topic Re: Balance Transfer Fees - Out of Curiosity in Credit Cards

Balance Transfer Fees - Out of Curiosity

itsjustmeibe — Wed, 23 Sep 2009 12:13:04 GMT

Can you guys please share some of the balance transfer offers that you have available to you on your cards:

This is what I have:

PSECU $0 BT fee, 3.9% until 12/2010

BOA 3% BT fee, 0% until 12/09, 6.24% after

Discover 5% BT fee, 1.9% until 3/2010

Capital One Biz- $0 BT fee, standard purchase rate (9.9%)

Lexus Fin - 3% BT fee, standard purchase rate (13%)

Chase - None Available

Citi - None Available

AMEX - of course not

Wells Fargo - None Available

DI — Wed, 23 Sep 2009 13:01:45 GMT

Citi 0% for 9 months. I have until April 2010 to take the offer. The BT fee is 3%.

Anonymous — Wed, 23 Sep 2009 14:32:57 GMT

PenFed 5.99% for life (max $100 fee)

PenFed 4.99% for 24 months (max $100 fee)

NFCU as low as 7.9% (lowest regular rate), no fees

Juniper Biz MC (Barclays), 0% for 13 months, 3% fee

BankAtlantic Biz MC (Barclays), 0% for 13 month, 3% fee

Addison Avenue as low as 5.24% to 6.24% (regular rate), no fees

wmarat — Thu, 24 Sep 2009 01:50:20 GMT

BOA 1.99%, 6 MOS, 3%

BOA 3.99%, 6 MOS, 4%

CITI 0%, 9 MOS, 3%

Addison Avenue FCU 3.99%, 12 mos, 0 fee

Andrews FCU 3.9%, 9 mos, 0 fee

Ameriprise WE MC 1.99%, 6 mos, 3%, no more than $50.

Anonymous — Thu, 24 Sep 2009 12:55:45 GMT

1. Bank of America Platinum Plus: 1.99% until May 2010 3% BT fee; 9.99% thereafter

2. Citi Platinum Select: 0% for 6 months from date of transfer (expires 12/23/09) 3% BT fee

3. Chase Southwest Visa: 0% for 6 months 3% BT fee

4. Nationwide Visa Platinum: 0% for 6 months 3% BT fee (BT only up to 20% of entire CL); 7.24% thereafter