topic Re: NFCU switcharoo!!! No Notice... in Credit Cards

NFCU switcharoo!!! No Notice...

Eric958 — Sun, 12 Feb 2023 01:50:21 GMT

So I go to check my N'rewards cc to check balance.... after ditling around for a bit as I go back to the main page I noticed my N'rewards is now a Visa siq GO REWARDS!!!! I'm guessing that's a better card 🤷‍♂️ same $5500 limit. What gives? is the N'rewards coming to an end????? E!

Re: NFCU switcharoo!!! No Notice...

sznthescore — Sun, 12 Feb 2023 02:23:12 GMT

Maybe the card graduated, but typically nRewards graduates to the CashRewards. This is definitely new and/or the first time hearing about a nRewards graduating to GoRewards.

Re: NFCU switcharoo!!! No Notice...

GZG — Sun, 12 Feb 2023 02:29:25 GMT

@sznthescore wrote:
Maybe the card graduated, but typically nRewards graduates to the CashRewards. This is definitely new and/or the first time hearing about a nRewards graduating to GoRewards.

OP is probably talking about the original nRewards which was an unsecured card way back

Re: NFCU switcharoo!!! No Notice...

sznthescore — Sun, 12 Feb 2023 02:31:18 GMT

@GZG wrote:
@sznthescore wrote:
Maybe the card graduated, but typically nRewards graduates to the CashRewards. This is definitely new and/or the first time hearing about a nRewards graduating to GoRewards.

OP is probably talking about the original nRewards which was an unsecured card way back

Got it. Would make sense then...

Re: NFCU switcharoo!!! No Notice...

Eric958 — Sun, 12 Feb 2023 02:33:38 GMT

@sznthescore wrote:
Maybe the card graduated, but typically nRewards graduates to the CashRewards. This is definitely new and/or the first time hearing about a nRewards graduating to GoRewards.

This card started as secured. After 6 mths it was unsecured. Had it for about 6 years.

Re: NFCU switcharoo!!! No Notice...

GZG — Sun, 12 Feb 2023 04:31:54 GMT

@Eric958 wrote:
@sznthescore wrote:
Maybe the card graduated, but typically nRewards graduates to the CashRewards. This is definitely new and/or the first time hearing about a nRewards graduating to GoRewards.

This card started as secured. After 6 mths it was unsecured. Had it for about 6 years.

I had no idea the old nRewards product was also secured, I saw super old DPs back when it was an unsecured card. Did it just unsecure and remain a nRewards after that with 1% back or was it different?

Re: NFCU switcharoo!!! No Notice...

Eric958 — Sun, 12 Feb 2023 05:00:35 GMT

@GZG wrote:
@Eric958 wrote:
@sznthescore wrote:
Maybe the card graduated, but typically nRewards graduates to the CashRewards. This is definitely new and/or the first time hearing about a nRewards graduating to GoRewards.

This card started as secured. After 6 mths it was unsecured. Had it for about 6 years.
I had no idea the old nRewards product was also secured, I saw super old DPs back when it was an unsecured card. Did it just unsecure and remain a nRewards after that with 1% back or was it different?

Remained the same.. limit neva increased until late last year. went from $1500 - $2200 - $5500 E!

Re: NFCU switcharoo!!! No Notice...

FireMedic1 — Sun, 12 Feb 2023 10:35:32 GMT

@GZG wrote:
@Eric958 wrote:
@sznthescore wrote:
Maybe the card graduated, but typically nRewards graduates to the CashRewards. This is definitely new and/or the first time hearing about a nRewards graduating to GoRewards.

This card started as secured. After 6 mths it was unsecured. Had it for about 6 years.
I had no idea the old nRewards product was also secured, I saw super old DPs back when it was an unsecured card. Did it just unsecure and remain a nRewards after that with 1% back or was it different?

Long as I've been on here its been secured. In 2018 they lowered the min deposit so more could take advanatge of rebuliding/build credit.

https://www.businesswire.com/news/home/20181210005850/en/Navy-Federal-Improves-Member-Access-to-Credit-Building-Credit-Cards

Re: NFCU switcharoo!!! No Notice...

GZG — Sun, 12 Feb 2023 21:21:33 GMT

@FireMedic1 wrote:
@GZG wrote:
@Eric958 wrote:
@sznthescore wrote:
Maybe the card graduated, but typically nRewards graduates to the CashRewards. This is definitely new and/or the first time hearing about a nRewards graduating to GoRewards.

This card started as secured. After 6 mths it was unsecured. Had it for about 6 years.
I had no idea the old nRewards product was also secured, I saw super old DPs back when it was an unsecured card. Did it just unsecure and remain a nRewards after that with 1% back or was it different?
Long as I've been on here its been secured. In 2018 they lowered the min deposit so more could take advanatge of rebuliding/build credit.
https://www.businesswire.com/news/home/20181210005850/en/Navy-Federal-Improves-Member-Access-to-Credit-Building-Credit-Cards

I wonder what it was in the way, way back times like from this DP:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFCU-nRewards-Approved/m-p/1352521

Re: NFCU switcharoo!!! No Notice...

OmarGB9 — Sun, 12 Feb 2023 21:34:09 GMT

So did your card graduate then? But it graduated to a GoRewards rather than a cashRewards?

Re: NFCU switcharoo!!! No Notice...

Eric958 — Mon, 13 Feb 2023 01:25:27 GMT

@OmarGB9 wrote:
So did your card graduate then? But it graduated to a GoRewards rather than a cashRewards?

Yes graduated 6 years ago