topic Re: Cap1 plat to savor in Credit Cards

Cap1 plat to savor

hrdsurfer — Sat, 24 Dec 2022 02:41:36 GMT

I was recently approved for a venture x, and I wanted a savor to go with it. I already have an old platinum that I got right after my bk7. I called in, and was told I could change to a venture or qs, neither of which are very helpful.

I know there used to be an upgrade link that people were having success with, but that seems to be decommissioned. What's the latest and greatest on PC from plat to savor? Is it possible to make it happen on the recon number?

Re: Cap1 plat to savor

FinStar — Sat, 24 Dec 2022 03:05:33 GMT

@hrdsurfer wrote:
I was recently approved for a venture x, and I wanted a savor to go with it. I already have an old platinum that I got right after my bk7. I called in, and was told I could change to a venture or qs, neither of which are very helpful.

I know there used to be an upgrade link that people were having success with, but that seems to be decommissioned. What's the latest and greatest on PC from plat to savor? Is it possible to make it happen on the recon number?

There is no recon number @hrdsurfer.

There have been some PCs reported recently, but only if the upgrade to Savor/SavorOne displays and the existing card is in the same processing network as the one currently issued for the Savor family of cards, which happens to be MC at the moment.

Re: Cap1 plat to savor

hrdsurfer — Sat, 24 Dec 2022 03:20:14 GMT

Thanks for the info, gives me some hope. I'm so frustrated by this I sent a polite email to the CEO. Don't expect much out of it, but who knows 🤷

Re: Cap1 plat to savor

NoMoreE46 — Sat, 24 Dec 2022 03:36:30 GMT

The link does exist. You may just not have any offers yet.

Here is a screen shot of an upgrade as of today:

Re: Cap1 plat to savor

FinStar — Sat, 24 Dec 2022 03:48:06 GMT

@hrdsurfer wrote:
Thanks for the info, gives me some hope. I'm so frustrated by this I sent a polite email to the CEO. Don't expect much out of it, but who knows 🤷

Well, the EO email channel isn't what it used to be. So, don't hold your breath since they're not empowered as in years past and most things are automated. Your best bet is to periodically check the upgrade eligibility option to see whether it eventually pops up for your account.

Re: Cap1 plat to savor

GZG — Sat, 24 Dec 2022 04:36:04 GMT

@NoMoreE46 wrote:
The link does exist. You may just not have any offers yet.
Here is a screen shot of an upgrade as of today:

@NoMoreE46 can you get there from: I want to -- view offers and upgrades? Or do you have to use upgrade link?

it wouldn't surprise me if OP's upgrade link had the same offers as they got on the phone, but can't hurt to look

@hrdsurfer add /productupgrade to the end of your link to that account on desktop and see what your offers are:

Re: Cap1 plat to savor

mgood — Sat, 24 Dec 2022 05:04:35 GMT

When I go through "I want to -- view offers and upgrades," I just get an offer for a BT at the same rate as the purchase APR.

When I add "/productupgrade" to the address, I get offers to change my Quicksilver to a Venture or Venture One. I'm still not convinced either of those would be an upgrade for me.

I check frequently, hoping one day they'll slip up and let me change to a SavorOne. I don't need it so much anymore now that I have the WF Autograph, but it would still be better than the Quicksilver.

Re: Cap1 plat to savor

FinStar — Sat, 24 Dec 2022 05:14:17 GMT

@mgood wrote:
When I go through "I want to -- view offers and upgrades," I just get an offer for a BT at the same rate as the purchase APR.

When I add "/productupgrade" to the address, I get offers to change my Quicksilver to a Venture or Venture One. I'm still not convinced either of those would be an upgrade for me.

I check frequently, hoping one day they'll slip up and let me change to a SavorOne. I don't need it so much anymore now that I have the WF Autograph, but it would still be better than the Quicksilver.

@mgood - If your current QS is a Visa card, you won't likely get the Savor/SavorOne PC/upgrade unless Capital One switches back to Visa for the current network.

There haven't been any recent DPs of anyone crossing over (network-wise) from V>MC on any existing QS/QS1 Visa or Venture/VentureOne Visa to the Savor flavors.

Re: Cap1 plat to savor

mgood — Sat, 24 Dec 2022 05:19:26 GMT

@FinStar wrote:
@mgood - If your current QS is a Visa card, you won't likely get the Savor/SavorOne PC/upgrade unless Capital One switches back to Visa for the current network.

There haven't been any recent DPs of anyone crossing over (network-wise) from V>MC on any existing QS/QS1 Visa or Venture/VentureOne Visa to the Savor flavors.

My Quicksilver is a Mastercard.

Re: Cap1 plat to savor

FinStar — Sat, 24 Dec 2022 05:32:58 GMT

@mgood wrote:
@FinStar wrote:
@mgood - If your current QS is a Visa card, you won't likely get the Savor/SavorOne PC/upgrade unless Capital One switches back to Visa for the current network.

There haven't been any recent DPs of anyone crossing over (network-wise) from V>MC on any existing QS/QS1 Visa or Venture/VentureOne Visa to the Savor flavors.
My Quicksilver is a Mastercard.

That's a plus then. I'd say the minute you see any of the Savor CCs as an upgrade, take it.

Re: Cap1 plat to savor

SUPERSQUID — Sat, 24 Dec 2022 12:55:05 GMT

@hrdsurfer wrote:
I was recently approved for a venture x, and I wanted a savor to go with it. I already have an old platinum that I got right after my bk7. I called in, and was told I could change to a venture or qs, neither of which are very helpful.

I know there used to be an upgrade link that people were having success with, but that seems to be decommissioned. What's the latest and greatest on PC from plat to savor? Is it possible to make it happen on the recon number?

I will just comment on the upgrade procedure, at one time you had to add /productupgrade after the address in the address bar to see if you were eligible for an upgrade but now its a simple link in your account page.

After you log in to your cap 1 card account click on i want to.

A drop down menu should appear. One of the links on the lower left of that menu is upgrades, click it and it will show if you have any offers.

Re: Cap1 plat to savor

Horseshoez — Sat, 24 Dec 2022 14:33:37 GMT

I have to present a slight counterpoint to the discussion in this thread. Why? I have both cards being discussed here, and while this thread seems to treat the SavorOne as being superior to the Quicksilver card I find them complimentary (i.e. each provides rewards the other does not offer). Granted both cards don't qualify as "best in class" from a rewards perspective, they are arguably competitive, especially for those of us who've been (or are) in rebuild mode.

@hrdsurfer with the above in mind, why not simply apply for the SavorOne and keep your Quicksilver?

Re: Cap1 plat to savor

StephenH — Sat, 24 Dec 2022 14:37:04 GMT

Yes and no...

Yes, there is an upgrades and offers tab on the account overview page, but it may not always show the offers that are available to you if you are eligible for a PC.

For those who may not have any offers in the upgrades and offers sections, assuming they meet the criteria for PC eligibility, the link has proven to be the best workaround for accessing all available upgrade offers.

I personally didn't have any offers in the upgrades and offers section leading up to the end of my annual term for my QS1, but was able to use the link and upgrade to the no annual fee version just in time to avoid the fee.

Re: Cap1 plat to savor

StephenH — Sat, 24 Dec 2022 14:43:48 GMT

I was able to upgrade my platinum to a V1 via the upgrades and offers section without having to use the link and I'm currently waiting Cap1 to offer me a savor one upgrade on my V1. It may take some time, but from what I've read in these forums there are a few that have received the upgrade but only one confirmed since many haven't followed up by answering specific questions

Re: Cap1 plat to savor

hrdsurfer — Sat, 24 Dec 2022 16:17:46 GMT

I don't currently have the qs. I have the VX, and trying to PC from the platinum to the savor. When I called in I was offered am upgrade from the platinum to qs or venture. On my mind neither of those are complimentary to the VX. The savor, however would be a good addition considering the 3x that could be transferred over as reward points. That's my primary goal, boosting my VX reward points. Getting 1.5x from the qs isn't very helpful with that.

I've tried going to the my offers page and it just says they don't have anything, besides a checking account. Even the lady on the phone seemed confused as to why I could get the VX, but not an upgrade to the savor.

Chalk it up to algos doing algo things, I guess.

Edit:

I just got the product upgrade link to work, and it's offering QS and V1

Re: Cap1 plat to savor

mgood — Sat, 24 Dec 2022 16:22:24 GMT

@Horseshoez wrote:
I have to present a slight counterpoint to the discussion in this thread. Why? I have both cards being discussed here, and while this thread seems to treat the SavorOne as being superior to the Quicksilver card I find them complimentary (i.e. each provides rewards the other does not offer). Granted both cards don't qualify as "best in class" from a rewards perspective, they are arguably competitive, especially for those of us who've been (or are) in rebuild mode.

Quicksilver pays 1.5% back. I have two other cards, each with much higher limits, that each pay 2% back. The QS does have offers for specific merchants at 10+%, most of which I have zero interest in though I do sometimes find something there that benefits me. I don't want to close the account because it is one of my older accounts, but if I can PC it to something more useful I'd like it a whole lot more. The only thing in the Cap1 line up that really grabs me is the SavorOne. I don't need that as much as I once thougt I did because I now have the Wells Fargo Autograph which does mostly the same things, but I think the Savor or SavorOne would still hit one or two minor categories that I don't have covered with some other card (entertainment, I think).

@SUPERSQUID wrote:
@hrdsurfer wrote:
I was recently approved for a venture x, and I wanted a savor to go with it. I already have an old platinum that I got right after my bk7. I called in, and was told I could change to a venture or qs, neither of which are very helpful.

I know there used to be an upgrade link that people were having success with, but that seems to be decommissioned. What's the latest and greatest on PC from plat to savor? Is it possible to make it happen on the recon number?
I will just comment on the upgrade procedure, at one time you had to add /productupgrade after the address in the address bar to see if you were eligible for an upgrade but now its a simple link in your account page.
After you log in to your cap 1 card account click on i want to.
A drop down menu should appear. One of the links on the lower left of that menu is upgrades, click it and it will show if you have any offers.

As mentioned above, when I go through the links on my page for offers, I get an offer for a balance transfer. But when I do it with the /productupgrade in the address bar, I see I can change my QS to a Venture or Venture One. So different results using different methods.

Re: Cap1 plat to savor

Horseshoez — Sat, 24 Dec 2022 18:26:47 GMT

@mgood wrote:
@Horseshoez wrote:
I have to present a slight counterpoint to the discussion in this thread. Why? I have both cards being discussed here, and while this thread seems to treat the SavorOne as being superior to the Quicksilver card I find them complimentary (i.e. each provides rewards the other does not offer). Granted both cards don't qualify as "best in class" from a rewards perspective, they are arguably competitive, especially for those of us who've been (or are) in rebuild mode.
Quicksilver pays 1.5% back. I have two other cards, each with much higher limits, that each pay 2% back. The QS does have offers for specific merchants at 10+%, most of which I have zero interest in though I do sometimes find something there that benefits me. I don't want to close the account because it is one of my older accounts, but if I can PC it to something more useful I'd like it a whole lot more. The only thing in the Cap1 line up that really grabs me is the SavorOne. I don't need that as much as I once thougt I did because I now have the Wells Fargo Autograph which does mostly the same things, but I think the Savor or SavorOne would still hit one or two minor categories that I don't have covered with some other card (entertainment, I think).
.

I completely understand, however, many of us don't (or didn't) qualify for 2% cards, so from that perspective, the 1.5% offered by the Quicksilver card is as good as it gets without a tiered card. This combined with how easy it is to redeem CapOne cash rewards means there is an extra intangible benefit compared to the few 2% cards I *might* be able to get approved for. While on the subject of cards I may be able to get approved for, the only card on my short list at the moment is a United Mileage Plus Club card, which is a Visa Infinite, so I need to make sure my applications and new card approvals are kept to an absolute minimum.

Re: Cap1 plat to savor

hrdsurfer — Sat, 24 Dec 2022 18:49:57 GMT

Yeah, it all depends on what your goals are and what you can get. Since I was approved for the venture x, and my goal is transferring points to a cap1 partner for an aspirational trip, the savor is a no brainier to rack up the extra 1 or 2% on dining and entertainment. So it's just really frustrating to feel like I'm leaving something on the table. Especially since I was pre approved for the savor, qnd got th VX. Just can't upgrade the platinum sock drawer card.

Re: Cap1 plat to savor

mgood — Sat, 24 Dec 2022 18:51:19 GMT

@Horseshoez wrote:
@mgood wrote:
@Horseshoez wrote:
Why?
Quicksilver pays 1.5% back. I have two other cards, each with much higher limits, that each pay 2% back.
I completely understand, however, many of us don't (or didn't) qualify for 2% cards, so from that perspective, the 1.5% offered by the Quicksilver card is as good as it gets without a tiered card. This combined with how easy it is to redeem CapOne cash rewards means there is an extra intangible benefit compared to the few 2% cards I *might* be able to get approved for.

Absolutely! And it was a great upgrade for me from the no-rewards Platinum card it started out as. But it has mostly outlived it's usefulness in my credit card portfolio. I just spend a little on it to keep it alive. It will usually offer 7% - sometimes as much as 12% - on JC Penny online. So I need some new underwear or socks and order them with that card. I use my sock-drawer card to buy socks.

I am not saying it's not a good card for someone else. Someone starting out or rebuilding may not be able to qualify for many, or any, rewards cards but can often get a Platinum and later upgrade to a Quicksilver that gets 1.5% back, no annual fee, and super-easy redemptions. That's a win.

Re: Cap1 plat to savor

StephenH — Sat, 24 Dec 2022 19:07:26 GMT

When you take into account an entire years spend it's really not that big of a difference. I use my QS for pretty much all everyday purchases despite having the option to use DWs cards with better reward structure if I really want to cover that 1/2% but I don't unless she's trying to hit a SUB or something. It really depends on the person. My platinum, now converted to V1 only has a few small recurring expenses that totals less than a $100 spend per month. If it does get upgraded to savor one I'll charge it up like no tomorrow and PIF for a few months so I get the CL up and actually put it back in my rotation. Good luck and keep us updated!