topic Re: Does Amex has a spend tracker for the SUB? in Credit Cards

Does Amex has a spend tracker for the SUB?

rgd51 — Fri, 25 Nov 2022 23:26:11 GMT

I opened up my 1st Amex card a couple weeks ago but can't seem to locate where it tracks how much spend I have left in order to get the SUB. I know that with chase cards I can see the tracker? Does Amex have one too for their cards?

Re: Does Amex has a spend tracker for the SUB?

MrDisco99 — Sat, 26 Nov 2022 03:23:20 GMT

They do not. You're on your own for tracking SUB spend.

Re: Does Amex has a spend tracker for the SUB?

rgd51 — Sat, 26 Nov 2022 03:24:46 GMT

Shouldn't be too hard since it's only $2,000 in the first 6 months. I'll hit that naturally about 3-4 months in at the latest.

Re: Does Amex has a spend tracker for the SUB?

simplynoir — Sat, 26 Nov 2022 03:27:07 GMT

On the rare occasion a customer can see one on their online main page and/or email if AMEX sends one out but for the most part you will have to do the math yourself. Or if you want to make sure you can call/chat with AMEX to find out how much you've spent and how much more you need to reach the SUB

Re: Does Amex has a spend tracker for the SUB?

rgd51 — Sat, 26 Nov 2022 03:28:10 GMT

@simplynoir wrote:
On the rare occasion a customer can see one on their online main page and/or email if AMEX sends one out but for the most part you will have to do the math yourself. Or if you want to make sure you can call/chat with AMEX to find out how much you've spent and how much more you need to reach the SUB

Do you get an automated email telling you that you've reached the SUB once you reach it?

Re: Does Amex has a spend tracker for the SUB?

simplynoir — Sat, 26 Nov 2022 03:31:35 GMT

@rgd51 wrote:
@simplynoir wrote:
On the rare occasion a customer can see one on their online main page and/or email if AMEX sends one out but for the most part you will have to do the math yourself. Or if you want to make sure you can call/chat with AMEX to find out how much you've spent and how much more you need to reach the SUB
Do you get an automated email telling you that you've reached the SUB once you reach it?

No, you won't receive an alert that you have reached the SUB

Re: Does Amex has a spend tracker for the SUB?

FinStar — Sat, 26 Nov 2022 03:33:10 GMT

@rgd51 wrote:
Shouldn't be too hard since it's only $2,000 in the first 6 months. I'll hit that naturally about 3-4 months in at the latest.

There's a feature within the [desktop] statements & activity section where an option to view YTD spend or a spending report can be used to tally your progress, just keep in mind of the net total minus any returns and AFs are excluded from the SUB spend requirements.

Re: Does Amex has a spend tracker for the SUB?

rgd51 — Sat, 26 Nov 2022 03:35:41 GMT

@simplynoir wrote:
@rgd51 wrote:
@simplynoir wrote:
On the rare occasion a customer can see one on their online main page and/or email if AMEX sends one out but for the most part you will have to do the math yourself. Or if you want to make sure you can call/chat with AMEX to find out how much you've spent and how much more you need to reach the SUB
Do you get an automated email telling you that you've reached the SUB once you reach it?
No, you won't receive an alert that you have reached the SUB

At that rate I'm guessing they just deposit the SUB into your reward dollars and then you just see it one day when logging in.

Re: Does Amex has a spend tracker for the SUB?

simplynoir — Sat, 26 Nov 2022 03:42:09 GMT

@rgd51 wrote:
@simplynoir wrote:
@rgd51 wrote:
@simplynoir wrote:
On the rare occasion a customer can see one on their online main page and/or email if AMEX sends one out but for the most part you will have to do the math yourself. Or if you want to make sure you can call/chat with AMEX to find out how much you've spent and how much more you need to reach the SUB
Do you get an automated email telling you that you've reached the SUB once you reach it?
No, you won't receive an alert that you have reached the SUB
At that rate I'm guessing they just deposit the SUB into your reward dollars and then you just see it one day when logging in.

If I'm assuming it's the Cash Magnet offer the $200 SUB will be applied on your statement so you will see as a credit on your account. They might have changed it to where it just gets deposited to your Rewards Cash balance but I don't see anything verbiage on that

Re: Does Amex has a spend tracker for the SUB?

rgd51 — Sat, 26 Nov 2022 03:44:09 GMT

@simplynoir wrote:
@rgd51 wrote:
@simplynoir wrote:
@rgd51 wrote:
@simplynoir wrote:
On the rare occasion a customer can see one on their online main page and/or email if AMEX sends one out but for the most part you will have to do the math yourself. Or if you want to make sure you can call/chat with AMEX to find out how much you've spent and how much more you need to reach the SUB
Do you get an automated email telling you that you've reached the SUB once you reach it?
No, you won't receive an alert that you have reached the SUB
At that rate I'm guessing they just deposit the SUB into your reward dollars and then you just see it one day when logging in.
If I'm assuming it's the Cash Magnet offer the $200 SUB will be applied on your statement so you will see as a credit on your account. They might have changed it to where it just gets deposited to your Rewards Cash balance but I don't see anything verbiage on that

Yeah its a cash magnet. I have never had an Amex so I wanted to try them out and thought I'd start with a no AF card.

Re: Does Amex has a spend tracker for the SUB?

simplynoir — Sat, 26 Nov 2022 03:46:55 GMT

@rgd51 wrote:
@simplynoir wrote:
@rgd51 wrote:
@simplynoir wrote:
@rgd51 wrote:
@simplynoir wrote:
On the rare occasion a customer can see one on their online main page and/or email if AMEX sends one out but for the most part you will have to do the math yourself. Or if you want to make sure you can call/chat with AMEX to find out how much you've spent and how much more you need to reach the SUB
Do you get an automated email telling you that you've reached the SUB once you reach it?
No, you won't receive an alert that you have reached the SUB
At that rate I'm guessing they just deposit the SUB into your reward dollars and then you just see it one day when logging in.
If I'm assuming it's the Cash Magnet offer the $200 SUB will be applied on your statement so you will see as a credit on your account. They might have changed it to where it just gets deposited to your Rewards Cash balance but I don't see anything verbiage on that
Yeah its a cash magnet. I have never had an Amex so I wanted to try them out and thought I'd start with a no AF card.

Then you will see it as a statement credit on your account. For the most part once you meet the SUB it should take a few days for it to appear though on occasion it may take even longer than that. Just remember you are still responsible for any minimum payment due even if the credit gives you a negative balance on the card. Something to keep in mind and plan accordingly if it comes up

How long after the statement does it take for Amex to give you your reward dollars?

rgd51 — Tue, 13 Dec 2022 21:44:00 GMT

I just got my first Amex card last month and my 1st statement just posted a couple days ago but its still showing I have no reward dollars. How long after the statement does it usually take before they will allow me to redeem them?

Re: How long after the statement does it take for Amex to give you your reward dollars?

FinStar — Tue, 13 Dec 2022 22:35:16 GMT

@rgd51 wrote:
I just got my first Amex card last month and my 1st statement just posted a couple days ago but its still showing I have no reward dollars. How long after the statement does it usually take before they will allow me to redeem them?

~~Which AmEx product?~~

Nevermind. I see that you already have a topic associated with the SUB, which would also include rewards.

Re: How long after the statement does it take for Amex to give you your reward dollars?

rgd51 — Tue, 13 Dec 2022 22:33:19 GMT

Cash magnet. Opened that card since I wanted to dip my toes in with Amex with a no AF card to start?

Re: How long after the statement does it take for Amex to give you your reward dollars?

rgd51 — Wed, 14 Dec 2022 01:17:18 GMT

@FinStar wrote:
@rgd51 wrote:
I just got my first Amex card last month and my 1st statement just posted a couple days ago but its still showing I have no reward dollars. How long after the statement does it usually take before they will allow me to redeem them?
~~Which AmEx product?~~

Nevermind. I see that you already have a topic associated with the SUB, which would also include rewards.

Yeah but this is regarding the regular cash back rather than the SUB.

Re: How long after the statement does it take for Amex to give you your reward dollars?

citymunky — Wed, 14 Dec 2022 21:42:55 GMT

For tracking your subs, you can try apps like MaxRewards, CardPointers, etc.

Re: How long after the statement does it take for Amex to give you your reward dollars?

YoungMoney06 — Wed, 14 Dec 2022 02:04:12 GMT

I've always following the same process @FinStar advised earlier in the thread, and that's to use the statements page and filter down to "YTD Spending." I normally do this once a week, or every other week, to keep track of my spending. However, I've only had one or two SUB's (Gold Card and Hilton Honors card) so haven't done it in a while.

Just got the Marriott Bonvoy CC two months ago so am tracking my spend for the SUB.

Re: How long after the statement does it take for Amex to give you your reward dollars?

Tazman81 — Wed, 14 Dec 2022 04:02:50 GMT

My mom has the same card. It should post after your payment due date; so in preparation to use for your next statement.

Re: How long after the statement does it take for Amex to give you your reward dollars?

Tazman81 — Wed, 14 Dec 2022 04:07:02 GMT

@rgd51 wrote:
I just got my first Amex card last month and my 1st statement just posted a couple days ago but its still showing I have no reward dollars. How long after the statement does it usually take before they will allow me to redeem them?

My mom has the same card. It should post after your payment due date; so in preparation to use for your next statement.

Re: Does Amex has a spend tracker for the SUB?

mfinsmi1 — Wed, 14 Dec 2022 06:30:41 GMT

if you go on the chat feauture thru online banking you can ask a rep how much more you have to spend, they will come back with the total amount you have speant, how much more you have to go, and the date you have to hit it by. The customer service chat is very helpful for many things, including tracking your SUB bonus