topic Citi PC in Credit Cards

Citi PC

NeoQuintessence — Sat, 25 Feb 2023 08:24:24 GMT

I'm basically looking to get a second Custom Cash through PC, but I'm not sure which Citi cards (besides Costco) exclude doing a product change. Unfortunately, I'm not eligible for the bonus for Premier right now or I'd do that, and I don't fly AA. I know the AT&T card isn't the best, but could that one be used to go on this path? Thanks.

Current Citi cards: Double, Custom, Rewards+ (plus some of their co-branded ones like Costco and Best Buy)

Re: Citi PC

coldfusion — Sat, 25 Feb 2023 12:31:40 GMT

Cards managed by their Retail Services group like your Best Buy CC or the DNSB cards (Macy's, Bloomingdale's) also couldn't be product changed.

I have heard that there have been successes in converting the AT&T card.

Re: Citi PC

Bill77 — Sat, 25 Feb 2023 12:35:45 GMT

I know you can PC from the Diamond card.

Re: Citi PC

NeoQuintessence — Sun, 26 Feb 2023 04:09:04 GMT

I might try AT&T then as it at least has a small SUB. Thanks.

Re: Citi PC

fury1995 — Sun, 26 Feb 2023 13:10:27 GMT

Citi offered me a PC from Double Cash to Custom Cash a few months ago but I didn't see any SUB or any other real reason to accept it at the time.

Re: Citi PC

tiniwings — Mon, 27 Feb 2023 17:36:15 GMT

I recently requested PC from my Rewards+ to second Custom cash through chat and it's accepted.

Re: Citi PC

Wavester64 — Mon, 25 Mar 2024 17:14:04 GMT

Can you PC to a Citi CC from a Citi Simplicity?

Re: Citi PC

reluctantgarden — Mon, 25 Mar 2024 17:35:40 GMT

@Wavester64 wrote:
Can you PC to a Citi CC from a Citi Simplicity?

Yes. I keep getting offered the Double Cash for my Simplicity and was told via chat it could also change to a Custom Cash.

Re: Citi PC

NoMoreE46 — Mon, 25 Mar 2024 17:42:06 GMT

@NeoQuintessence wrote:
I might try AT&T then as it at least has a small SUB. Thanks.

As a FYI, SUBs are Not usually available when doing a PC.

Re: Citi PC

xenon3030 — Tue, 26 Mar 2024 01:56:53 GMT

@tiniwings wrote:
I recently requested PC from my Rewards+ to second Custom cash through chat and it's accepted.

This is the best answer

Re: Citi PC

ptatohed — Tue, 26 Mar 2024 07:40:22 GMT

@xenon3030 wrote:
@tiniwings wrote:
I recently requested PC from my Rewards+ to second Custom cash through chat and it's accepted.
This is the best answer

Perhaps but don't underestimate the R+. It's an underrated card IMHO. It can make your CC or your DC a 5.55% and 2.22% card, respectively, for an extra $100/yr.

Re: Citi PC

xenon3030 — Tue, 26 Mar 2024 10:40:07 GMT

@ptatohed wrote:
@xenon3030 wrote:
@tiniwings wrote:
I recently requested PC from my Rewards+ to second Custom cash through chat and it's accepted.
This is the best answer
Perhaps but don't underestimate the R+. It's an underrated card IMHO. It can make your CC or your DC a 5.55% and 2.22% card, respectively, for an extra $100/yr.

After PCing Rewards+ to CCC, he may apply to another Rewards+ later.

Re: Citi PC

tiniwings — Wed, 27 Mar 2024 16:42:52 GMT

After I got AOD (3%), I didn't use my DC card much, so I PC'd to Rewards+ initially for that extra 10% bonus.

But my Citi spending does not make enough of it, so I thought of checking if I can PC it to the second Custom Cash, and gladly it worke d.

Re: Citi PC

Wavester64 — Wed, 27 Mar 2024 20:50:53 GMT

@reluctantgarden wrote:
@Wavester64 wrote:
Can you PC to a Citi CC from a Citi Simplicity?
Yes. I keep getting offered the Double Cash for my Simplicity and was told via chat it could also change to a Custom Cash.

Thanks @reluctantgarden

Just curious if anyone reading had gone this route? Citi Simplicity → Citi Custom Cash. I know @reluctantgarden mentioned that they were told its possible via chat, just curious if there is anyone who has done this so its confirmed it can be done I'd hate to someday take advanted of a Citi Simplicity pre-approval just to find out it can't be PC to a Citi Custom Cash