topic Re: Kohl's Visa Upgrade in Credit Cards

Kohl's Visa Upgrade

jl4 — Tue, 11 Apr 2023 00:32:59 GMT

Not sure if they've always had a Visa and I was never good for it, but I got an email today saying I've been upgraded to it!

I've had the store card for just a bit over 7 years. Card only has a $3,000 limit.

EQ 812, TU 800, EX 800.

Re: Kohl's Visa Upgrade

JoeRockhead — Tue, 11 Apr 2023 01:21:58 GMT

Congratulations on your upgrade!

Re: Kohl's Visa Upgrade

alextercero — Tue, 11 Apr 2023 01:25:10 GMT

Congrads on your upgrade

Re: Kohl's Visa Upgrade

MartyWrite75 — Tue, 11 Apr 2023 01:25:57 GMT

Congratulations on your upgrade!

Re: Kohl's Visa Upgrade

CreditCuriosity — Tue, 11 Apr 2023 01:47:13 GMT

Bever knew they offered the visa version. Might be new.

Re: Kohl's Visa Upgrade

jl4 — Tue, 11 Apr 2023 01:49:18 GMT

@CreditCuriosity wrote:
Bever knew they offered the visa version. Might be new.

Yeah that could be. There's only so much a normie like me can buy at kohls. Gotta get the swipes elsewhere!

3% on gas is decent for kohls addicts.

Re: Kohl's Visa Upgrade

CreditMagic7 — Tue, 11 Apr 2023 02:16:58 GMT

@jl4 wrote:
@CreditCuriosity wrote:
Bever knew they offered the visa version. Might be new.

Yeah that could be. There's only so much a normie like me can buy at kohls. Gotta get the swipes elsewhere!

3% on gas is decent for kohls addicts.

Congratulations on your Kohls upgrade!

Re: Kohl's Visa Upgrade

sznthescore — Tue, 11 Apr 2023 03:25:46 GMT

@jl4 wrote:
@CreditCuriosity wrote:
Bever knew they offered the visa version. Might be new.

Yeah that could be. There's only so much a normie like me can buy at kohls. Gotta get the swipes elsewhere!

3% on gas is decent for kohls addicts.

Incentive for getting there to spend and of course other places...

Re: Kohl's Visa Upgrade

sznthescore — Tue, 11 Apr 2023 03:26:11 GMT

Congratulations on your upgrade! 🥳

Re: Kohl's Visa Upgrade

Paw67 — Tue, 11 Apr 2023 03:57:42 GMT

Congratulations. Does the Walmart store card upgrade to visa also? Thanks

Re: Kohl's Visa Upgrade

Waldemar — Thu, 13 Apr 2023 13:28:15 GMT

I received that email as well. My limit is only 1500; I have had the card for a year and rarely use it. But it's a welcoming upgrade, especially since it didn't cost a hard inquiry or a new application. After seeing the email, I put in for a limit increase, and I got bumped to 2.5k with no inquiry (my credit is frozen).

Re: Kohl's Visa Upgrade

CreditAggie — Wed, 12 Apr 2023 02:52:42 GMT

Congratulations on your Kohl's upgrade! Did you also get a CLI with the upgrade or did you keep the same limit as your store card?

Re: Kohl's Visa Upgrade

fury1995 — Wed, 12 Apr 2023 14:10:25 GMT

Congrats to you for your Kohl's Rewards Visa upgrade!

Capital One and Kohl's announced this plan in March last year to introduce this co-branded card this spring.

You are probably in the first wave of invitees!

Congrats again!

"The news: Kohl’s and Capital One extended their private-label card partnership and plan to pilot a co-branded credit card in 2023, per a press release.

Here’s how it works: The Kohl’s Card has zero fees and will let Kohl’s Rewards customers earn an additional 2.5% on top of their 5% rewards. New cardholders also get 35% off their first Kohl’s purchase within 14 days of account opening."

Re: Kohl's Visa Upgrade

Mike1014805 — Fri, 14 Apr 2023 00:05:56 GMT

I got the same email. My credit limit is at their max limit of $3,000. I wonder if with the ugprade, they're going to increase the limit as well? My email said it's a visa signature, and Capital One has a minimum credit limit of $5,000 for their signatures. Unless the rules are different for their store co-branded cards? I also got my upgrade offer in the mail today...but it didn't say anything about my limit.

Re: Kohl's Visa Upgrade

Rdbeetle — Fri, 14 Apr 2023 00:08:28 GMT

Congrats on getting upgraded!!!

Re: Kohl's Visa Upgrade

SUPERSQUID — Fri, 14 Apr 2023 00:16:38 GMT

I received in todays mail a big envelope with the new kohls/cap 1 visa terms and conditions. The rewards redemption structure wasnt mentioned except to state at a later date it will be explained

I did notice the new interest rate is 30.24 pct, YIKES.

Also it mentions bt's and cash advances but doesnt go into to much detail, a lot of legal mumbo jumbo and this or that might be available with the new card.

Re: Kohl's Visa Upgrade

nytokyobred79 — Fri, 14 Apr 2023 01:09:35 GMT

Congrats on your upgrade.

Re: Kohl's Visa Upgrade

SunriseEarth — Fri, 14 Apr 2023 07:02:29 GMT

Congrats on the upgrade! IMHO, the Visa makes the card a bit more desireable.

Re: Kohl's Visa Upgrade

jl4 — Fri, 14 Apr 2023 15:55:15 GMT

@CreditAggie wrote:
Congratulations on your Kohl's upgrade! Did you also get a CLI with the upgrade or did you keep the same limit as your store card?

Still at the ceiling of $3,000, at least for now.

When the new card arrives, and things move over, I might take a swing at requesting a CLI if there's no movement.

Re: Kohl's Visa Upgrade

Legal_Girl — Sat, 15 Apr 2023 00:09:15 GMT

Congrats!!! I got my email several days back. My Kohls card had a limit of $5k but I think that was because there was a time frame where the max was $5k. I will take the Visa because it never hurts to have an extra Visa or MC, even it it is with a limit of $5k.