topic Re: Amex BCP CLI DP in Credit Cards

Amex BCP CLI DP

Bmom — Wed, 28 Jun 2023 02:26:06 GMT

I couldn't request my first 3x increase after 61 days, waited for 90, nothing, csr said try today, I did and he said that they want my card to be more established and to try after my next statement cut in July (4th cut) I'm disappointed but it's a marathon not a sprint. I did run more than the limit each month and paid both in full weekly or after purchases depending. Thus month I used twice my limit (total, I never went over my limit) so... 30 more days to wait...

Re: Amex BCP CLI DP

CardHunter — Wed, 28 Jun 2023 10:43:09 GMT

@Bmom wrote:
I couldn't request my first 3x increase after 61 days, waited for 90, nothing, csr said try today, I did and he said that they want my card to be more established and to try after my next statement cut in July (4th cut) I'm disappointed but it's a marathon not a sprint. I did run more than the limit each month and paid both in full weekly or after purchases depending. Thus month I used twice my limit (total, I never went over my limit) so... 30 more days to wait...

Hang in there! I waited 6 months for my first 3X CLI with Amex and was granted another 3 X CLI today. Amex is well worth the wait, you will get there.

Re: Amex BCP CLI DP

Rogue46 — Wed, 28 Jun 2023 19:53:57 GMT

Same here I believe I was right around the 6 month mark when I received my first increase

Re: Amex BCP CLI DP

Hipployta — Thu, 29 Jun 2023 02:17:20 GMT

I'm curious about the rules on the BCP 3x increase. I'm going to try for an increase in 2 months at my 90 day mark too but the SL was $34K so I feel like that's probably already my max.

Re: Amex BCP CLI DP

FireMedic1 — Thu, 29 Jun 2023 15:20:16 GMT

@BmomUse it like theres no tomorrow. Pay it more than once a month. I did when I was at $1000 with a post BK card. Results:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-BCP-Auto-CLI-5000-Post-BK/td-p/6685562

Theres other factors involved that I cant explain. But swiping it as i did. they apparently liked it.

Re: Amex BCP CLI DP

Kforce — Thu, 29 Jun 2023 17:36:15 GMT

Times sure have changed. When I started with credit cards, your card had the limit you were first granted. No increases, ever. Still have one of them.

What real value, justification does making 3 payments make? Those that are handing out increases every 30 days are just playing games by not giving you what you deserve out front. I miss the old days. Get what you qualified for and be done with the games.

Re: Amex BCP CLI DP

Zoostation1 — Fri, 30 Jun 2023 00:44:54 GMT

@FireMedic1 wrote:
@BmomUse it like theres no tomorrow. Pay it more than once a month. I did when I was at $1000 with a post BK card. Results:
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-BCP-Auto-CLI-5000-Post-BK/td-p/6685562
Theres other factors involved that I cant explain. But swiping it as i did. they apparently liked it.

I may have asked before but did you ever report a balance on it or always PIF pre statement cut?

Re: Amex BCP CLI DP

FireMedic1 — Fri, 30 Jun 2023 13:06:05 GMT

@Zoostation1 wrote:
@FireMedic1 wrote:
@BmomUse it like theres no tomorrow. Pay it more than once a month. I did when I was at $1000 with a post BK card. Results:
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/AMEX-BCP-Auto-CLI-5000-Post-BK/td-p/6685562
Theres other factors involved that I cant explain. But swiping it as i did. they apparently liked it.
I may have asked before but did you ever report a balance on it or always PIF pre statement cut?

@Zoostation1Always PIF. Reported $0. My one (here we go ) AZEO card has my new homeowners insurance that went up thanks to the 2 hurricanes last year on Disco with 11.4%. Will BT it when the new BCU card shows up.