topic Re: Credit Card SUB Trackers in Credit Cards

Credit Card SUB Trackers

Aim_High — Sat, 07 Jan 2023 04:29:45 GMT

I recently completed the spending requirement for the SUB on my new CITI AAdvantage Executive WEMC. For this card, at least, CITI had a nice SUB spend tracker on mobile app/website. But I'm not sure if CITI has a SUB tracker on other cards. I also know some lenders don't offer this feature at all.

For community data points, I thought I'd ask those who completed or are working towards SUBs in the last 12 months, which cards and/or lenders have offered a SUB tracking feature?

Re: Credit Card SUB Trackers

ptatohed — Sat, 07 Jan 2023 05:35:04 GMT

Trackers are useful, good topic.

I think the only card with an intro bonus offer I got in the last 12 is the citi Shop Your Way card. I don't have the best memory but I don't 'think' it had a tracker. It was a unique bonus structure in that it gave you a $75 statement credit for every $500 spend, up to $1500 spend / $225 bonus (90 days). I would see the $75 credits come in but there was no tracker per se that I recall.

Perhaps a fresh applicant such as @SouthJamaica can confirm or deny my poor memory.

You didn't ask this but I'll add, with the endless targeted offers the SYW card has, there is no tracker either. You may or may not receive an e-mail while working toward a target offer and it will say something like "You have spent $XXX.XX so far, you have $XXX.XX to go..." but these e-mails seem to not only be inaccurate (always way behind actual current spend) nor is receiving the e-mail consistent.

Re: Credit Card SUB Trackers

simplynoir — Sat, 07 Jan 2023 06:19:08 GMT

As a starting point even if the data is old/out-dated at least it's a starting point, also include TPG's article on it

https://www.doctorofcredit.com/how-to-track-your-spend-progress-toward-a-credit-card-signup-bonus/

https://thepointsguy.com/credit-cards/how-to-track-progress-credit-card-sign-up-bonus/

From personal experience Chase and AMEX more seem to be very highly YMMV. AMEX I think I only got the tracker once via email. It tracked spending live so keeping it in a specially marked folder til the spend is reach is probably best; Chase was hit and miss especially recently with business cards to keep track of. With Chase it's located in the rewards portion of their website but could sometimes take days if ever for a tracker to show up. Due to quick nature of obtaiing the bonus it may be with enough time it will show but I cannot say for sure. Citi seems to be more consistent as the Custom Cash and Citi Premier both had SUB trackers fairly quickly. Don't recall any others that do it who I got cards with

Re: Credit Card SUB Trackers

FireMedic1 — Sat, 07 Jan 2023 10:16:39 GMT

WF Active Cash:

Re: Credit Card SUB Trackers

SouthJamaica — Sat, 07 Jan 2023 17:43:28 GMT

@ptatohed wrote:
Trackers are useful, good topic.

I think the only card with an intro bonus offer I got in the last 12 is the citi Shop Your Way card. I don't have the best memory but I don't 'think' it had a tracker. It was a unique bonus structure in that it gave you a $75 statement credit for every $500 spend, up to $1500 spend / $225 bonus (90 days). I would see the $75 credits come in but there was no tracker per se that I recall.

Perhaps a fresh applicant such as @SouthJamaica can confirm or deny my poor memory.

You didn't ask this but I'll add, with the endless targeted offers the SYW card has, there is no tracker either. You may or may not receive an e-mail while working toward a target offer and it will say something like "You have spent $XXX.XX so far, you have $XXX.XX to go..." but these e-mails seem to not only be inaccurate (always way behind actual current spend) nor is receiving the e-mail consistent.

1. I haven't even gotten my card yet.

2. I can't remember ever even seeing a tracker, except (a) Hilton Amex cards apprise me of how far along I am in getting a free night award (which is invariably not even close) and (b) FNBO Business Evergreen card apprises me on the status of my earning annual $100 anniversary bonus.

Re: Credit Card SUB Trackers

DJRobbieD — Sat, 07 Jan 2023 16:04:40 GMT

Of the recent new cards in my lineup, I only recall seeing a SUB tracker for my Citi Custom Cash.

I don't recall seeing a SUB tracker for my Elan MCP, Amex BCP, or BofA PR cards, although once I hit the required spend on each, I received the SUBs within a few days.

Re: Credit Card SUB Trackers

isik — Sun, 08 Jan 2023 06:41:15 GMT

Amex BCP - No

Amex Gold - No

Discover - Yes (Not exactly a tracker but it says we'll give you x on xxx day, 1 yr anniversary)

BofA - I don't remember

Re: Credit Card SUB Trackers

xenon3030 — Sun, 08 Jan 2023 14:36:32 GMT

CSP: Yes.

Citi Premier: Yes.