topic Re: Cap1 Secured has been finally Unsecured!! in Credit Cards

Cap1 Secured has been finally Unsecured!!

Brooklyn2018 — Wed, 15 Feb 2023 02:05:57 GMT

Hope Everyone is well😊

After 4 yrs 2 mos my Cap1 Secured Platinum Card has been Unsecured and $99 refunded(as a statement credit🤷‍♂️)

Now hoping, in time, I can upgrade to the QS Card. I'll be checking the upgrade page often.

I❤️NY

Re: Cap1 Secured has been finally Unsecured!!

CreditAggie — Wed, 15 Feb 2023 02:42:33 GMT

Congratulations on your Cap1 graduation!

Did you receive a CLI with your graduation?

Re: Cap1 Secured has been finally Unsecured!!

OniStringer — Wed, 15 Feb 2023 03:01:49 GMT

Congrats! I remember seeing my random high negative balance wondering what happened. Such a great feeling!

Re: Cap1 Secured has been finally Unsecured!!

Brooklyn2018 — Wed, 15 Feb 2023 03:01:53 GMT

@CreditAggie wrote:
Congratulations on your Cap1 graduation!

Did you receive a CLI with your graduation?

@CreditAggie Thanks! 😊

Negative on CLI. I'm excited that it finally unsecured. I definitely look forward to a chance, hopefully, in time, to upgrade to th QS...time will tell🤷‍♂️

I❤️NY

Re: Cap1 Secured has been finally Unsecured!!

CreditAggie — Wed, 15 Feb 2023 04:20:15 GMT

@Brooklyn2018 wrote:
@CreditAggie wrote:
Congratulations on your Cap1 graduation!

Did you receive a CLI with your graduation?
@CreditAggie Thanks! 😊

Negative on CLI. I'm excited that it finally unsecured. I definitely look forward to a chance, hopefully, in time, to upgrade to th QS...time will tell🤷‍♂️

I❤️NY

Thank you for the update! I will request this be moved to Credit Cards since no new credit was issued as a result of the graduation.

Re: Cap1 Secured has been finally Unsecured!!

GZG — Wed, 15 Feb 2023 04:25:45 GMT

Congrats on the Graduation!

Re: Cap1 Secured has been finally Unsecured!!

nytokyobred79 — Wed, 15 Feb 2023 04:35:43 GMT

Congrats on the graduation. Hope that a cli will come your way soon 😊

Re: Cap1 Secured has been finally Unsecured!!

FireMedic1 — Wed, 15 Feb 2023 09:41:25 GMT

Congrats. Thats 2 in a week. Hmmmm

Re: Cap1 Secured has been finally Unsecured!!

JoeRockhead — Wed, 15 Feb 2023 11:32:29 GMT

Congratulations on your graduation!

Re: Cap1 Secured has been finally Unsecured!!

Anonymalous — Wed, 15 Feb 2023 17:08:17 GMT

@Brooklyn2018 wrote:

Now hoping, in time, I can upgrade to the QS Card. I'll be checking the upgrade page often.

Congrats! Mine was always unsecured, but I was able to PC my Platinum to a Quicksilver within 6 months of getting the card. Though the upgrade never showed up in the offers page on the app/web interface, I had to go to my card page, and type /productupgrade after the = in the url).

Re: Cap1 Secured has been finally Unsecured!!

Hex — Wed, 15 Feb 2023 17:46:26 GMT

Yeah for progress! Double yeah for getting your money back!!

Re: Cap1 Secured has been finally Unsecured!!

WasteMgmt — Thu, 16 Feb 2023 00:00:56 GMT

Congrats! Keep checking the PC link for a chance to switch to no AF.

Re: Cap1 Secured has been finally Unsecured!!

Brooklyn2018 — Thu, 16 Feb 2023 22:01:44 GMT

@WasteMgmt wrote:
Congrats! Keep checking the PC link for a chance to switch to no AF.

THANKS @WasteMgmt. - the Cap1 Platinum Card doesn't have an AF.

Now my QS1 has an AF(you were probably referring to it 😉)

I❤️NY

Re: Cap1 Secured has been finally Unsecured!!

butterpecan — Wed, 14 Jun 2023 23:17:52 GMT

@Brooklyn2018 Congrats! have a brand new Cap1 Platinum secured, may I ask is the PC to QS what is most common to set as a goal with this card for if and when it graduates? I see comments to close it down because it doesn't do either. Thanks.

Re: Cap1 Secured has been finally Unsecured!!

Brooklyn2018 — Wed, 02 Aug 2023 07:57:27 GMT

@butterpecan wrote:
@Brooklyn2018 Congrats! have a brand new Cap1 Platinum secured, may I ask is the PC to QS what is most common to set as a goal with this card for if and when it graduates? I see comments to close it down because it doesn't do either. Thanks.

@butterpecan @I'm not sure if upon graduation that the ONLY upgrade, if any, is the QS? Things might have changed(I may not be aware of 🤷‍♂️) but, I've(in the past) only seen the QS as the "upgrade" As far as waiting for graduation of the secured to unsecured is a YMMV🤷‍♂️ As far as closing it? If it has served it's purpose and you have no use for it? Then, the choice is ultimately up to you. Moving forward, be selective and take your time. I rushed things and should have waited on the cards I have now.

My secured card was SD for over 2 yrs. Occasionally, I'd put a soda on it and that's it! We're talking 8-9 month intervals and back in the draw it went.

just stay on top of the approval threads to see if anything new transpires with the Cap1 Secured Card.

Best of Luck to you! 👍

I❤️NY