topic Chase “Respond Now” message. Any thoughts? in Credit Cards

Chase "Respond now" Credit Card

RedWolfFish77 — Sat, 12 Feb 2022 21:03:14 GMT

What does it mean on Chase's website when one of their cards says "Respond now" instead of "Learn More"? I was going through their website to learn it since I always use their mobile app. On their credit cards page, all of their cards said learn more in blue then the Southwest Rapid rewards says "respond now" I am hoping to figure out what this means. Thank you.

Re: Chase "Respond now" Credit Card

OmarGB9 — Sat, 12 Feb 2022 21:21:44 GMT

I don't have any personal experience with Chase cards since a while back, but it sounds to me like you're preapproved for it. Perhaps someone with more Chase experience can provide more insight.

Re: Chase "Respond now" Credit Card

FinStar — Sat, 12 Feb 2022 22:49:32 GMT

@RedWolfFish77 wrote:
What does it mean on Chase's website when one of their cards says "Respond now" instead of "Learn More"? I was going through their website to learn it since I always use their mobile app. On their credit cards page, all of their cards said learn more in blue then the Southwest Rapid rewards says "respond now" I am hoping to figure out what this means. Thank you.

Nothing.

Just another marketing statement if you have any products that Chase is inviting you to apply or there's an expiration date on a specific promotion.

Unless you have green/black star offers that explicitly state you've been pre-approved, then it's just another marketing offer. So, if you're pre-approved for something you want, time is of the essence before that offer goes *poof*

chase pre qualify question

vinathi — Sun, 13 Feb 2022 01:49:20 GMT

Hello,

I have a chase checking and savings account. Today I went through the credit cards section and found an interesting option. For most of the credit cards it is showing Learn more and for Southwest it was showing Respond Now. Is it a pre-qualification? Please click on the below link to see the screenshot. Can some one who already has relationship with chase can clarify me here?

https://ibb.co/6HkBjtd

Thanks

Vinathi

Re: Chase "Respond now" Credit Card

PointsBonus — Sun, 13 Feb 2022 01:28:35 GMT

@FinStar I felt for this - I got all excited as, I am Beyond LOL/24 and i thought it was a new Pre Approval - Crap - Applied - didnt get an "instant" decline but got "Will let you know our decisio by US Mail"

Re: Chase "Respond now" Credit Card

FinStar — Sun, 13 Feb 2022 01:34:49 GMT

@PointsBonus wrote:
@FinStar I felt for this - I got all excited as, I am Beyond LOL/24 and i thought it was a new Pre Approval - Crap - Applied - didnt get an "instant" decline but got "Will let you know our decisio by US Mail"

@PointsBonus tsk tsk tsk 😂 Couldn't resist, could you?

Which one did you go for? I would be curious on the outcome, though. I saw this one in Approvals and thought of you!

Did you get the same message/language as the OPs offer?

Re: chase pre qualify question

FinStar — Sun, 13 Feb 2022 01:52:54 GMT

@vinathi wrote:
Hello,

I have a chase checking and savings account. Today I went through the credit cards section and found an interesting option. For most of the credit cards it is showing Learn more and for Southwest it was showing Respond Now. Is it a pre-qualification? Please click on the below link to see the screenshot. Can some one who already has relationship with chase can clarify me here?

https://ibb.co/6HkBjtd

Thanks
Vinathi

@vinathi - see replies upthread.

Unfortunately, it is not a pre-approved offer. It would need to explicitly state that you're pre-approved with either a green or black star offer next to it. If you're not seeing this based on the link you shared, then it's just a standard marketing offer.

Re: Chase "Respond now" Credit Card

PointsBonus — Sun, 13 Feb 2022 02:30:29 GMT

@FinStar exact same as OP - but, funny thing is - ONLY GAVE ME "Respond Offer" for the Normal Southwest card ONLY IF I WAS LOGGED in and clicked on "open account" - showed me other credit cards, they said Learn More.

hey you never know - it wasn't a Instant Decline

Chase cc offer? 'respond now' vs 'learn more'

Anonymous — Sun, 13 Feb 2022 06:18:43 GMT

I have 5 accts on my credit journey at chase website, 2 of them store cards(added 2 more this year, possibly 1 more if I reinstate US Cash + secured, and also unreported Tomo).

Today checked the top left row 'open an account', then pressed credit card.

6 private ones are on view, MBB, CSP, CSR, UE, CSE have 'learn more' button on it.

Southwest Rapid Rewards Plus has 'respond now' button on it

What does this mean, and if it is an actual(semi?) offer, does this mean Chase is loosening its 5/24 rule at least for co-branded products.

Not applying since I don't use Southwest(Spirit, then AA), but just curious. Should I be a guinea pig and check it out lol.

Re: Chase cc offer? 'respond now' vs 'learn more'

FinStar — Sun, 13 Feb 2022 06:21:33 GMT

@Anonymous - this topic already exists. Reference above discussion.

Re: Chase cc offer? 'respond now' vs 'learn more'

K-in-Boston — Sun, 13 Feb 2022 15:46:15 GMT

I also have the Respond Now for the SWA card. Definitely appears to be heightened marketing for the card and nothing more. Player 2 has a ✅ offer for the card under the Just for You tab, but also has the Respond Now verbiage under "Open an Account."

Re: Chase cc offer? 'respond now' vs 'learn more'

RedWolfFish77 — Sun, 13 Feb 2022 16:31:23 GMT

That's what I was thinking, good thing is I don't need/want anymore cards right now. I'm up to 12 cards now, 2 of which haven't reported to the bureaus yet.

Re: Chase "Respond now" Credit Card

woodyman100 — Mon, 14 Feb 2022 02:12:10 GMT

Just marketing unfortunately.
I have received similar mobile language.
The stars are the 🌟

Re: Chase "Respond now" Credit Card

bburney4 — Thu, 03 Mar 2022 02:27:41 GMT

Just signed into my Chase account and I see for the Southwest Rapid Rewards® Plus please respond. Does this mean pre-approval or pre-qualified? Or is this an invitation to apply? Has anyone else seen this and applied?

Re: Chase "Respond now" Credit Card

FinStar — Thu, 03 Mar 2022 02:28:44 GMT

@bburney4- please reference the discussion/posts upthread.

Chase “Respond Now” message. Any thoughts?

Dhani76 — Wed, 21 Dec 2022 22:55:47 GMT

In the Chase Credit Journey app I clicked on the cards option. All cards feature a "Learn more" link except for the Freedom Flex which says "Respond Now." I am definitely over their 5/24 rule & am committed to being in the garden after being approved by NFCU in October. They also gave me a range of potential interest rates, not a set one. I'm just wondering if there is a glimmer of hope on the horizon. My goal is to eventually have their Marriot card. Has anyone encountered this in the Chase app and how did it work out for you?

Re: Chase “Respond Now” message. Any thoughts?

Remedios — Wed, 21 Dec 2022 23:21:22 GMT

That's not pre-approval. Sorry.

Re: Chase “Respond Now” message. Any thoughts?

Dhani76 — Thu, 22 Dec 2022 00:19:03 GMT

Thanks for the response. Common sense prompted me to go to their preapproval site. Came up empty. I can wait. Thanks again!