topic Increase credit limit on the US Bank secured card? in Credit Cards

Increase credit limit on the US Bank secured card?

jmcmillan — Mon, 23 Jan 2023 21:23:22 GMT

I'm planning to increase mine. I'm just curious which CRA they pull for this. I thought they were exclusively EX for Texas, but they surprised me recently with a TU pull for my auto loan.

Also, were you able to do it over the phone, or does it still require the letter with a cashier's check?

Re: Increase credit limit on the US Bank secured card?

FireMedic1 — Tue, 24 Jan 2023 17:59:57 GMT

Ooops. Should have been awake longer. Wrong bank.

Re: Increase credit limit on the US Bank secured card?

jmcmillan — Tue, 24 Jan 2023 13:23:41 GMT

@FireMedic1 wrote:
Sorry your thread hasnt got a reply yet. Not a customer. maybe this can hold you over till someone comes along. Good luck!

Thank you! I'm guessing this isn't a common thing to do. I've done so much searching and nothing is coming up.

Re: Increase credit limit on the US Bank secured card?

Remedios — Tue, 24 Jan 2023 15:33:57 GMT

@jmcmillan

Here you go

Re: Increase credit limit on the US Bank secured card?

jmcmillan — Wed, 25 Jan 2023 00:46:03 GMT

@Remedios wrote:
@jmcmillan

Here you go

Thank you... still trying to find out which CRA they pull.

Re: Increase credit limit on the US Bank secured card?

butterpecan — Tue, 13 Jun 2023 06:38:27 GMT

@jmcmillan wrote:
@Remedios wrote:
@jmcmillan

Here you go

Thank you... still trying to find out which CRA they pull.

@jmcmillan Did you ever find out what report they pull for US Bank? The list I found does not include data for my geographic location.

Re: Increase credit limit on the US Bank secured card?

sznthescore — Tue, 13 Jun 2023 16:31:44 GMT

@butterpecan wrote:
@jmcmillan wrote:
@Remedios wrote:
@jmcmillan

Here you go

Thank you... still trying to find out which CRA they pull.
@jmcmillan Did you ever find out what report they pull for US Bank? The list I found does not include data for my geographic location.

@butterpecan I'm in GA and they pulled EQ the many times I've applied. Not sure if that helps

Re: Increase credit limit on the US Bank secured card?

jmcmillan — Wed, 14 Jun 2023 00:04:37 GMT

@butterpecan wrote:
@jmcmillan Did you ever find out what report they pull for US Bank? The list I found does not include data for my geographic location.

Hi @butterpecan , I actualy had some things come up and I've had to put this off for the time being. If things change, I will definitely post on here to let everyone know.

Re: Increase credit limit on the US Bank secured card?

butterpecan — Wed, 14 Jun 2023 00:10:03 GMT

@sznthescore Thanks, yes it does help. I have a GA address in the winter (right off the border near Hilton Head in SC). Equifax is my best report, thanks!

Re: Increase credit limit on the US Bank secured card?

TheRedHat — Wed, 14 Jun 2023 21:30:12 GMT

May I inquire as to your reasoning for wanting to do this? How long have you had this card? And how many inquiries have you had in the past 12 months?

There may be other (and better) options available to you depending on your answer, if you still plan on doing this in the future.

Re: Increase credit limit on the US Bank secured card?

jmcmillan — Fri, 16 Jun 2023 01:04:39 GMT

@TheRedHat wrote:
May I inquire as to your reasoning for wanting to do this? How long have you had this card? And how many inquiries have you had in the past 12 months?

There may be other (and better) options available to you depending on your answer, if you still plan on doing this in the future.

I would like it to graduate at a $5,000 credit line rather than asking for one later and praying they give me an increase.