topic Re: AMEX Offers in Credit Cards

AMEX Offers

difringe — Sun, 09 Oct 2022 22:26:42 GMT

Not sure if this is the correct place for this, but does anyone else get AMEX offers that don't fit their purchase patterns at all? Out of the 100 offers available for each card, I swear 50 of them are for some luxury clothing company, as if I've ever spent $1500 on a sweater.

Re: AMEX Offers

OmarGB9 — Sun, 09 Oct 2022 22:40:08 GMT

Yea I'm not sure how they come up with them. Out of the 100, I usually only ever find 2 or 3 of them relevant/useful.

Re: AMEX Offers

Anonymous — Sun, 09 Oct 2022 22:44:11 GMT

I think C1 and Chase ones are much better!

Re: AMEX Offers

Traveler101 — Sun, 09 Oct 2022 22:53:17 GMT

Do they ever offer up Texas De Brazil?

Re: AMEX Offers

wasCB14 — Sun, 09 Oct 2022 23:23:46 GMT

@Traveler101 wrote:
Do they ever offer up Texas De Brazil?

I've seen offer that one with Amex but can't think of when. Hard to say when an offer (or a similar one) will return.

Most of the offers are little more than advertisements. But some are quite good.

Re: AMEX Offers

Jeffster1 — Mon, 10 Oct 2022 00:43:34 GMT

I'll admit that I don't look at the offers much. To be honest, the only offers I would be interested in are for gym memberships, or for In and Out and Whataburger.

Re: AMEX Offers

AwsiDooger — Mon, 10 Oct 2022 04:21:05 GMT

@OmarGB9 wrote:
Yea I'm not sure how they come up with them. Out of the 100, I usually only ever find 2 or 3 of them relevant/useful.

This topic has come up within my family several times. The overwhelming majority of American Express offers are so out of touch with anything we care about, or even use, that it's almost like we were allowed to pick them with that criteria in mind: "Here's another one we'll never use...throw that one on the pile."

I almost think they do that on purpose to camouflage or distract from the occasional useful one.

I did notice $350 cash back on Norwegian Cruise Lines, if you spend $1000 or more. I might look into that. I'm just not sure what $1000 gets you these days, given corporate greed. If I used that offer I'd only do it if $1000 very close to my total expenditure.

I know NCL pricing going back into the 2000s. Early that decade I could make money on their cruises, as long as they had a casino. The NCL casinos were loaded with bonus slot machines called the "Vision Series" that were guaranteed profit with selective intelligent play. The same machines would have caused a stampede in Las Vegas. Meanwhile on NCL I'd be the only tourist on the cruise who knew what was going on so I'd stroll in there at my leisure and pick off one lucrative play after another. Norwegian Star was my favorite. Two trips to Alaska more than paid for via the casino. I realize this topic is incredibly obscure. A guy wrote a book on the Vision machines called, "Robbing the One Armed Bandits." I always thought it should have been featured on 20/20 or some series like that.

Meanwhile, Chase continues to load up the goodies in its Offers, including the recent debut of $20 cash back on YouTube TV. It is spaced out over 45 days, meaning some users can double dip if they have the offer on more than one card.

Re: AMEX Offers

shalimarcat — Mon, 10 Oct 2022 04:27:17 GMT

Some of the offers don't fit my needs at all, but lots of others do. I recently used offers for L'Occitane and Skinceuticals, and plan to use one for Bose soon. I think Amex must be spying on me because I often find offers for websites that I have just visited show up a few days later- this has happened about six or seven times in the past three weeks, so I don't think it's just a coincidence. I love stacking their offers with Rakuten, as I can't do that with Cap One.

Re: AMEX Offers

TheRedHat — Mon, 10 Oct 2022 04:55:31 GMT

Got decent offers for Nautica, Wegmans, and HappyCards this time, so I'm not complaining.

Re: AMEX Offers

difringe — Mon, 10 Oct 2022 16:14:46 GMT

@Anonymous wrote:
I think C1 and Chase ones are much better!

i agree with this, but it's always a pain in the neck to get my cash back for the c1 offers for some reason

Re: AMEX Offers

SouthJamaica — Mon, 10 Oct 2022 13:50:42 GMT

@difringe wrote:
Not sure if this is the correct place for this, but does anyone else get AMEX offers that don't fit their purchase patterns at all? Out of the 100 offers available for each card, I swear 50 of them are for some luxury clothing company, as if I've ever spent $1500 on a sweater.

Almost all of them are outside my normal purchase patterns.

What rankles me most is that they put personal things on my business cards, and business things on my personal cards.

Re: AMEX Offers

WasteMgmt — Mon, 10 Oct 2022 16:14:33 GMT

@difringe wrote:
Not sure if this is the correct place for this, but does anyone else get AMEX offers that don't fit their purchase patterns at all? Out of the 100 offers available for each card, I swear 50 of them are for some luxury clothing company, as if I've ever spent $1500 on a sweater.

I tend to find more of the Chase offers fit my spend more than AMEX. I did buy a lenovo laptop that I could have used it on but that came a month too late, go figures.

Re: AMEX Offers

difringe — Mon, 10 Oct 2022 16:17:07 GMT

@SouthJamaica wrote:
@difringe wrote:
Not sure if this is the correct place for this, but does anyone else get AMEX offers that don't fit their purchase patterns at all? Out of the 100 offers available for each card, I swear 50 of them are for some luxury clothing company, as if I've ever spent $1500 on a sweater.
Almost all of them are outside my normal purchase patterns.
What rankles me most is that they put personal things on my business cards, and business things on my personal cards.

it's wild what they choose to put on one card and not the other. the other annoying thing for me is when i do use the offers (for example urban stems, which i used twice in two months), they then don't offer it again...or if they do offer it again it's like dell or something, as if i'll need another computer a month after purchasing one

Re: AMEX Offers

ccquest — Tue, 11 Oct 2022 17:45:19 GMT

@AwsiDooger wrote:
I did notice $350 cash back on Norwegian Cruise Lines, if you spend $1000 or more. I might look into that. I'm just not sure what $1000 gets you these days, given corporate greed. If I used that offer I'd only do it if $1000 very close to my total expenditure.

I took advantage of a similar deal for Royal Caribbean towards the end of 2021. They had a number of different offers running and it was random which one you got. My Business Cash had $200 off $500 and my Blue Cash Everyday was $350 off $1000. My girlfriend was something like $150 off $1500.

Some of the deals are nice for places I wanted to check out for the first time or visit again. The Shop Small stuff can be good too, my first year with the BCE was $10 back for $10+ spent so it covered a lot of my lunches out for a bit!

Re: AMEX Offers

PlaidRaptor — Sat, 15 Oct 2022 15:37:30 GMT

I wonder if some people see an offer for a store that sounds really good, like "$50 off" or "$10 back three times", it might make them spend money there when they would not otherwise. I imagine that does not work on many people in this forum, but maybe it works enough that businesses decide making these offers through Amex, Capital One, Chase, and others is worth it.

Re: AMEX Offers

ccquest — Tue, 25 Oct 2022 03:00:26 GMT

@PlaidRaptor wrote:
I wonder if some people see an offer for a store that sounds really good, like "$50 off" or "$10 back three times", it might make them spend money there when they would not otherwise. I imagine that does not work on many people in this forum, but maybe it works enough that businesses decide making these offers through Amex, Capital One, Chase, and others is worth it.

It helps to get me over the edge on some things. Like the Member's Week offer for Dell. I had been thinking for awhile about getting the Pulse 3D headset to go along with my PS5 but couldn't ever justify the $100 price for just using the headset occasionally. Towards the end of last week, I checked their site because of the Amex $50 off $100 or more offer and they were selling it so I got it for half off basically. That price I could live with and it was cheaper than what people were selling their crusty used ones for.

The flowers deals get me sometimes too, but most of the time I won't end up buying something just because of an offer.

Re: AMEX Offers

madcap3693 — Tue, 25 Oct 2022 03:30:43 GMT

Yeah offers aren't on much that I use. But Ives still pocketed $80 in offers over two cards!

Re: AMEX Offers

h2oeng — Tue, 25 Oct 2022 11:37:01 GMT

Sure, a large portion of the offers are useless to me but I still look. I do find nuggets buried in there all the time. My daughter loves the wine offers, picked up spend $35 and get a $35 statement credit yesterday. IHG had another this week for a $75 statement credit. I already have 2 seperate week long trips next month where I'm staying at an IHG property so it was a no brainer. Dell, HBOMax, Bose are a few more I've used in the past couple of months. It's worth spending 5 minutes scrolling thru every week or two.