topic Re: Bank of America - Still SP CLI, or no? in Credit Cards

Bank of America - Still SP CLI, or no?

Taurus22 — Tue, 14 Feb 2023 00:18:12 GMT

So, I logged into my BoA account to see if I still had the luv button (which I do). However, when I pushed it, I see what is clearly HP language. Are there any DP's on the current state of BoA CLI's still being SP, or should I take this warning at face value and slooooowly back away?

Re: Bank of America - Still SP CLI, or no?

coldfusion — Tue, 14 Feb 2023 00:37:49 GMT

That language is a legacy from when BoA hard pulled Transunion for CLI requests and I'm sure keeping it there makes their lawyers happy. Still SP CLIs.

Re: Bank of America - Still SP CLI, or no?

hackersmovie — Tue, 14 Feb 2023 00:39:44 GMT

@coldfusion wrote:
That language is a legacy from when BoA hard pulled Transunion for CLI requests and I'm sure keeping it there makes their lawyers happy. Still SP CLIs.

+1 Confirmed. I just did a request, no hardpull.

Re: Bank of America - Still SP CLI, or no?

Taurus22 — Tue, 14 Feb 2023 00:41:19 GMT

@coldfusion Thanks for the reply. I last requested a CLI on this card Dec. '21 and I remembered then it was SP regardless.....but I don't recall the language being quite this direct and ominous.

Re: Bank of America - Still SP CLI, or no?

Taurus22 — Tue, 14 Feb 2023 00:43:05 GMT

@hackersmovie Ok, thanks again. I just wanted to reconfirm since I haven't done one of these in over a year. That language though......lol.

Re: Bank of America - Still SP CLI, or no?

nytokyobred79 — Tue, 14 Feb 2023 00:48:15 GMT

I think it's definitely still a SP. I recently opened 2 new BofA accts and the credit limit increase button is there. For science, I thought I'd try to see if I could score an increase right after approval and I was willing to take an HP for TU since I only have one. Went to pending so I fully expect a denial stating that the acct has been opened too short or not enough deposits in BofA accts, etc. I didn't receive any HP bc I keep TU unlocked for this experiment.

Re: Bank of America - Still SP CLI, or no?

Taurus22 — Tue, 14 Feb 2023 00:54:19 GMT

Ok, awesome. I went ahead and completed the request. Heading over to the Approvals now to post the results....

Stay tuned....

Re: Bank of America - Still SP CLI, or no?

KH-Underbat — Tue, 14 Feb 2023 01:56:54 GMT

As the OP has indicated they've been approved, this thread is now locked and closed to additional messages.