topic Re: CLI for some Credit Unions, SP/HP? in Credit Cards

CLI for some Credit Unions, SP/HP?

Tcal — Tue, 13 Jun 2023 05:18:13 GMT

Hello everyone, I recently got in bed with SCCU (Space Coast Credit Union), NFCU, Redstone FCU, & SAFE CU. Does anyone have experience in requesting CLIs through any of them? I know NFCU is a SP majority of the time, but what about the others?

Re: CLI for some Credit Unions, SP/HP?

K-in-Boston — Tue, 13 Jun 2023 13:06:17 GMT

The overwhelming majority of credit unions will pull for anything and everything. NFCU is an outlier in many cases and PenFed does have occasional account offers (otherwise they are also HP). It will be interesting to hear if there are some others that offer SP growth, though.

Re: CLI for some Credit Unions, SP/HP?

coldfusion — Tue, 13 Jun 2023 14:43:03 GMT

DCU will extend targeted SP CLI offers. You're correct that Penfed used to as well via their quarterly targeted offer cycle if there was an offer made on a card you already held , but while it seems they've resumed extending targeted CC offers I don't know whether or not the SP CLI backdoor still exists.

Re: CLI for some Credit Unions, SP/HP?

SouthJamaica — Tue, 13 Jun 2023 14:48:08 GMT

@Tcal wrote:
Hello everyone, I recently got in bed with SCCU (Space Coast Credit Union), NFCU, Redstone FCU, & SAFE CU. Does anyone have experience in requesting CLIs through any of them? I know NFCU is a SP majority of the time, but what about the others?

I'm not a member of those credit unions, except for Navy, but my experience with credit unions has been that, except for Navy, they all do a HP for CLI's.

Re: CLI for some Credit Unions, SP/HP?

M_Smart007 — Tue, 13 Jun 2023 15:04:34 GMT

@Tcal wrote:
Hello everyone, I recently got in bed with SCCU (Space Coast Credit Union), NFCU, Redstone FCU, & SAFE CU. Does anyone have experience in requesting CLIs through any of them? I know NFCU is a SP majority of the time, but what about the others?

Out of 35+ credit union memberships.

I have about 3 or 4 that do SP's for CLI's

A couple that do auto-CLI's.

You can count that most CU's are HP for CLI's.

Re: CLI for some Credit Unions, SP/HP?

Tcal — Tue, 13 Jun 2023 17:25:23 GMT

Thanks for all the info guys!

Re: CLI for some Credit Unions, SP/HP?

Neiltyson — Tue, 03 Dec 2024 18:55:44 GMT

@Tcal do you have the space coat signature card? Wondering if Costco codes as 3x for groceries.