topic Re: Cominty Questions in Credit Cards

Comenity Questions

MrTom — Mon, 01 Aug 2022 20:13:31 GMT

I recently was just approved for a Cominty CR Visa card. I know Cominity is a little old school with some things, but I'm wondering if:

Anyone knows how quick they are at mailing out cards for new accounts?
I received a temperary card number. I can't register right now for online access. Do I need to wait until I recieve my card to do this?

Re: Cominty Questions

bigseegar — Mon, 01 Aug 2022 02:43:05 GMT

Of the three Comenity cards I have it took about a week to receive them. I honestly don't remember about online access setup BUT they recently Revamped their www sites and it's been a cluster. There's a thread on here about it.

Re: Cominty Questions

Hoben02 — Mon, 01 Aug 2022 15:04:19 GMT

Really, cominity is old fashioned. This was the first ever card issuer that I received the actual card after being approved becuz I ended up getting mine in a Vegas casino cashier cage

Re: Cominty Questions

rchvmz — Mon, 01 Aug 2022 16:33:42 GMT

@MrTom wrote:
I recently was just approved for a Cominty CR Visa card. I know Cominity is a little old school with some things, but I'm wondering if:

Anyone knows how quick they are at mailing out cards for new accounts?
I received a temperary card number. I can't register right now for online access. Do I need to wait until I recieve my card to do this?

Did you get this by applying or was it a Shopping cart approval?

Re: Cominty Questions

MrTom — Mon, 01 Aug 2022 22:35:07 GMT

I applied for this card. This was my 2nd time applying. I was declined the first time because my Experian report was frozen, thinking they were only going to use Equifax I only unfroze that. I was more prepared the 2nd time around and found out they only SP Experian.

Re: Cominty Questions

rchvmz — Mon, 01 Aug 2022 22:40:17 GMT

@MrTom wrote:
I applied for this card. This was my 2nd time applying. I was declined the first time because my Experian report was frozen, thinking they were only going to use Equifax I only unfroze that. I was more prepared the 2nd time around and found out they only SP Experian.

A soft pull on a direct application?..... That's gotta be a first. I've never heard of a direct application being a soft pull.... The shopping cart trick is almost every time...

Re: Cominty Questions

MrTom — Mon, 01 Aug 2022 22:43:18 GMT

@rchvmz wrote:
@MrTom wrote:
I applied for this card. This was my 2nd time applying. I was declined the first time because my Experian report was frozen, thinking they were only going to use Equifax I only unfroze that. I was more prepared the 2nd time around and found out they only SP Experian.
A soft pull on a direct application?..... That's gotta be a first. I've never heard of a direct application being a soft pull.... The shopping cart trick is almost every time...

The Equifax was a HARD PULL, the experian was a soft.