topic Re: Help about Chase Freedom Unlimited application in Credit Cards

Help about Chase Freedom Unlimited application

Fernando1 — Mon, 06 Feb 2023 23:00:08 GMT

I'd like to apply for Chase Freedom Unlimited, but I have some issues. That's my situation:

I'm foreign and I don't have a SSN yet (just ITIN)
My credit history is too new (just 4 months), so I don't have a FICO score yet, just VantageScore (VS 4.0 TU 680)

I know they accept ITIN for application, but I can't check if I'm pre approved on Chase website because they ask for SSN for that. The only way I was able to check for Chase pre approval was on Amazon Visa Signature (in this case they allow ITIN), but I got a message saying that they weren't able to obtain my credit report (I think because I don't have a FICO score).

My question: If I try to apply to the Freedom Unlimited and they don't find my credit report, do you think this still could hurt my my credit score? What do you suggest for me?

Re: Help about Chase Freedom Unlimited application

GZG — Mon, 06 Feb 2023 23:53:39 GMT

@Fernando1 wrote:
I'd like to apply for Chase Freedom Unlimited, but I have some issues. That's my situation:
I'm foreign and I don't have a SSN yet (just ITIN)
My credit history is too new (just 4 months), so I don't have a FICO score yet, just VantageScore (VS 4.0 TU 680)
I know they accept ITIN for application, but I can't check if I'm pre approved on Chase website because they ask for SSN for that. The only way I was able to check for Chase pre approval was on Amazon Visa Signature (in this case they allow ITIN), but I got a message saying that they weren't able to obtain my credit report (I think because I don't have a FICO score).
My question: If I try to apply to the Freedom Unlimited and they don't find my credit report, do you think this still could hurt my my credit score? What do you suggest for me?

are you doing any banking already with Chase?

Re: Help about Chase Freedom Unlimited application

Fernando1 — Mon, 06 Feb 2023 23:57:15 GMT

No relationship with Chase until now

Re: Help about Chase Freedom Unlimited application

Remedios — Tue, 07 Feb 2023 00:26:58 GMT

Give it another 8 months or so, then try. You're going to waste HP for nothing with or without SS number.

Also, with 4 months of credit history, you wouldn't get pre-approval even if you had social security number.