topic Re: Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming in Credit Cards

Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming

UncleB — Thu, 01 Dec 2022 15:31:11 GMT

Discover has announced their 2023 Q1 cash back categories:

DoC: https://www.doctorofcredit.com/discover-q1-2023-categories-grocery-drugstores-streaming/

I'm pleased to see they stuck with grocery for Q1, and the other two aren't terrible, either.

Re: Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming

simplynoir — Thu, 01 Dec 2022 15:40:56 GMT

Discover and other credit card rotating categories should just make grocery spending a semi-permanent category. Customers are not having it easy shopping for food

Also forgot they're not doing yearly releases anymore

Re: Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming

UncleB — Thu, 01 Dec 2022 15:48:34 GMT

@simplynoir wrote:
Discover and other credit card rotating categories should just make grocery spending a semi-permanent category. Customers are not having it easy shopping for food

Also forgot they're not doing yearly releases anymore

Yeah, that would be nice.

I'm hopeful that running Walmart charges through Curve will bypass the Walmart exclusion like Paypal Key did last year. If it does that will be even better than PPK, since I won't have to bother with Walmart Pay.

The 'streaming' category has also piqued my interest, since if it's driven by MCC then Dish Network/DirecTV and the like should also trigger it (which would free up a category on one of my Cash+ cards). Of course there's no way to know without just trying it, and by then the Cash+ categories will be locked up tight. Such is the way of this game, LOL.

Re: Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming

Adkins — Thu, 01 Dec 2022 16:46:32 GMT

This is excellent, I'll pull my older Discover out for my grocery spend instead of my Citi Custom Cash.

Re: Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming

mrphilli — Thu, 01 Dec 2022 16:50:24 GMT

Thanks for posting this! These quarterly categories feel like a non-starter for me, unfortunately. The Blue Cash Preferred card seems to cover grocery stores and streaming services for 6% cash back, and I can't remember the last time I went to a drug store. Hopefully other folks find them useful, though!

For anyone thinking about taking advantage of the bonus for streaming services: I didn't see Hulu, Disney+, ESPN+, and Netflix on the list of streaming services in the Doctor of Credit post. They might end up working just fine because the merchant code matches up, though you never know with all the fine print floating around about these bonuses.

The last few years, grocery stores have usually been the first quarter of Discover's bonus calendar. I think it'd be a little funny if the second quarter ended up being gas stations again, the third quarter was restaurants again, and the fourth quarter was Amazon again... But all with just different second or third category offerings... Making the change from announcing the quarters all at once versus announcing them every few months feel like a minor waste of time and effort for everyone involved.

@UncleB wrote:
The 'streaming' category has also piqued my interest, since if it's driven by MCC then Dish Network/DirecTV and the like should also trigger it (which would free up a category on one of my Cash+ cards). Of course there's no way to know without just trying it, and by then the Cash+ categories will be locked up tight. Such is the way of this game, LOL.

That's a good idea. My knee jerk reaction is that, since they specifically list DirecTV Stream in their list of services, it might not work... Then again, the list on the link also said Apple TV (the storefront and media player) and not Apple TV+ (the streaming platform)... Which just leads me to think that these streaming companies need to rethink their branding strategies and stop slapping pluses on everything.

Re: Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming

M_Smart007 — Thu, 01 Dec 2022 17:19:39 GMT

Thanks for posting @UncleB !

I was just looking for this a day to early

Probably be using the 5% Grocery cat.

ETA: Unless Affinity CR wants to give me 7%

Re: Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming

ptatohed — Thu, 01 Dec 2022 18:03:18 GMT

Grocery will be useful. Never go to drug stores (maybe if they brought back Thrifty ice cream ). Streaming is nice but as cash-back-crazy as I am, even I don't find it worth logging in and changing the payment method on a few streaming services from AOD to Disco and then back 3 months later for an extra 2% on a relatively low spend.

Thanks for the post UB!

Re: Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming

SUPERSQUID — Thu, 01 Dec 2022 18:50:46 GMT

Thanks for posting that. I just activated both my cards. one of my discover cards is still in the first year so its 10 pct cb on groceries, i guess i will give savor a rest for a few months.

Re: Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming

UncleB — Thu, 01 Dec 2022 19:17:13 GMT

I think I might "risk" dropping the TV, internet, and streaming category from my Cash+ on the chance that Discover might count satellite TV and AT&T fixed wireless as streaming (they all use MCC 4899).

If I lose the gamble I get 4% back anyway with my Savor, so it's not a big deal.

That will free up a spot on the Cash+ for 'Electronics Stores', which might come in handy if I decide to pull the trigger on a new phone next spring. 😉

I spend way too much time scheming on how to save an extra $2, LOL

Re: Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming

Remedios — Thu, 01 Dec 2022 20:04:29 GMT

I don't care too much for grocery quarters, I have that on multiple cards but Disco codes all Fred Meyer purchases as grocery (none of my other lenders do).

So, that's 5% on what you'd find at department stores for me. Low amount but whatever, it will see some use.

Re: Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming

Anonymous — Fri, 02 Dec 2022 00:25:03 GMT

Thanks! I'll switch citi custom cash to dining. I hope chase freedom flex is gas.

Re: Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming

CreditAggie — Fri, 02 Dec 2022 03:18:15 GMT

I can always appreciate a 5% grocery category! It looks like for Q1 groceries will go on Disco and dining will go on Custom Cash!

Re: Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming

xenon3030 — Fri, 02 Dec 2022 05:43:58 GMT

I hope that CFF would not again overlap with Discover on groceries. Due to the inflation rate increase, by chance is there any plan to increase the cashbacks to 6% or more?

Re: Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming

crystal626 — Fri, 02 Dec 2022 06:33:13 GMT

I haven't gotten an email about this yet. I will probably use my Disco though. I have been eating out more lately and the Custom Cash is my highest earning dining card (second highest is the Elan 4% dining card) that covers restaurants and fast food.

Or maybe Affinity will be generous and give back to back groceries. I think they did that once before but they've been doing gas so much, I doubt they want to do that too.

Discover Q1 2023 category

isik — Tue, 06 Dec 2022 18:55:55 GMT

Disco's Q1 category is announced: groceries, drug stores and streaming. I guess mine is going in the drawer for this quarter at least, probably for longer. Other quarters are not announced yet.

discover change 5% rotating annoucements/bonuses?

Beefy1212 — Tue, 06 Dec 2022 18:56:30 GMT

I noticed my discover doesnt have the rewards calendar up yet they have the 1Q posted and then just a generic statement for the last 3 quarters. or are they just late getting the bonuses posted?

Re: discover change 5% rotating annoucements/bonuses?

Adkins — Tue, 06 Dec 2022 18:57:37 GMT

@Beefy1212 wrote:
I noticed my discover doesnt have the rewards calendar up yet they have the 1Q posted and then just a generic statement for the last 3 quarters. or are they just late getting the bonuses posted?

Starting in the new year, Discover is no longer posting it's rotating quarters in advance.

Re: discover change 5% rotating annoucements/bonuses?

Beefy1212 — Tue, 06 Dec 2022 07:03:12 GMT

Super lame, would like to know how this drives card use...

Re: Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming

TSlop — Sun, 01 Jan 2023 18:40:02 GMT

@UncleB wrote:
The 'streaming' category has also piqued my interest, since if it's driven by MCC then Dish Network/DirecTV and the like should also trigger it (which would free up a category on one of my Cash+ cards). Of course there's no way to know without just trying it, and by then the Cash+ categories will be locked up tight. Such is the way of this game, LOL.

If someone tests the Discover card with Netflix, please let me know! My plan charges me on the last day of the month, so if no one tests it earlier, I will gamble the 5% at the end of January.

Re: Discover 2023 Q1 Categories - Grocery, Drug Stores, Streaming

UncleB — Mon, 02 Jan 2023 02:47:05 GMT

I can't help with Netflix (I'm paid up through the fall) but I just made a $5 payment to Dish Network to see if it will trigger the 'streaming' category.

I'll report back as soon as it posts.