topic Re: Citi Card in Credit Cards

Citi Card

Anonymous — Mon, 21 Sep 2009 17:32:38 GMT

I recently closed a Cap1 account due to a high APR and low limit. So i decided to apply for the Citi Forward card hoping for a decent credit limit. I wasn't expecting to get approved but I was. My limit is $4,000 which is my highest limit to date. I'm done applying for a year now.

Snier

Re: Citi Card

morganirish — Mon, 21 Sep 2009 17:38:05 GMT

Do you know which CR they pulled?

Re: Citi Card

DI — Mon, 21 Sep 2009 17:43:22 GMT

@Anonymous wrote:
I recently closed a Cap1 account due to a high APR and low limit. So i decided to apply for the Citi Forward card hoping for a decent credit limit. I wasn't expecting to get approved but I was. My limit is $4,000 which is my highest limit to date. I'm done applying for a year now.

Snier

Citi is very generous with initial CL and CLI's. I have limits with CITI at $4000 and $3600.

Re: Citi Card

Anonymous — Mon, 21 Sep 2009 17:46:24 GMT

They pulled Ex for me and I live in NY

Re: Citi Card

morganirish — Mon, 21 Sep 2009 17:50:33 GMT

I don't know if I dare to apply then, because I don't know what my ex score is. Did Citi tell you your score when they pulled ex?

Re: Citi Card

Anonymous — Mon, 21 Sep 2009 17:57:25 GMT

I didnt ask but i am thinking about calling back and finding out

Re: Citi Card

DI — Mon, 21 Sep 2009 18:06:57 GMT

CITI pulls EQ in southern states.

Re: Citi Card

Anonymous — Mon, 21 Sep 2009 18:16:43 GMT

They pulled EQ for me in NJ. Apped for forward and got an initial 7K CL.

Re: Citi Card

smallfry — Mon, 21 Sep 2009 20:24:32 GMT

@Anonymous wrote:
They pulled EQ for me in NJ. Apped for forward and got an initial 7K CL.

Citi has always been an Experian pull for me. I live in Central Jersey. What part of NJ do you live in. This is a new one on me.

Re: Citi Card

Anonymous — Mon, 21 Sep 2009 20:33:38 GMT

Citi has always pulled EX exclusively for me here in SoCal.

Re: Citi Card

Anonymous — Tue, 22 Sep 2009 03:11:02 GMT

I live in north jersey - paramus area... i thought they might pull experian but no they pulled eq and at the time I only had one inquiry from psecu which i told them i apped for membership because i went to a qualifying school and opened a savings acct

Re: Citi Card

smallfry — Tue, 22 Sep 2009 03:49:25 GMT

They soft my EQ. You lucky dog.

Re: Citi Card

mark925 — Tue, 22 Sep 2009 04:21:28 GMT

In California, they pulled EX on me.

Re: Citi Card

Anonymous — Tue, 22 Sep 2009 09:49:58 GMT

@Anonymous wrote:
I recently closed a Cap1 account due to a high APR and low limit. So i decided to apply for the Citi Forward card hoping for a decent credit limit. I wasn't expecting to get approved but I was. My limit is $4,000 which is my highest limit to date. I'm done applying for a year now.

Snier

Congrats on the card and the new high limit!

Funny how it works sometimes, you expect an easy approval and you get shot down. Or, you expect to be declined and you get a really nice surprise instead!

I'm glad Citi came through for you, snier! Must feel good!

Re: Citi Card

Anonymous — Tue, 22 Sep 2009 09:57:49 GMT

By the way, Citi pulled TU for me. I'm in CT.

Looks like I'm the only one with a TU pull.

Re: Citi Card

Anonymous — Tue, 22 Sep 2009 13:17:15 GMT

@smallfry wrote:
They soft my EQ. You lucky dog.

haha - lol - thanks...

I am gonna hit them up with a CLI in December - I'll say I wanna go shopping... lol.. see if that works - until then I am planning to run atleast 500 through the card every month and PIF

Re: Citi Card

Anonymous — Tue, 22 Sep 2009 14:00:28 GMT

@morganirish wrote:
I don't know if I dare to apply then, because I don't know what my ex score is. Did Citi tell you your score when they pulled ex?

Citi is sensitive to recent inquiries and new accounts.

Re: Citi Card

morganirish — Tue, 22 Sep 2009 15:10:41 GMT

tx john

That's good to know since I have new inq. on tu none on eq. I also have a couple of new accounts. I just got my eq and tu over the 700 mark so I will save any more credit hunting until next year.

Re: Citi Card

Anonymous — Tue, 22 Sep 2009 15:34:24 GMT

Since I was just approved is it possible to call Citi and found out what my credit score was when they pulled it?

Re: Citi Card

Anonymous — Tue, 22 Sep 2009 17:00:47 GMT

@Anonymous wrote:
___________________________________________________________________________________________________________________

haha - lol - thanks...
I am gonna hit them up with a CLI in December - I'll say I wanna go shopping... lol.. see if that works - until then I am planning to run atleast 500 through the card every month and PIF

Look for a CLI button online after your fourth month. I believe mine appeared the same day my fourth payment posted. Automatic CLI from $4k to

$6K.