https://ficoforums.myfico.com/t5/Credit-Cards/How-Does-Upgrade-Card-Affect-Credit-Score/m-p/6681279#M1849064 <P>The following MyFICO thread may have some helpful information. Though, it does not provide data on the credit mix question, it does acknowledge its treated as a LOC and not a CC.&nbsp;<A href="https://ficoforums.myfico.com/t5/Credit-Cards/Upgrade-Credit-Card-feedback/td-p/6640902" target="_blank">https://ficoforums.myfico.com/t5/Credit-Cards/Upgrade-Credit-Card-feedback/td-p/6640902</A></P> Mon, 29 May 2023 19:18:56 GMT Drifter73 2023-05-29T19:18:56Z https://ficoforums.myfico.com/t5/Credit-Cards/How-Does-Upgrade-Card-Affect-Credit-Score/m-p/6681247#M1849057 <P>I'm interested in applying for the upgrade card&nbsp; (w/ preapproval) but I'm wondering how does it affect my credit score? I know its not a traditional card but a line of credit. Does that line of credit affect utilization? Does it have a positive impact on credit mix, if I only have credit cards?</P> Mon, 29 May 2023 17:02:50 GMT https://ficoforums.myfico.com/t5/Credit-Cards/How-Does-Upgrade-Card-Affect-Credit-Score/m-p/6681247#M1849057 BDEF-3 2023-05-29T17:02:50Z https://ficoforums.myfico.com/t5/Credit-Cards/How-Does-Upgrade-Card-Affect-Credit-Score/m-p/6681279#M1849064 <P>The following MyFICO thread may have some helpful information. Though, it does not provide data on the credit mix question, it does acknowledge its treated as a LOC and not a CC.&nbsp;<A href="https://ficoforums.myfico.com/t5/Credit-Cards/Upgrade-Credit-Card-feedback/td-p/6640902" target="_blank">https://ficoforums.myfico.com/t5/Credit-Cards/Upgrade-Credit-Card-feedback/td-p/6640902</A></P> Mon, 29 May 2023 19:18:56 GMT https://ficoforums.myfico.com/t5/Credit-Cards/How-Does-Upgrade-Card-Affect-Credit-Score/m-p/6681279#M1849064 Drifter73 2023-05-29T19:18:56Z