topic Re: Capital One Upgrade Offer in Credit Cards

Capital One Upgrade Offer

shane1978 — Wed, 05 Oct 2022 17:34:29 GMT

Currently have a Quick Silver Visa. I have offers to upgrade to either a Venture or Venture One. Any thoughts on what is a better card or should I stick with the Quicksilver?

Re: Capital One Upgrade Offer

NoMoreE46 — Wed, 05 Oct 2022 17:38:57 GMT

Will there be an AF for the Venture?

Re: Capital One Upgrade Offer

shane1978 — Wed, 05 Oct 2022 17:44:15 GMT

Yes, $95.

Re: Capital One Upgrade Offer

SDMarik — Wed, 05 Oct 2022 17:45:07 GMT

Do you plan on making use of the rewards on the Venture card? If so, is the $95 AF for Venture worth it? If not than go with the Venture one if you want travel rewards. Otherwise stick with the QS cash back.

Re: Capital One Upgrade Offer

OmarGB9 — Wed, 05 Oct 2022 18:18:57 GMT

It depends on your spend. If you spend a lot on travel and can justify a $95 AF, then Venture. If you travel only once in a while and would like to "try out" a travel card, you could go for the no-AF V1. If you don't travel a lot or have mostly uncategorized spend, then just stick with the QS.