topic Avant Cash Back Rewards 2% / Indigo MasterCard in Credit Cards

Avant Cash Back Rewards 2% / Indigo MasterCard

Waldemar — Wed, 19 Apr 2023 17:36:47 GMT

Has anyone gotten this card? I don't see anywhere online where it talks about a 2% cashback. I only see 1%. And thoughts on the Indigo Card?

Re: Avant Cash Back Rewards 2% / Indigo MasterCard

GZG — Wed, 19 Apr 2023 17:44:42 GMT

CK allows advertisers to provide individual, differing offers for the same card based on your profile, but when you apply, you'll need to confirm the terms you found on CK with the terms you find on the documentation provided to you prior to applying fully.

Avant shows that card to me as 1% for example:

Generally, avant is seen as okay for rebuilding profiles, especially after BK, but if you provide more info about your profile, perhaps others can offer better suggestions. Indigo appears to also be moving into that "post-BK" high-ish income credit lending space by offering cards with terms such as the ones provided to you.

Re: Avant Cash Back Rewards 2% / Indigo MasterCard

Beefy1212 — Wed, 19 Apr 2023 17:51:56 GMT

@GZG wrote:
CK allows advertisers to provide individual, differing offers for the same card based on your profile, but when you apply, you'll need to confirm the terms you found on CK with the terms you find on the documentation provided to you prior to applying fully.

Avant shows that card to me as 1% for example:

Generally, avant is seen as okay for rebuilding profiles, especially after BK, but if you provide more info about your profile, perhaps others can offer better suggestions. Indigo appears to also be moving into that "post-BK" high-ish income credit lending space by offering cards with terms such as the ones provided to you.

I also have never seen that card offered as anything but 1%...

given how easy it is to get a 2% card from FNBO or WF and others would it not make sense to just get a 2% card from a prime lender?

Re: Avant Cash Back Rewards 2% / Indigo MasterCard

MileHigh96 — Wed, 19 Apr 2023 19:18:24 GMT

I just checked CK and I have the offer for the 2% cash back version as well.

Re: Avant Cash Back Rewards 2% / Indigo MasterCard

800wannabe420 — Wed, 19 Apr 2023 19:36:09 GMT

@MileHigh96 wrote:
I just checked CK and I have the offer for the 2% cash back version as well.

Same here but the 34.74% purchase APR 😱😱😱 seems to me to be a tad on the high side for my taste 🙂

Re: Avant Cash Back Rewards 2% / Indigo MasterCard

MileHigh96 — Thu, 20 Apr 2023 09:41:44 GMT

@800wannabe420 wrote:
@MileHigh96 wrote:
I just checked CK and I have the offer for the 2% cash back version as well.
Same here but the 34.74% purchase APR 😱😱😱 seems to me to be a tad on the high side for my taste 🙂

So long as you make sure to pay it off every month, it would be a decent card though, especially as a rebuilder.

Re: Avant Cash Back Rewards 2% / Indigo MasterCard

binaryhermit — Sat, 22 Apr 2023 17:58:09 GMT

Assuming it has a grace period, which some horrible cards don't. I can't get sufficient info to 100% determine whether this has a grace period without applying, but my gut feeling is this isn't *that* horrible.

Re: Avant Cash Back Rewards 2% / Indigo MasterCard

FireMedic1 — Sat, 22 Apr 2023 19:55:45 GMT

Back in the old days. The only way to get a QS WEMC was thru CK. Cap1 didn't offer it on their site. That's how I got mine. Could be a CK promotion? Keep that screenshot just in case.

Re: Avant Cash Back Rewards 2% / Indigo MasterCard

Scottisthename — Sat, 22 Apr 2023 23:49:52 GMT

This card has a grace period have the same offer but with $1500 limit not enough to bite

Re: Avant Cash Back Rewards 2% / Indigo MasterCard

SUPERSQUID — Sun, 23 Apr 2023 06:21:17 GMT

I just checked my CK account, I also have an outstanding odds offer for a 2 pct Avant.

I guess the card is 2 pct now.

Re: Avant Cash Back Rewards 2% / Indigo MasterCard

coldfusion — Sun, 23 Apr 2023 14:25:16 GMT

@SUPERSQUID wrote:
I just checked my CK account, I also have an outstanding odds offer for a 2 pct Avant.
I guess the card is 2 pct now.

Still with a $39 AF?

Re: Avant Cash Back Rewards 2% / Indigo MasterCard

markbeiser — Sun, 23 Apr 2023 16:39:36 GMT

@binaryhermit wrote:
Assuming it has a grace period, which some horrible cards don't. I can't get sufficient info to 100% determine whether this has a grace period without applying, but my gut feeling is this isn't *that* horrible.

I have not used mine since November 2022, but it had a 26 day grace period from that statement cut.
I've got tne no AF version and a $2k CL, so no plans to close it, but it hasn't left the sock drawer for nearly 6 months, and I'm fine with them closing it for inactivity.