topic Re: PSECU BT deal in Credit Cards

PSECU BT deal

Jnbmom — Sun, 23 Apr 2023 12:58:37 GMT

Pretty good deal for those seeking BT deals

Re: PSECU BT deal

CreditCuriosity — Sun, 23 Apr 2023 14:09:54 GMT

Not bad due to not bt fee/%. Certainly a lot more cheapt then typical 20%+ interest rate if one is carrying a balance and can get into CU or already has the card

Re: PSECU BT deal

Guyatthebeach — Sun, 23 Apr 2023 15:39:34 GMT

Jnbmom,

Interesting find! what are their membership requirements? Do they accept out of state membership?

Guyatthebeach

Re: PSECU BT deal

GZG — Sun, 23 Apr 2023 15:43:14 GMT

@Guyatthebeach wrote:
Jnbmom,

Interesting find! what are their membership requirements? Do they accept out of state membership?

Guyatthebeach

https://www.psecu.com/join

Don’t meet the criteria above?

Don’t worry. You can still join PSECU by becoming a member of the Pennsylvania Recreation and Park Society (PRPS). PRPS Friend membership is a one-time fee of $20, but PSECU will cover $10 when you open your PSECU account online.

Re: PSECU BT deal

CreditCuriosity — Sun, 23 Apr 2023 16:10:52 GMT

@GZG wrote:
@Guyatthebeach wrote:
Jnbmom,

Interesting find! what are their membership requirements? Do they accept out of state membership?

Guyatthebeach
https://www.psecu.com/join

Don’t meet the criteria above?
Don’t worry. You can still join PSECU by becoming a member of the Pennsylvania Recreation and Park Society (PRPS). PRPS Friend membership is a one-time fee of $20, but PSECU will cover $10 when you open your PSECU account online.

I thought they tightened up this awhile ago, but possibly opened it back up again? Things alway change.

Re: PSECU BT deal

Jnbmom — Sun, 23 Apr 2023 16:21:38 GMT

@Guyatthebeach wrote:
Jnbmom,

Interesting find! what are their membership requirements? Do they accept out of state membership?

Guyatthebeach

I haven't live in PA for years . I believe I joined through the group above to become a member .But I have relatives in PA so I not 100% sure .

Re: PSECU BT deal

CreditCuriosity — Sun, 23 Apr 2023 16:23:29 GMT

article I was thinking about. Looks like opened back up again.

https://ficoforums.myfico.com/t5/Personal-Finance/PSECU-Membership/td-p/6197010

Re: PSECU BT deal

OmarGB9 — Sun, 23 Apr 2023 19:26:53 GMT

Not bad. May have some use for this in a few months when a BT I did to Dover expires and I'll still have a remaining balance.

Re: PSECU BT deal

Royalbacon — Mon, 24 Apr 2023 19:15:00 GMT

@CreditCuriosity wrote:
@GZG wrote:
@Guyatthebeach wrote:
Jnbmom,

Interesting find! what are their membership requirements? Do they accept out of state membership?

Guyatthebeach
https://www.psecu.com/join

Don’t meet the criteria above?
Don’t worry. You can still join PSECU by becoming a member of the Pennsylvania Recreation and Park Society (PRPS). PRPS Friend membership is a one-time fee of $20, but PSECU will cover $10 when you open your PSECU account online.

I thought they tightened up this awhile ago, but possibly opened it back up again? Things alway change.

I joined back in 2020 from Minnesota with no connection to Pennsylvania whatsoever via the Pennsylvania Recreatrion and Park Society. I'm no longer a member because I closed my membership because they had nothing worthwhile for me personally.

Re: PSECU BT deal

Guyatthebeach — Tue, 25 Apr 2023 01:06:48 GMT

Well I submitted the application. I will see what happens.

Do they ask for POI?

Guyatthebeach

Re: PSECU BT deal

CreditCuriosity — Tue, 25 Apr 2023 12:19:37 GMT

@Guyatthebeach wrote:
Well I submitted the application. I will see what happens.

Do they ask for POI?

Guyatthebeach

thought i read somewhere they do require POI.. could be case by case. You will find out soon enough

Re: PSECU BT deal

Guyatthebeach — Thu, 27 Apr 2023 20:07:55 GMT

Well, here's the current update:

I was approved for membership a few days ago and was approved for the Classic Visa with a $10,000 credit limit. They used the same hard pull used for my membership. I've had higher limits and lower limits. The loan rep didn't ask for any POI. I'm not complaining one bit.

I think I'm going to enjoy this credit union!

Guyatthebeach