topic Re: Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus in Credit Cards

Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus

guruum — Fri, 16 Jun 2023 02:02:16 GMT

Apparently between 6/2 and 6/15 the capital 1 savor one excellent credit sign up bonus has changed.

I applied 6/2 with the sign up bonus that used to read $200 cash bonus once you spend $500 on purchases w/in 3 months.

I pulled up the page to show my husband, and noticed that the sign up bonus is now:

Earn a one-time $200 cash bonus once you spend $1,000 on purchases within the first 3 months from account opening

Just letting some people know in case they were hoping to apply for the original sign up bonus that it has now changed in case they don't read before applying!

Since I am already set with the old sign up bonus, it's not a problem, but I imagine some people will want to hold off for a few months now!

Re: Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus

GZG — Fri, 16 Jun 2023 03:45:37 GMT

@guruum wrote:
Apparently between 6/2 and 6/15 the capital 1 savor one excellent credit sign up bonus has changed.
I applied 6/2 with the sign up bonus that used to read $200 cash bonus once you spend $500 on purchases w/in 3 months.

I pulled up the page to show my husband, and noticed that the sign up bonus is now:

Earn a one-time $200 cash bonus once you spend $1,000 on purchases within the first 3 months from account opening

really nice catch

I wonder what this change suggests about Cap1 and their desire to hand out credit

Re: Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus

guruum — Fri, 16 Jun 2023 13:47:05 GMT

Yes I'm also curious to know because I know with the Venture1 they put out some large lines for some interesting profiles. 😂

Re: Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus

Anonymalous — Fri, 16 Jun 2023 16:17:07 GMT

Interesting, the Cap1 SUBs have been stable for a while. Looks like the SUB for the Quicksilver has changed to $200 after $1000 spend, as well.

Though given the economic worries, and specifically the rise in credit card debt and defaults, I'm less surprised at the change and more surprised that relatively few lenders seem to have pulled back.

Re: Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus

GoldSorata — Sat, 17 Jun 2023 00:02:35 GMT

I got approved on the 7th with the $500 spend offer. Must have been very recently they upped it to $1000. Interesting.

Re: Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus

ptatohed — Sat, 17 Jun 2023 00:17:54 GMT

I'm still seeing $500 spend. ?

https://www.capitalone.com/credit-cards/savorone-dining-rewards/

https://www.creditkarma.com/creditcard/CCCapitalOne2000

Actual app: https://applynow.capitalone.com/?productId=22939

How does my spend bonus work?

You will earn a $200 bonus if you spend at least $500 within 3 months of your rewards membership enrollment date. Once you qualify for this bonus, we will apply it to your rewards balance within two billing cycles. Existing or previous Accountholders may not be eligible for this one-time bonus.

Re: Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus

GoldSorata — Sat, 17 Jun 2023 00:41:35 GMT

@ptatohed wrote:
I'm still seeing $500 spend. ?

https://www.capitalone.com/credit-cards/savorone-dining-rewards/

https://www.creditkarma.com/creditcard/CCCapitalOne2000

Actual app: https://applynow.capitalone.com/?productId=22939

How does my spend bonus work?
You will earn a $200 bonus if you spend at least $500 within 3 months of your rewards membership enrollment date. Once you qualify for this bonus, we will apply it to your rewards balance within two billing cycles. Existing or previous Accountholders may not be eligible for this one-time bonus.

When I go to the Capital One link https://www.capitalone.com/credit-cards/savorone-dining-rewards/ it's showing a $1000 spend for me.

Re: Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus

ptatohed — Sat, 17 Jun 2023 01:10:31 GMT

Dunno!!

https://www.capitalone.com/credit-cards/savorone-dining-rewards/

Re: Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus

guruum — Sat, 17 Jun 2023 02:23:48 GMT

Oh, now that's a very interesting data point!

are you seeing 500 on desktop & mobile?

Re: Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus

Anonymalous — Sat, 17 Jun 2023 02:33:57 GMT

I see the $1,000 spend whether I'm signed in or not, and even trying incognito windows. Maybe it's geofenced?

Re: Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus

ptatohed — Sat, 17 Jun 2023 06:46:41 GMT

@guruum wrote:
Oh, now that's a very interesting data point!
are you seeing 500 on desktop & mobile?

I was only using desktop and it was my work computer. I am now at home and, lo and behold, I see $1000 now at the same link.

https://www.capitalone.com/credit-cards/savorone-dining-rewards/

Re: Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus

Tdatb64 — Sat, 17 Jun 2023 12:29:39 GMT

For months I've been innundated with emails and in-app notifications that I'm pre-approved for the SavorOne with NO sub and a whole 9 months of 0% APR.

Re: Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus

GApeachy — Sat, 17 Jun 2023 12:54:13 GMT

Well, it used to be that way.....March 2023

"While some cash back cards require you to spend $1,000 or more to qualify for an introductory offer, the Capital One SavorOne Cash Rewards Credit Card’s sign-up bonus is relatively easy to score. If you’re eligible for the bonus, you can earn a $200 cash bonus after spending just $500 within three months of opening your account (Offer not available)."

Re: Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus

Zoostation1 — Sat, 17 Jun 2023 18:50:47 GMT

For me Credit Karma still shows $500/3 months, but the Cap One site shows $1000/3 months. Even with the increase it's still not a super steep of a sub requirement relative to other no AF cards. Amex is at $2k/6mo for BCE and CM. Wells Fargo is $1k/3m for the Autograph, but they did lower the Active Cash sub requirement down to $500/3mo.

Re: Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus

ptatohed — Sun, 18 Jun 2023 07:08:32 GMT

@Zoostation1 wrote:
For me Credit Karma still shows $500/3 months, but the Cap One site shows $1000/3 months. Even with the increase it's still not a super steep of a sub requirement relative to other no AF cards. Amex is at $2k/6mo for BCE and CM. Wells Fargo is $1k/3m for the Autograph, but they did lower the Active Cash sub requirement down to $500/3mo.

I concur. The Credit Karma intro page and actual app page still show $500.

https://applynow.capitalone.com/?productId=22939

How does my spend bonus work?

Re: Recent change to Capital 1 SavorOne Excellent Credit Edition sign on bonus

Anonymalous — Sun, 18 Jun 2023 19:55:32 GMT

@ptatohed wrote:
@Zoostation1 wrote:
For me Credit Karma still shows $500/3 months, but the Cap One site shows $1000/3 months. Even with the increase it's still not a super steep of a sub requirement relative to other no AF cards. Amex is at $2k/6mo for BCE and CM. Wells Fargo is $1k/3m for the Autograph, but they did lower the Active Cash sub requirement down to $500/3mo.
I concur. The Credit Karma intro page and actual app page still show $500.

https://applynow.capitalone.com/?productId=22939

How does my spend bonus work?
You will earn a $200 bonus if you spend at least $500 within 3 months of your rewards membership enrollment date. Once you qualify for this bonus, we will apply it to your rewards balance within two billing cycles. Existing or previous Accountholders may not be eligible for this one-time bonus.

Makes sense, CK offers are sometimes better than the standard offers. For instance, when the Custom Cash's SUB dropped from $300 to $200 on Citi's website, the $300 version persisted for a while on CK.