topic Re: PC to WF Autgraph in Credit Cards

PC to WF Autograph

NoMoreE46 — Tue, 19 Jul 2022 21:58:37 GMT

Has anyone tried to PC their (Visa) Wells Fargo card to the autograph yet?

apparently this just opened up...

Re: PC to WF Autgraph

mgood — Tue, 19 Jul 2022 20:28:31 GMT

I'm giving it some serious consideration, but I haven't done it yet.

Re: PC to WF Autgraph

mgood — Tue, 19 Jul 2022 20:34:21 GMT

I'm going to try to get a CLI on my Active Cash before I PC it. I'm afraid that if I PC first, it could reset the clock on when I'm eligible for a CLI.

Re: PC to WF Autgraph

Cashbackjunky — Tue, 19 Jul 2022 20:35:15 GMT

I'm contemplating doing this later with my Active Cash, since I don't need another 2% card. I'll update this thread if I PC

Re: PC to WF Autgraph

mgood — Tue, 19 Jul 2022 21:01:03 GMT

@Cashbackjunky wrote:
. . . since I don't need another 2% card.

That's exactly what I'm thinking. I have several cards that give me 2% back and have very similar benefits, but the Autograph fills a couple of holes that I don't have covered.

I was declined when I tried to get the Propel before it was discontinued and Capital One seems pretty adamant about not letting me PC my Quicksilver to a SavorOne.

Re: PC to WF Autgraph

Cashbackjunky — Tue, 19 Jul 2022 21:06:47 GMT

@mgood wrote:
@Cashbackjunky wrote:
. . . since I don't need another 2% card.
That's exactly what I'm thinking. I have several cards that give me 2% back and have very similar benefits, but the Autograph fills a couple of holes that I don't have covered.

I was declined when I tried to get the Propel before it was discontinued and Capital One seems pretty adamant about not letting me PC my Quicksilver to a SavorOne.

We are in very similar boats - Cap One won't let me PC to a SavorOne either.

I just PC'd my Active Cash to the Autograph. VERY simple process in the app.

Re: PC to WF Autgraph

LADave — Tue, 19 Jul 2022 21:12:48 GMT

@mgood wrote:
I'm going to try to get a CLI on my Active Cash before I PC it. I'm afraid that if I PC first, it could reset the clock on when I'm eligible for a CLI.

It no longer does, Wells Fargo got rid of the 15-month rule for the Autograph and all of their current cards. The only other limitation I'm aware of is their 6-month rule between approvals for new Wells Fargo cards.

Re: PC to WF Autgraph

Anonymous — Tue, 19 Jul 2022 21:52:53 GMT

@Cashbackjunkyi see it says apr stays the same. Is your apr lowered than the advertised apr for autograph?

Re: PC to WF Autgraph

Cashbackjunky — Tue, 19 Jul 2022 22:00:32 GMT

@Anonymous wrote:
@Cashbackjunkyi see it says apr stays the same. Is your apr lowered than the advertised apr for autograph?

I didn't even think to check. I didn't recall what my APR was for my Active Cash (I had to break out a statement).

It is in fact lower than the advertised Autograph APR (16.49% is lowest advertised and my card is sitting at 15.65%)

Re: PC to WF Autgraph

Anonymous — Tue, 19 Jul 2022 22:02:43 GMT

Nice enjoy your brand new card. If only they would get rid of that 25 redemption and 25 increments too!

Re: PC to WF Autgraph

Cashbackjunky — Tue, 19 Jul 2022 22:09:29 GMT

@Anonymous wrote:
Nice enjoy your brand new card. If only they would get rid of that 25 redemption and 25 increments too!

You're telling me! $25 redemption isn't SO bad - definitely not a fan of the $25 increments though

Re: PC to WF Autgraph

cws-21 — Wed, 20 Jul 2022 02:59:50 GMT

@Cashbackjunky wrote:
@Anonymous wrote:
Nice enjoy your brand new card. If only they would get rid of that 25 redemption and 25 increments too!
You're telling me! $25 redemption isn't SO bad - definitely not a fan of the $25 increments though

I also don't mind the $25 minimum redemption, but the $25 increments drive me crazy!