topic Re: Chase Pre-Approvals when Opted Out in Credit Cards

Chase Pre-Approvals when Opted Out

SweetCreditObsession — Mon, 01 May 2023 06:41:22 GMT

I've had an account with Chase for almost two years but never received any card pre-approvals.

I thought it was due to my reports being frozen OR my being on the opt-out list. I learned that I was wrong.

I accessed the Chase Credit Journey area yesterday and added a couple of goals [4/30/23 edit: via the Score Planner]. One was to increase my score. The second was to get a new credit card.

Minutes later I logged back into my Chase account and had three pre-approvals showing up.

Just wanted to share this DP.

Have a great day!😃

Re: Chase Pre-Approvals when Opted Out

drewricomakeubu — Sat, 29 Apr 2023 20:57:32 GMT

@SweetCreditObsession wrote:
I've had an account with Chase for almost two years but never received any card pre-approvals.

I thought it was due to my reports being frozen OR my being on the opt-out list. I learned that I was wrong.

I accessed the Chase Credit Journey area yesterday and added a couple of goals. One was to increase my score. The second was to get a new credit card.

Minutes later I logged back into my Chase account and had three pre-approvals showing up.

Just wanted to share this DP.

Have a great day!😃

Hmm. Gonna give this a go. Set my goal for new credit card with vantage showing 836, chose 12 months to goal of 841 lol.

Let's see

Re: Chase Pre-Approvals when Opted Out

SweetCreditObsession — Sat, 29 Apr 2023 21:27:00 GMT

Best wishes!

Re: Chase Pre-Approvals when Opted Out

drewricomakeubu — Sat, 29 Apr 2023 21:41:27 GMT

@SweetCreditObsession wrote:
Best wishes!

How long did it take to show pre approvals?

Re: Chase Pre-Approvals when Opted Out

SweetCreditObsession — Sat, 29 Apr 2023 21:47:12 GMT

I can't say for sure but it was within an hour or two.

Re: Chase Pre-Approvals when Opted Out

Traveler101 — Sat, 29 Apr 2023 22:44:04 GMT

@SweetCreditObsession wrote:
I've had an account with Chase for almost two years but never received any card pre-approvals.

I thought it was due to my reports being frozen OR my being on the opt-out list. I learned that I was wrong.

I accessed the Chase Credit Journey area yesterday and added a couple of goals. One was to increase my score. The second was to get a new credit card.

Minutes later I logged back into my Chase account and had three pre-approvals showing up.

Just wanted to share this DP.

Have a great day!😃

Thanks for this info. I cannot find the goals part of credit journey. Perhaps because I have no account there. Instead I looked at credit cards and hit the apply now, then backed out of it. It then asked a bunch of questions as to why I chose not to continue. I picked, I don't think I would be approved. All this chase talk is killing me, lol. I have to wait at least 90 days. Then be 0/6 1/12 3/24. 4/24 is asking for trouble. It's on my radar though.

Re: Chase Pre-Approvals when Opted Out

drewricomakeubu — Sun, 30 Apr 2023 02:22:16 GMT

@SweetCreditObsession wrote:
I can't say for sure but it was within an hour or two.

No dice for me, unfortunately. I honestly don't know why since my credit is showing so good through Credit Journey. Who knows. I'm not planning on apping for anything anytime soon so I can get SUB on my ink and BCP

Re: Chase Pre-Approvals when Opted Out

fury1995 — Sun, 30 Apr 2023 03:15:58 GMT

@Traveler101 wrote:
@SweetCreditObsession wrote:
I've had an account with Chase for almost two years but never received any card pre-approvals.

I thought it was due to my reports being frozen OR my being on the opt-out list. I learned that I was wrong.

I accessed the Chase Credit Journey area yesterday and added a couple of goals. One was to increase my score. The second was to get a new credit card.

Minutes later I logged back into my Chase account and had three pre-approvals showing up.

Just wanted to share this DP.

Have a great day!😃
Thanks for this info. I cannot find the goals part of credit journey. Perhaps because I have no account there. Instead I looked at credit cards and hit the apply now, then backed out of it. It then asked a bunch of questions as to why I chose not to continue. I picked, I don't think I would be approved. All this chase talk is killing me, lol. I have to wait at least 90 days. Then be 0/6 1/12 3/24. 4/24 is asking for trouble. It's on my radar though.

You should see it on the main page where it says "Set a Score Goal":

Also, you can go through the "Insights" tab and the select "Score Planner":

Re: Chase Pre-Approvals when Opted Out

SweetCreditObsession — Mon, 01 May 2023 06:37:57 GMT

I'm sorry, @Traveler101, try the Score Planner on the Chase Credit Journey tool. Best wishes!

Re: Chase Pre-Approvals when Opted Out

SweetCreditObsession — Mon, 01 May 2023 06:38:57 GMT

@drewricomakeubu, did you try to use the Score Planner on the Chase Creit Journey?

Re: Chase Pre-Approvals when Opted Out

SweetCreditObsession — Mon, 01 May 2023 06:40:21 GMT

Thanks for clearing up the confusion my post caused, @fury1995, the directions and visuals are a great help!😃

Re: Chase Pre-Approvals when Opted Out

drewricomakeubu — Mon, 01 May 2023 12:10:15 GMT

@SweetCreditObsession wrote:
@drewricomakeubu, did you try to use the Score Planner on the Chase Creit Journey?

Yes I think so. Just think it has to do with my EQ score right now