topic Amex no hit application process. in Credit Cards

Amex no hit application process.

NimbusIII — Wed, 26 Apr 2023 21:25:15 GMT

If you have not been on the amex website to apply for a card recently they now have a no hit application process (Soft pull only) in which if you are approved (upon accepting offer only) will it impact your credit. Best thing to come out of amex of recent. Does not apply to business cards

Re: Amex no hit application process.

Rogue46 — Wed, 26 Apr 2023 21:55:22 GMT

Sounds interesting, Do they also let you know your SL and apr before you accept the offer?

Re: Amex no hit application process.

drewricomakeubu — Wed, 26 Apr 2023 22:01:30 GMT

@Rogue46 wrote:
Sounds interesting, Do they also let you know your SL and apr before you accept the offer?

They did not for me.

Re: Amex no hit application process.

Zoostation1 — Wed, 26 Apr 2023 23:27:23 GMT

Same for me a few months ago. Was well worth it even with just knowing the approval/denial status with the SP. Accepted and got the 2 HPs TU and EX) being my first Amex and was pleasantly surpised with the starting limit given my dirty profile.

Re: Amex no hit application process.

drewricomakeubu — Wed, 26 Apr 2023 23:49:56 GMT

@Zoostation1 wrote:
Same for me a few months ago. Was well worth it even with just knowing the approval/denial status with the SP. Accepted and got the 2 HPs TU and EX) being my first Amex and was pleasantly surpised with the starting limit given my dirty profile.

What was your SL if you don't mind me asking?

Re: Amex no hit application process.

Zoostation1 — Thu, 27 Apr 2023 00:43:55 GMT

@drewricomakeubu wrote:
@Zoostation1 wrote:
Same for me a few months ago. Was well worth it even with just knowing the approval/denial status with the SP. Accepted and got the 2 HPs TU and EX) being my first Amex and was pleasantly surpised with the starting limit given my dirty profile.
What was your SL if you don't mind me asking?

$5k SL 3 months ago. Just past the 61mo from filing BK7 Amex rule and FICO8 scores around 670 at approval.

Re: Amex no hit application process.

OmarGB9 — Thu, 27 Apr 2023 00:59:15 GMT

Yes, it's been around for a bit now.

Re: Amex no hit application process.

drewricomakeubu — Thu, 27 Apr 2023 01:18:19 GMT

@Zoostation1 wrote:
@drewricomakeubu wrote:
@Zoostation1 wrote:
Same for me a few months ago. Was well worth it even with just knowing the approval/denial status with the SP. Accepted and got the 2 HPs TU and EX) being my first Amex and was pleasantly surpised with the starting limit given my dirty profile.
What was your SL if you don't mind me asking?
$5k SL 3 months ago. Just past the 61mo from filing BK7 Amex rule and FICO8 scores around 670 at approval.

Man I'm just having no luck with SLs here recently. Amex just approved me for $2k. 780 at the of HP. Who knows, I'll be able to grow my BCP either way.

Re: Amex no hit application process.

NimbusIII — Thu, 27 Apr 2023 19:49:33 GMT

Yes, they present it in a full offer