topic Re: Does the Amex blue cash everyday 3% gas station category include snacks purchased at gas station in Credit Cards

Does the Amex blue cash everyday 3% gas station category include snacks purchased at gas stations?

rgd51 — Fri, 25 Nov 2022 23:24:38 GMT

Or does it only cover the purchase of gas itself?

Re: Does the Amex blue cash everyday 3% gas station category include snacks purchased at gas station

Shooting-For-800 — Sat, 26 Nov 2022 01:54:48 GMT

I would assume both.

Of course, you are paying 300% mark up to get 3%.

LOL.

Re: Does the Amex blue cash everyday 3% gas station category include snacks purchased at gas station

rgd51 — Sat, 26 Nov 2022 02:00:23 GMT

@Shooting-For-800 wrote:
I would assume both.
Of course, you are paying 300% mark up to get 3%.
LOL.

Sometimes when I'm on road trips I pick up snacks at gas stations if there aren't any grocery stores open nearby.

Re: Does the Amex blue cash everyday 3% gas station category include snacks purchased at gas station

FinStar — Sat, 26 Nov 2022 02:37:49 GMT

For the majority of gas stations, yes. Though, keep in mind that's not universal since there are times when purchasing items inside at certain locations may not code correctly depending upon how a specific establishment is set up vs...say filling your tank at the pump.

Re: Does the Amex blue cash everyday 3% gas station category include snacks purchased at gas station

PullingMeSoftly — Sat, 26 Nov 2022 04:08:17 GMT

While ymmv, I've seen most of my inside purchases, including built in car washes bought inside, snacks, wiper fluid, etc, count as a gas station expenses when there is no separate store branding. At a local 76 gas station, for example, the inside store is a 7-Eleven, so food purchases count as 7-Eleven, but auto supply stuff like engine oil still codes as gas station. Conversely, one of our busy Chevrons has the full car wash and store, and everything counts as a Chevron purchase.

Re: Does the Amex blue cash everyday 3% gas station category include snacks purchased at gas station

Citylights18 — Sat, 26 Nov 2022 04:31:07 GMT

7-11's from my experience have always coded gas.

I spend more on snacks at the gas station than I do gas.

Re: Does the Amex blue cash everyday 3% gas station category include snacks purchased at gas station

TheRedHat — Sat, 26 Nov 2022 05:10:51 GMT

Yes. As long as the convenience store codes the transaction as a gas station (which a majority of them do), you'll get 3 percent back.

Re: Does the Amex blue cash everyday 3% gas station category include snacks purchased at gas station

Hoben02 — Sat, 26 Nov 2022 09:09:10 GMT

Also 7-11 usually code as gas station

Re: Does the Amex blue cash everyday 3% gas station category include snacks purchased at gas station

Anonymous — Sat, 26 Nov 2022 09:39:21 GMT

Yes, a few cards (some of the Penfed ones) only reward with the MCC5422, Automated Fuel Dispenser, in which case only purchases at the pump count. But BCE covers "gas" which, subject to the caveats mentioned by others, should cover a lot of purchases at the gas station

Re: Does the Amex blue cash everyday 3% gas station category include snacks purchased at gas station

mgood — Sat, 26 Nov 2022 14:08:38 GMT

I drive a truck and it's not usually convenient to get to a grocery store or Walmart or anything like. I easily spend $500 per month, every month, in "gas stations" not even including fuel purchases. I'm in convenience stores like 7-11 every day, or truck stops like Pilot, T/A, Flying J, etc. Most of these places, if they sell gas, it codes as "gas station." If Discover or Chase has gas stations as a 5% category that quarter, I max out the $1500 cap on things I buy inside the store. If they don't, I max the $500 monthly cap on my Citi Custom Cash.

@rgd51 wrote:
Does the Amex blue cash everyday 3% gas station category include snacks purchased at gas stations?

Anyway, this is something I use a lot, and in my experience nearly every place that sells gas, everything they sell there codes as "gas stations." If it's just the store, without gas pumps, they tend to code as "groceries" around here. I don't have the BCE, but I have looked at it closely. I'm 99.95% sure that it will pay the "gas station" rewards on snacks and anything else you buy in the store.

@Anonymous wrote:
Yes, a few cards (some of the Penfed ones) only reward with the MCC5422, Automated Fuel Dispenser, in which case only purchases at the pump count.

The PenFed Platinum is 5x back on gas, paid at the pump. I use that for most of the actual gas purchases for my personal vehicles. I max the 5% category on whatever card I'm using for "gas stations" that month on in-store purchases and put my gas on the PenFed Platinum.

Re: Does the Amex blue cash everyday 3% gas station category include snacks purchased at gas station

mwarmor — Sat, 26 Nov 2022 17:00:24 GMT

The vast majority do, I know Sheetz does for a fact. On the other hand, Sam's Club Gas Pumps do not code as Gas for Amex.

Re: Does the Amex blue cash everyday 3% gas station category include snacks purchased at gas station

OmarGB9 — Sun, 27 Nov 2022 07:53:14 GMT

@mwarmor wrote:
The vast majority do, I know Sheetz does for a fact. On the other hand, Sam's Club Gas Pumps do not code as Gas for Amex.

Very true. I experienced this first hand with my DGF using her AU BCP like I told her to get gas at Sam's. I just let her use it to simplify her life, even if we only get 1% instead of 3%. For her car, it's not much of a difference between 1% and 3%.

Anyway OP, from my experience, yes, all inside purchases have coded as gas as well on my BCP, but YMMV depending on how its coded.

Re: Does the Amex blue cash everyday 3% gas station category include snacks purchased at gas station

moto4man — Sun, 04 Dec 2022 14:50:29 GMT

As mentioned early up in the thread, it really depends on the retailer and how they code it. Best option, just keep a good eye on your rewards and shop accordingly.