topic Advice needed-Maximizing Cash back for Upcoming Travel in Credit Cards

Advice needed-Maximizing Cash back for Upcoming Travel

MySunrise271 — Thu, 28 Jul 2022 06:01:03 GMT

I am planning to go on a trip at the end October and want to maximize my cash back using a minimum number of my current cards. No more than 3
Chase

Local credit union rewards visa

FNBO

Have I missed a card benefit/combination that may bring a higher return? (Current cards in siggy)

Event registration includes meals

FNBO Evergreen 2%

Round trip flight

If purchased through Google flights Chase Marriott Bonvoy 2x + flight protections

If purchased through Chase Travel portal Chase FF 5% + flight protections

Resort (a Wyndham property)

Local Credit Union Rewards Visa 3% travel

Transportation to and from airport, to the resort, misc travel

Local Credit Union Rewards Visa 3% travel

Meals outside of registered event

Local Credit Union Rewards Visa 3% dining

Other events (i.e. horse back riding, live entertainment, etc)

FNBO Evergreen 2%

Local Credit Union Rewards Visa 3% entertainment

My dog's boarding

FNBO Evergreen 2%

Re: Advice needed-Maximizing Cash back for Upcoming Travel

mfinsmi1 — Mon, 01 Aug 2022 18:18:12 GMT

the iPhone apps "maxrewards" and "cardpointers" can help you see what's the best plan of action for each category . but to me it sounds like you already have a pretty solid plan of what cards to use and for what

Re: Advice needed-Maximizing Cash back for Upcoming Travel

NRB525 — Tue, 02 Aug 2022 13:49:42 GMT

Why aren't you including the Citi Custom Cash for any of these? While it is $500 per month per category, you will be buying the airfare ahead of time. By the time of the trip, other spend can trigger 5% on that card.

Re: Advice needed-Maximizing Cash back for Upcoming Travel

MySunrise271 — Tue, 02 Aug 2022 17:10:08 GMT

Citi doesn't have any trip protection and that important to me 🙂

@NRB525 wrote:
Why aren't you including the Citi Custom Cash for any of these? While it is $500 per month per category, you will be buying the airfare ahead of time. By the time of the trip, other spend can trigger 5% on that card.