both cards - im not really understanding what these cards offer rewards wise such as the difference petween petal 1 and petal 2 ... which one is the better card? also is this card worth getting?

Re: petal 1 / 2 card - someone please inform me

Jnbmom — Sun, 17 Jul 2022 22:05:24 GMT

This is card is usually for rebuilding . If your lineup is current I would pass.

Re: petal 1 / 2 card - someone please inform me

NoMoreE46 — Sun, 17 Jul 2022 22:30:25 GMT

Pass on both cards like @Jnbmom said.

Don't be tempted just because of a pre approval.

If you have an iPhone, the Apple Card could be a candidate if you have the itch for another card.

You probably need to garden for at least six months if not for eighteen.

Re: petal 1 / 2 card - someone please inform me

mfinsmi1 — Sun, 17 Jul 2022 23:17:34 GMT

@NoMoreE46 @Jnbmom thank you both - i just did the preapporval just to see, wasnt going to go through with it until down the line if the card was worth getting - but yeah ill just stick to my plan of getting the apple card in 6 months

Re: petal 1 / 2 card - someone please inform me

notmyrealname23 — Sun, 17 Jul 2022 23:48:03 GMT

The Petal 2 will eventually be a 1.5% cashback card once you pay regularly in it, so like a Capital One Quicksilver with similar features (no international fees, etc). That's the one you want. The app you use with it is pretty well designed in my opinion.

I have it because I was rebuilding, it's perfectly fine for what it is, I didn't get a toy limit on it (6k), I got to take it up to 7.8k over time so it's not excessively bucketed.