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    <title>topic PenFed Credit Card Balance Transfers IMPROVED in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Credit-Card-Balance-Transfers-IMPROVED/m-p/6603168#M1830665</link>
    <description>&lt;P&gt;For the last year PenFed has been monkeying around with its website. In the past, it had a great website -- functional, clean, and fast.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The only problem I had with it involved credit card balance transfers. If you put in the account number, and PenFed recognized the account number, it was OK.&amp;nbsp; But if you put in the account number and it didn't recognize the account number -- which was often the case for credit union credit cards, and always the case for loan accounts -- it put you through a giant, Alice in Wonderland adventure through a bizarre, completely unintuitive, highly obsolete and outdated obstacle course, requiring you to click through dozens of pages of useless material before you could actually input the balance transfer information.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;During the past year, PenFed has been monkeying around with its user interface for credit cards.&amp;nbsp; Until today, the changes I noticed made the site worse, not better, and changed the credit card sections of the site from "functional, clean, and fast" to "dysfunctional, very sloppy, and ridiculously slow".&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;But I am pleased to report that they have actually improved -- greatly -- the user interface for credit card balance transfers.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I would say that the only knock on the new version is that it requires 2-step authentication for each balance transfer, even in the same session.&lt;/P&gt;</description>
    <pubDate>Thu, 13 Oct 2022 14:01:04 GMT</pubDate>
    <dc:creator>SouthJamaica</dc:creator>
    <dc:date>2022-10-13T14:01:04Z</dc:date>
    <item>
      <title>PenFed Credit Card Balance Transfers IMPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Credit-Card-Balance-Transfers-IMPROVED/m-p/6603168#M1830665</link>
      <description>&lt;P&gt;For the last year PenFed has been monkeying around with its website. In the past, it had a great website -- functional, clean, and fast.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The only problem I had with it involved credit card balance transfers. If you put in the account number, and PenFed recognized the account number, it was OK.&amp;nbsp; But if you put in the account number and it didn't recognize the account number -- which was often the case for credit union credit cards, and always the case for loan accounts -- it put you through a giant, Alice in Wonderland adventure through a bizarre, completely unintuitive, highly obsolete and outdated obstacle course, requiring you to click through dozens of pages of useless material before you could actually input the balance transfer information.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;During the past year, PenFed has been monkeying around with its user interface for credit cards.&amp;nbsp; Until today, the changes I noticed made the site worse, not better, and changed the credit card sections of the site from "functional, clean, and fast" to "dysfunctional, very sloppy, and ridiculously slow".&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;But I am pleased to report that they have actually improved -- greatly -- the user interface for credit card balance transfers.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I would say that the only knock on the new version is that it requires 2-step authentication for each balance transfer, even in the same session.&lt;/P&gt;</description>
      <pubDate>Thu, 13 Oct 2022 14:01:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Credit-Card-Balance-Transfers-IMPROVED/m-p/6603168#M1830665</guid>
      <dc:creator>SouthJamaica</dc:creator>
      <dc:date>2022-10-13T14:01:04Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Credit Card Balance Transfers IMPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Credit-Card-Balance-Transfers-IMPROVED/m-p/6603209#M1830680</link>
      <description>&lt;P&gt;Its about time they upgraded that prehistoric system they had. last time i did a bt with penfed i felt like a caveman,&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="ME ON MY WAY TO DO A PENFED BT" style="width: 200px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/85512i1464E00AED588772/image-size/small?v=v2&amp;amp;px=200" role="button" title="1229962-middle.png" alt="ME ON MY WAY TO DO A PENFED BT" /&gt;&lt;span class="lia-inline-image-caption" onclick="event.preventDefault();"&gt;ME ON MY WAY TO DO A PENFED BT&lt;/span&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 14 Oct 2022 00:45:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Credit-Card-Balance-Transfers-IMPROVED/m-p/6603209#M1830680</guid>
      <dc:creator>SUPERSQUID</dc:creator>
      <dc:date>2022-10-14T00:45:51Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Credit Card Balance Transfers IMPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Credit-Card-Balance-Transfers-IMPROVED/m-p/6603428#M1830761</link>
      <description>&lt;P&gt;I haven't done a transfer since about June this year. Do you know when said change took place by chance?&lt;/P&gt;</description>
      <pubDate>Thu, 13 Oct 2022 23:33:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Credit-Card-Balance-Transfers-IMPROVED/m-p/6603428#M1830761</guid>
      <dc:creator>OmarGB9</dc:creator>
      <dc:date>2022-10-13T23:33:58Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Credit Card Balance Transfers IMPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Credit-Card-Balance-Transfers-IMPROVED/m-p/6603513#M1830788</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/902700"&gt;@OmarGB9&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I haven't done a transfer since about June this year. Do you know when said change took place by chance?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Within the last 30 days.&amp;nbsp; Can't narrow it down below that.&lt;/P&gt;</description>
      <pubDate>Fri, 14 Oct 2022 02:44:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Credit-Card-Balance-Transfers-IMPROVED/m-p/6603513#M1830788</guid>
      <dc:creator>SouthJamaica</dc:creator>
      <dc:date>2022-10-14T02:44:46Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Credit Card Balance Transfers IMPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Credit-Card-Balance-Transfers-IMPROVED/m-p/6603573#M1830806</link>
      <description>&lt;P&gt;Possibly the entire of their website is an advertisement to employ some web desgin engineers. Here is one example &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://en.bcdn.biz/Images/2020/12/21/0bf60322-b95c-4de6-a82c-81bda7124838.jpg" alt="Funny signs, graphic designer" border="0" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 14 Oct 2022 06:11:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Credit-Card-Balance-Transfers-IMPROVED/m-p/6603573#M1830806</guid>
      <dc:creator>xenon3030</dc:creator>
      <dc:date>2022-10-14T06:11:34Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Credit Card Balance Transfers IMPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Credit-Card-Balance-Transfers-IMPROVED/m-p/6604247#M1830901</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1001313"&gt;@xenon3030&lt;/a&gt;&amp;nbsp;DYING!!! Yeah they do not have the best UI by far, but that's the only thing negative I have to say about them. They make life very easy for me. Maybe one of us can recommend *a guy*&lt;/P&gt;</description>
      <pubDate>Sun, 16 Oct 2022 01:23:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PenFed-Credit-Card-Balance-Transfers-IMPROVED/m-p/6604247#M1830901</guid>
      <dc:creator>805orbust</dc:creator>
      <dc:date>2022-10-16T01:23:55Z</dc:date>
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